Personal Loans
Done Faster

Fast and reliable finance from $2,100 to $25,000 for everyday working Australians.

Check If You Qualify

With no impact on your credit score!

Check If You Qualify with no impact on your credit score!

*Subject to lending criteria, T's and C's'

*Subject to lending criteria, T's and C's'

Funds in 60s

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It’s Faster With the FastMoney App

  • Easily apply for and manage your loan in-app
  • Make extra repayments, check your balance & more
  • Easy access to our customer service team
  • Check your credit score
    New!
UNLOCK THE NEW FINANCIAL YOU

Boost Your Credit Score With Jacaranda

Check your eligibility

Worried about being denied a loan? No stress! At Jacaranda, QualifyCheck lets you check if you qualify without affecting your credit score!

Comprehensive Credit Reporting (CCR)

Making all your repayments to us on time could steadily improve your credit score and positively impact your ability to get credit in the future.

Some's credit score improving thanks to our CCR

Check your Credit Score
New!

Jacaranda customers can now check their credit score for free every month. Monitor your score and know where you stand to unlock new financial opportunities in the future.

Download the FastMoney app using the links below and follow the prompts to check your credit score today. This feature is currently only available to existing Jacaranda Finance customers.

Learn more about Credit Score Check

What Can You Use a Jacaranda Loan For?

Our loans can be used for some of life’s key expenses - expected & unexpected.

  • Home Improvement

    From cracked tiles to a leaky roof, we can help you sort out those much-needed repairs you've been putting off.

  • Car & Vehicle Repairs

    When your car breaks down or is damaged in an accident, getting it fixed can be very expensive. Not to worry!

  • Rental Bond & Moving

    Let us help take some of the stress out of moving. Easily manage expenses such as rental bonds and removalists.

  • Appliances & Furniture

    New beds, TVs, office furniture, white goods, dining sets, beds - you name it - can easily cost thousands of dollars.

  • Debt Consolidation

    Consolidate multiple debts into one easier-to-manage repayment with a Jacaranda debt consolidation loan.

  • Holidays & Travel

    Our holiday loans could provide the funds you need to head off on your next adventure. Book your flights, accommodation and more with a Jacaranda holiday loan.

  • Wedding Loans

    Whether it’s for the ring, the dress or the venue, let Jacaranda alleviate some of that wedding stress and help you pay for your special day.

  • Medical Bills

    You can turn to Jacaranda for a personal loan to help pay for any large medical bills.

  • Dental

    Going to the dentist in Australia can be very expensive. We offer fast, flexible and reliable personal loans for dental work.

  • Pet & Vet Bills

    Whether you need money to pay for an emergency vet bill or to buy a new pet, Jacaranda could have a loan to suit you.

  • Home Improvement

    From cracked tiles to a leaky roof, we can help you sort out those much-needed repairs you've been putting off.

  • Car & Vehicle Repairs

    When your car breaks down or is damaged in an accident, getting it fixed can be very expensive. Not to worry!

  • Rental Bond & Moving

    Let us help take some of the stress out of moving. Easily manage expenses such as rental bonds and removalists.

  • Appliances & Furniture

    New beds, TVs, office furniture, white goods, dining sets, beds - you name it - can easily cost thousands of dollars.

  • Debt Consolidation

    Consolidate multiple debts into one easier-to-manage repayment with a Jacaranda debt consolidation loan.

  • Holidays & Travel

    Our holiday loans could provide the funds you need to head off on your next adventure. Book your flights, accommodation and more with a Jacaranda holiday loan.

  • Wedding Loans

    Whether it’s for the ring, the dress or the venue, let Jacaranda alleviate some of that wedding stress and help you pay for your special day.

  • Medical Bills

    You can turn to Jacaranda for a personal loan to help pay for any large medical bills.

  • Dental

    Going to the dentist in Australia can be very expensive. We offer fast, flexible and reliable personal loans for dental work.

  • Pet & Vet Bills

    Whether you need money to pay for an emergency vet bill or to buy a new pet, Jacaranda could have a loan to suit you.

The Application Process

We Make Applying Easy

We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.

That’s why our loan application process has been perfected over time to be as simple and quick as possible.

Repayment Calculator

Use our handy loan repayment calculator to get an estimate on what your repayments might be before you apply for a Jacaranda loan.

See our Rates & Fees Page for a comprehensive breakdown of the costs involved with our loans.

Ready to Apply? You can get started now.

1. I'd like to borrow: $8,500
Please consider: loans above $15,000 and terms above 36 months, require security in the form of a registered motor vehicle you own.

Ready to Apply? You can get started now.

Who are we

About Jacaranda

We're an Australian-owned, operated, fully-online digital lender providing fast and flexible loans to mainstream Australians. Our mission is to give everyday working Aussies such as yourself access to credit for life's key expenses.

Click here to learn more about what makes Jacaranda great!

Our #1 Goal? To make life easier!

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Years Helping People

Trusted by 1,000s

4.9/5
4.8/5
4.7/5
4.9/5
Show the About Reviews modal About Reviews
  • It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to - See More
    It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much. - See Less
  • Super easy and fast system, applying was seamless and money was instant!
    Super easy and fast system, applying was seamless and money was instant! - See Less
  • Fast, reliable service had money in acc same day
    Fast, reliable service had money in acc same day - See Less
  • Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.
    Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick. - See Less
  • Brilliant service and quick action during application process the best there can be when it comes to quick loans.
    Brilliant service and quick action during application process the best there can be when it comes to quick loans. - See Less
  • Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. - See More
    Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. Would recommend Jacaranda to any one ! - See Less
  • So jacaranda finance.. Were great to deal with I was informed where my application was up to every step of the way. My application started - See More
    So jacaranda finance.. Were great to deal with I was informed where my application was up to every step of the way. My application started on a Saturday and rolled over to the Monday before i received payment... And I wasnt forgotten about or left wondering what was going on. Although I didn't get the amount requested they were able to help me. When others would not.. Defiantly recommenced - See Less
  • Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again.
    Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again. - See Less
  • Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.
    Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient. - See Less
  • Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and - See More
    Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you. - See Less
  • Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up - See More
    Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up to date at all stages of the easy process. - See Less
Frequently Asked

Jacaranda Finance FAQs

Read some of our most frequently asked questions below to learn more about Jacaranda and our products.

We're here to help

Need a Hand?
24hr Loan Processing

As Jacaranda Finance operates 100% online, we do not accept applications over-the-phone. However, if you need assistance navigating what loan is best for you, our team is more than happy to answer your questions.