Building Better Credit
with our Affordable

Personal Loans

Check If You Qualify

With no impact on your credit score!

Check If You Qualify

With no impact on your credit score!

*Subject to lending criteria, T's and C's'

*Subject to lending criteria, T's and C's'

borrow up to $25,000 and start your journey towards a better credit score
Select Your Product
Check your credit score to enter

WIN your mortgage
or rent for a month*.

Check your credit score for free and you will go into the draw to win your mortgage or rent paid for 1 month*

Learn More


Funds in 60s

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Not all banks or bank accounts are PayID enabled. To find out more information about PayID and how it works, please visit or contact your bank.

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Building Better Credit Starts with our app

  • Easily apply for and manage your loan in-app
  • Make extra repayments, check your balance & more
  • Easy access to our customer service team
  • Check your credit score

Check your Credit Score

Jacaranda customers can now check their credit score for free every month. Monitor your score and know where you stand to unlock new financial opportunities in the future.

Download the Better Credit app using the links below and follow the prompts to check your credit score today. This feature is currently available to all Jacaranda Finance customers.

Learn more about Credit Score Check

Better Credit for a better future

Building a Better Credit Score Starts Now

Comprehensive Credit Reporting (CCR)

Making all your repayments to us on time could steadily improve your credit score and positively impact your ability to get credit in the future.

Some's credit score improving thanks to our CCR
Check your eligibility

Worried about being denied a loan? No stress! At Jacaranda, QualifyCheck lets you check if you qualify without affecting your credit score!

Data security and privacy

We take your security seriously

We go above and beyond to protect your information and data in the BetterCredit app.

Through bank-grade security, secure logins and 256-bit SSL data encryption, checking your credit score in the BetterCredit app is completely safe.

See here for more information

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We Make Applying Easy

We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.

That’s why our loan application process has been perfected over time to be as simple and quick as possible.

Learn more about How to Apply here.

Register with us to receive your free credit score and unlock access to our comprehensive online course that will guide you through the essentials of credit scores. Start your journey to better credit today with Finance Fundamentals!

Finance fundamentals instructor

Loan Repayment Calculator

Before you apply for a loan, we think it's important that you review your budget and be certain that you can comfortably repay a loan. Once you know what you can afford in your budget, use our three-step loan repayment calculator to estimate your repayments before you apply.

Ready to Apply? You can get started now.

1. I'd like to borrow: $8,500
Please consider: loans above $15,000 and terms above 36 months, require security in the form of a registered motor vehicle you own.
2. Loan Term (Months)

Ready to Apply? You can get started now.

Who are we

About Jacaranda

We're an Australian-owned, operated, fully-online digital lender providing fast and flexible loans to mainstream Australians. Our mission is to give everyday working Aussies such as yourself access to credit for life's key expenses.

Click here to learn more about what makes Jacaranda great!

Our #1 Goal? To make life easier!

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Years Helping People

Trusted by 1,000s

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Frequently Asked

Jacaranda Finance FAQs

Read some of our most frequently asked questions below to learn more about Jacaranda and our products.

We're here to help

Need a Hand?
Our customer service team are here to help.

If you have any questions, our friendly customer service team will be happy to help. You can easily get in touch through the Better Credit app. Our customer service team is 100% online and available 6 days a week. At Jacaranda, you speak to a real human being every time.