How we compare to the competition on loans over $2,000

Jacaranda

19.88%

Credit24

55.72%

Nimble

65.66%

Swoosh

66.035%

Cash Converters

66.08%

Rates as at 01 March 2019, as per competitor websites. The above loan comparison based on platinum client rates only.

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Super
Fast Applications

Apply in minutes, completely hassle-free.

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Quick
Outcomes

You could hear back from us in just 60 minutes.

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Fast Cash
To Your Bank

Same day money could be on the way, so apply today!

How it works

It's really simple and easy
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Step One


Submit Application Online

Apply online using our simple application form that could take you just minutes to complete!

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Step Two


We Assess Your Application

To assess your application quickly, our team utilises the latest in safe banking technologies to assess your situation. We'll determine whether one of our loan products is suitable for you and we'll never lend you more than you could afford to repay.

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Step Three


Money Transferred Upon Approval

You could receive an outcome on your application in just 60 minutes, however, approval times are subject to each individual application and so they will vary. If you are approved, we will transfer the funds to you with the next round of banking, after you have signed your loan contract. The amount of time it takes for the funds to reflect in your personal bank account will depend on the policies of the bank you are with.

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Why Choose Jacaranda?

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Fast, transparent applications

Is it a YES or is it a NO? We know that‘s all you want to know at the end of the day. Most, but not all, applicants should receive an outcome in just 60 minutes, as long as they applied within business hours.

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Customer Service is Key

We like to look after our customers. Our dedicated team of real customer service operators are available via phone or email during normal business hours, ready to run through the costs associated with our loan products.

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Credit history isn’t everything

Everybody makes mistakes. Credit History plays a very small role in our loan assessments. Jacaranda will consider your loan application regardless of the mistakes you may have made in the past.

Testimonials

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What our clients say

Home Overall rating: 4.7 out of 5 based on 152 reviews.

Always helpful and stress free

★★★★★
5 5 1
This is my third loan with Jacaranda and as always it was a hassle free quick process. I recommend to anyone seeking a loan to apply to Jacaranda first for a easy to understand quick response with friendly helpful staff. Much thanks again.
Word of Mouth
 Service Award
Word of Mouth Service Award

How to qualify for a Personal Loan?

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Our Rates

We never charge early repayment fees.
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Small Personal Loan

$300 to $2,000
Tier
Establishment Fee
Flat Monthly Fee
Comparison Rate
Small Personal Loan

$300 to $2000

Platinum
10%
Establishment Fee
1%
Flat Monthly Fee
52.99%
Comparison Rate
Gold
10%
Establishment Fee
2%
Flat Monthly Fee
71.96%
Comparison Rate
Silver
20%
Establishment Fee
4%
Flat Monthly Fee
138.37%
Comparison Rate

This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Medium Personal Loan

$2,100 to $4,600
Tier
Interest Rate (APR)
Comparison Rate
Application Cost
Medium Personal Loan

$2,100 to $4,600

Platinum
12.00%
Interest Rate (APR)
27.44%
Comparison Rate
$0
Establishment Fee
Gold
20.00%
Interest Rate (APR)
35.99%
Comparison Rate
$0
Establishment Fee
Silver
47.80%
Interest Rate (APR)
65.86%
Comparison Rate
$0
Establishment Fee

This comparison rate is based on a medium amount credit contract of $2,500 repaid over 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Large Personal Loan

$5,000 to $10,000
Tier
Interest Rate (APR)
Comparison Rate
Application Cost
Large Personal Loan

$5,000 to $10,000

Platinum
12.00%
Flat Monthly Fee
17.44%
Comparison Rate
$0
Establishment Fee
Gold
17.00%
Flat Monthly Fee
23.97%
Comparison Rate
$0
Establishment Fee
Silver
21.24%
Flat Monthly Fee
45.56%
Comparison Rate
$0
Establishment Fee

This comparison rate is based on a large amount credit contract of $10,000 repaid over 3 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Why choose us

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We take pride in our work.

At Jacaranda Finance we pride ourselves on being able to help people get out of stressful situations. That means that whenever an application is submitted to us, our team will work tirelessly to try and come up with the best offer possible. Whether you’re looking for cash loans, debt consolidation loans, secured loans, dental loans or even holiday loans, we do the lot! We’re your one-stop-shop for all things loans and our eligibility requirements cover people in all different situations.

As much as we’d love to, we unfortunately can’t help absolutely everyone who applies. We are responsible lenders which means we have a duty of care to our customers to ensure they are capable of paying back their loan without any stress. The last thing we want is for our clients to find themselves in financial hardship or overcommitted after applying for a Jacaranda loan. We’re here to help your situation, not hinder it!

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Our process is simple and easy.

So, if it’s personal loans, medical loans, micro loans, unexpected bills loans, same day cash loans, quick cash loans, a cash advance, unsecured personal loans or travel loans you’re looking for, you’ve come to the right place! Yep, you read that right. Your loan can be used for just about anything.

Our application form will be the easiest thing you do all day and you’ll hear back from us in record time! We understand that what you’re looking for is quick cash and that’s why quick cash loans and same day cash loans are our speciality. Our comfortably lengthy 12 -24 month repayment periods will also give you enough breathing room to repay your loan without any sweat off your back.

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We are the loan experts.

We offer small unsecured personal loans and secured loans. You can borrow anywhere between $300 to $2,000 for unsecured personal loans and $2,001 to $10,000 for secured loans. You’ll be able to put in how much you need when you submit your application, but remember - it all comes down to how much your getting and spending each month! If you do decide to go for secured loans then we will ask for an asset to be attached for security. This could be anything from your car to your motorbike, campervan or boat! Once again, it’s up to you! However much you’re wanting to borrow, enter it into our loans calculator at the top of the page and away you go!

We just ask that you tell us the reason you are borrowing the money. It doesn’t matter whether it’s debt consolidation loans, medical loans, micro loans, holiday loans, dental loans or even extra travel loans that you’re applying for. Heck, you could even use it for Christmas expenses! Just let us know so we can provide you with the best offer possible!

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https://www.jacarandafinance.com.au