With no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
A Jacaranda Personal Loan has a maximum loan amount of $25,000. That’s up to 41 times more than other online lenders out there!
The image is for comparison purposes only and is accurate as of August 2024. Jacaranda’s maximum loan amount is based on our Secured Personal Loan. Wallet Wizard’s product is a continuing credit contract with a maximum credit limit of $8,000; Nimble’s is a personal loan with a maximum loan amount of $5,000; PayPal’s Pay in 4 is a buy now, pay later (BNPL) product with a maximum credit limit of $2,000, and Afterpay is a BNPL product with a starting credit limit of $600 for new customers. Afterpay’s credit limit can be increased based on repayment history. Different products have different loan sizes, and results may vary. See each product's T&Cs for more details.
Not all banks or bank accounts are PayID enabled. To find out more information about PayID and how it works, please visit https://payid.com.au/ or contact your bank.
Jacaranda customers can now check their credit score for free every month. Monitor your score and know where you stand to unlock new financial opportunities in the future.
Download the Better Credit app using the links below and follow the prompts to check your credit score today. This feature is currently available to all Jacaranda Finance customers.
Making all your repayments to us on time could steadily improve your credit score and positively impact your ability to get credit in the future.
Worried about being denied a loan? No stress! At Jacaranda, QualifyCheck lets you check if you qualify without affecting your credit score!
We go above and beyond to protect your information and data in the BetterCredit app.
Through bank-grade security, secure logins and 256-bit SSL data encryption, checking your credit score in the BetterCredit app is completely safe.
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
Register with us to receive your free credit score and unlock access to our comprehensive online course that will guide you through the essentials of credit scores. Start your journey to better credit today with Finance Fundamentals!
Before you apply for a loan, we think it's important that you review your budget and be certain that you can comfortably repay a loan. Once you know what you can afford in your budget, use our three-step loan repayment calculator to estimate your repayments before you apply.
Ready to Apply? You can get started now.
Ready to Apply? You can get started now.
We're an Australian-owned, operated, fully-online digital lender providing fast and flexible loans to mainstream Australians. Our mission is to give everyday working Aussies such as yourself access to credit for life's key expenses.
Click here to learn more about what makes Jacaranda great!
Read some of our most frequently asked questions below to learn more about Jacaranda and our products.
If you have any questions, our friendly customer service team will be happy to help. You can easily get in touch through the Better Credit app. Our customer service team is 100% online and available 6 days a week. At Jacaranda, you speak to a real human being every time.
