Small Loans
Whatever the occasion, a Jacaranda small loan can help get you through whatever life throws at you. We offer small cash loans from $2,500 and offer payout within just 60-seconds3 of approval.
I would like to borrow
$5,000
$and pay it back over
17 months
$159.53
estimated
Estimated repayments starting from
Done in 8 mins
711 people
have applied today
GOOGLE RATING
2,000+ reviews
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
How do I get approved?
Start the application process
Apply online
You can apply for a loan in three simple steps:
1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.
Supporting docs
Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!
Be available
We might need more information from you to process your application in order to get the fastest outcome.
Apply online
You can apply for a loan in three simple steps:
1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.
Supporting docs
Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!
Be available
We might need more information from you to process your application in order to get the fastest outcome.
Loan Details
| Loan amount from | $5,000 – $15,000 |
|---|---|
| Loan terms | 9 – 24 months |
| Interest rate from | 11.42% p.a |
| Comparison rate from | 14.49% p.a. |
| Type of rate | Fixed |
| Repayment type | Weekly, fortnightly or monthly |
| Average turnaround | 60-minutes |
| Early exit fee | $0 |
| Monthly fee | $0 |
| Establishment Fee | $249 – $990 |
What is a small cash loan?
Whether you’re wanting a small loan to pay for flights, cover unexpected bills, or car repairs, a Jacaranda cash loan can be the way to go. Our small loan application is simple and straightforward, and you can apply to borrow anywhere from $2,500 to $15,000 in just minutes. To make things even better, we can have your cash in your account within 60-seconds3 after approval.
- $2,500 to $15,000
- 100% Online
- Quick Application
- 60-Second3 Transfers
What can a small loan be used for?
Small loans have a range of uses. Here are some of the most popular reasons customers take out small personal loans with us:
Am I eligible for a small cash loan?
-
Be at least 18 years of age
-
Be an Australian citizen or permanent resident
-
Have a consistent income into your bank account for the last 90-days
-
Have an active email address, phone number, and online banking account, in your name, that belongs to you
What do I need to apply for a small loan?
-
Basic personal information (i.e. full name, address, D.O.B)
-
Online banking details
There are instances where our team may need to request further information or supporting documents from you. Don’t worry, we will let you know exactly what we need and why we need that information from you
Why choose Jacaranda for a small loan?
Our tech
We’re proud to have our very own state-of-the-art bank statement technology here at Jacaranda Finance. This allows us to review applications within seconds, and provide you with an outcome as quickly as possible. We’re not interested in wasting your time, so if your application is unsuccessful, we’ll let you know as soon as possible.
Our speed
Thanks to our in-house technology, we’ve made our application process incredibly simple. In fact, you’ll only need minutes to apply. What’s even better is that 90% of applicants receive an outcome as soon as they submit their application. If we need a bit more time to go over things, we’ll only have you waiting 60-minutes2 (during normal business hours) to hear back from our team.
Aussie-owned and operated
Here at Jacaranda, we pride ourselves on being an Aussie-owned and operated venture. We like to have everything in-house, and ensure our customer service team is local to best service our customers. What’s even more is that our business is family-owned and operated, and this strong sense of community reflects through the thousands of five-star reviews we’ve been given for our outstanding service.
60-second payouts
Successful applicants who have an NPP-enabled bank account can expect their cash within 60-seconds3 after approval. Those who don’t have this type of account, though, will only have to wait overnight for the funds to appear. So, if you’re tight on time and need cash quickly, our small loans can be the perfect option for quick cash.
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Last updated: 03/05/2022