How we compare to the competition on loans over $2,000
Jacaranda
Credit24
Nimble
Swoosh
Cash Converters
Rates as at 01 March 2019, as per competitor websites. The above loan comparison based on platinum client rates only.
Our Competitors
Credit 24
Comparison rate: 55.72%* for a $2500 loan over 24 months. Terms: 6-36 months. Max APR: 48%. Interest: 47.04% p.a. Fees and charges are payable. Swoosh
Comparison Rate: 66.0347% p.a. This comparison rate is based on the Swoosh Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Nimble
Comparison rate: 65.6597% p.a.* Annual Percentage Rate (APR): 47.6158%. Establishment fee: $400. Payment options range from 62 days to 22 months. Actual loan term may vary depending on approved amount and your individual circumstances. Cash Converters
Our Medium Personal Loans incur a $400 establishment fee and interest at an Annual Cost Rate of 48%. The maximum annual percentage rates on our loans is 217.95%. The minimum loan term is 2 months and a maximum of 12 months for small amount loans and 24 months for medium amount loans. Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan. 
Super
Fast Applications
Apply in minutes, completely hassle-free.
Quick
Outcomes
You could hear back from us in just 60 minutes.
Fast Cash
To Your Bank
Same day money could be on the way, so apply today!
How it works
It's really simple and easy
Step One
Submit Application Online
Apply online using our simple application form that could take you just minutes to complete!
Step Two
We Assess Your Application
To assess your application quickly, our team utilises the latest in safe banking technologies to assess your situation. We'll determine whether one of our loan products is suitable for you and we'll never lend you more than you could afford to repay.
Step Three
Money Transferred Upon Approval
You could receive an outcome on your application in just 60 minutes, however, approval times are subject to each individual application and so they will vary. If you are approved, we will transfer the funds to you with the next round of banking, after you have signed your loan contract. The amount of time it takes for the funds to reflect in your personal bank account will depend on the policies of the bank you are with.
Why Choose Jacaranda?
Testimonials
What our clients say
Always helpful and stress free
How to qualify for a Personal Loan?
Be over 18 years of age.
Receive a regular income into a personal bank account for at least 90 days.
Have a direct contact number.
Need more help?
Our Rates
We never charge early repayment fees.Small Personal Loan
$300 to $2,000
Tier
Establishment Fee
Flat Monthly Fee
Comparison Rate
Small Personal Loan
$300 to $2000
Platinum
10%
Establishment Fee1%
Flat Monthly Fee52.99%
Comparison RateGold
10%
Establishment Fee2%
Flat Monthly Fee71.96%
Comparison RateSilver
20%
Establishment Fee4%
Flat Monthly Fee138.37%
Comparison RateThis comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.Medium Personal Loan
$2,100 to $4,600
Tier
Interest Rate (APR)
Comparison Rate
Application Cost
Medium Personal Loan
$2,100 to $4,600
Platinum
12.00%
Interest Rate (APR)27.44%
Comparison Rate$0
Establishment FeeGold
20.00%
Interest Rate (APR)35.99%
Comparison Rate$0
Establishment FeeSilver
47.80%
Interest Rate (APR)65.86%
Comparison Rate$0
Establishment FeeThis comparison rate is based on a medium amount credit contract of $2,500 repaid over 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.Large Personal Loan
$5,000 to $10,000
Tier
Interest Rate (APR)
Comparison Rate
Application Cost
Large Personal Loan
$5,000 to $10,000
Platinum
12.00%
Flat Monthly Fee17.44%
Comparison Rate$0
Establishment FeeGold
17.00%
Flat Monthly Fee23.97%
Comparison Rate$0
Establishment FeeSilver
21.24%
Flat Monthly Fee45.56%
Comparison Rate$0
Establishment FeeThis comparison rate is based on a large amount credit contract of $10,000 repaid over 3 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.Why choose us
We take pride in our work.
At Jacaranda Finance we pride ourselves on being able to help people get out of stressful situations. That means that whenever an application is submitted to us, our team will work tirelessly to try and come up with the best offer possible. Whether you’re looking for cash loans, debt consolidation loans, secured loans, dental loans or even holiday loans, we do the lot! We’re your one-stop-shop for all things loans and our eligibility requirements cover people in all different situations.
As much as we’d love to, we unfortunately can’t help absolutely everyone who applies. We are responsible lenders which means we have a duty of care to our customers to ensure they are capable of paying back their loan without any stress. The last thing we want is for our clients to find themselves in financial hardship or overcommitted after applying for a Jacaranda loan. We’re here to help your situation, not hinder it!
Our process is simple and easy.
So, if it’s personal loans, medical loans, micro loans, unexpected bills loans, same day cash loans, quick cash loans, a cash advance, unsecured personal loans or travel loans you’re looking for, you’ve come to the right place! Yep, you read that right. Your loan can be used for just about anything.
Our application form will be the easiest thing you do all day and you’ll hear back from us in record time! We understand that what you’re looking for is quick cash and that’s why quick cash loans and same day cash loans are our speciality. Our comfortably lengthy 12 -24 month repayment periods will also give you enough breathing room to repay your loan without any sweat off your back.
We are the loan experts.
We offer small unsecured personal loans and secured loans. You can borrow anywhere between $300 to $2,000 for unsecured personal loans and $2,001 to $10,000 for secured loans. You’ll be able to put in how much you need when you submit your application, but remember - it all comes down to how much your getting and spending each month! If you do decide to go for secured loans then we will ask for an asset to be attached for security. This could be anything from your car to your motorbike, campervan or boat! Once again, it’s up to you! However much you’re wanting to borrow, enter it into our loans calculator at the top of the page and away you go!
We just ask that you tell us the reason you are borrowing the money. It doesn’t matter whether it’s debt consolidation loans, medical loans, micro loans, holiday loans, dental loans or even extra travel loans that you’re applying for. Heck, you could even use it for Christmas expenses! Just let us know so we can provide you with the best offer possible!
