With no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
A Jacaranda Personal Loan has a maximum loan amount of $25,000. That’s up to 41 times more than other online lenders out there!
The image is for comparison purposes only and is accurate as of October 2024. Jacaranda’s maximum loan amount is based on our Secured Personal Loan. Wallet Wizard’s product is a continuing credit contract with a maximum credit limit of $8,000; Nimble’s is a personal loan with a maximum loan amount of $5,000; PayPal’s Pay in 4 is a buy now, pay later (BNPL) product with a maximum credit limit of $2,000, and Afterpay is a BNPL product with a starting credit limit of around $600 for new customers. Afterpay’s credit limit can be increased based on repayment history. Different products have different loan sizes, and results may vary. See each product's T&Cs for more details.
Not all banks or bank accounts are PayID enabled. To find out more information about PayID and how it works, please visit https://payid.com.au/ or contact your bank.
Every year, the banks fail millions of Aussies who need to borrow money. This is often purely because they don't have a high credit score, even if they've been good with money lately.
We think that's unfair, as your credit score doesn't define you. So, when that happens to you, come and talk to us.
We're an Australian-owned, operated, fully online digital lender providing fast and flexible loans.
Click here to learn more about what makes Jacaranda great!
If you've been rejected by a bank, we have a range of tools and features that could help you improve your credit score and increase your chances of getting approved next time.
Credit scores updated monthly.
Check your credit score for free with Jacaranda. Monitor your score every month and know where you stand to unlock new financial opportunities in the future.
Download the Better Credit app or log in online and follow the prompts to check your credit score today.
Credit scores updated monthly.
Check your credit score for free with Jacaranda. Monitor your score every month and know where you stand to unlock new financial opportunities in the future.
Download the Better Credit app or log in online and follow the prompts to check your credit score today.
If you're ready to apply, our loan application process has been perfected over time to be as simple and quick as possible. You can:
Check if you qualify for one of our Personal Loans today!
We go above and beyond to protect your information and data in the Better Credit app.
Through bank-grade security, secure logins and 256-bit SSL data encryption, checking your credit score in the Better Credit app is completely safe.
Read some of our most frequently asked questions below to learn more about Jacaranda and our products.
