Looking for a simple and fast personal loan?
- Simple & Easy Application
- Quick Loan Outcomes
- Instant Transfers
- 100% Online
How do I get approved?
Start the application processApply online, it’s simple and easy
Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.
Accept your contract & we release your money instantly
Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).
Manage your account effortlessly
Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.
Apply online, it’s simple and easy
Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.
Accept your contract & we release your money instantly
Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).
Manage your account effortlessly
Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.
Loan Details
Loan amount from | $5,000 – $15,000 |
---|---|
Loan terms | 9 – 24 months |
Interest rate from | 11.42% p.a |
Comparison rate from | 14.49% p.a. |
Type of rate | Fixed |
Repayment type | Weekly, fortnightly or monthly |
Average turnaround | 60-minutes |
Early exit fee | $0 |
Monthly fee | $0 |
Establishment Fee | $249 – $990 |
What loans do we offer?

Need a hand?
24hr loan processing.
Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.
60 second payments to PayID enabled banks
Why choose a
Jacaranda Express
Personal Loan?
We’re a fast and fair lender that’s been helping Aussies since 2013.
That’s nearly 10 years!

Fast personal loans
Complete your application and have an outcome in minutes. We’ve built state of the art 100% online technology to make everything fast and easy.
- Submit your online application
in as little as 8 minutes1 - Most applicants have an
outcome in 60 minutes 2

The best customer
service in town
We pride ourselves on offering some of the best, award winning customer service in Australia. When you need us, Jac’s got your back.
- We have thousands of real 5 star
reviews from existing customers - We’ve helped over 50,000+
happy customers

Smart loans & rates
tailored to you
We look at more than just your credit score when considering your application. Get rewarded with a better rate if you’re in a strong financial position.
- Get a personalised rate tailored
to you & your circumstances

We look after our
existing customers
At some point, you may need more money when the unexpected occurs. Customers with excellent repayment history may apply for additional credit if need be.
- Build up a positive history with us to unlock
larger loans, longer terms & better rates - Managing your account is simple and
easy with our online customer portal
Over 4,800 Reviews On Trusted Platforms
Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.
Last updated: 03/05/2022
Frequently Asked Questions
Want to find out more about our fast personal loans? Find out all the answers to our most common questions here.