Jac’s FastMoney!

Fast and reliable finance from $2,100 to $25,000 for everyday working Australians. Try the App now!

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Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
Fast & Fair Finance
Quick Start Application
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You can now check your eligibility,
with no impact on your Credit Score!
I'd like to borrow
Over the term of
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You can now check your eligibility,
with no impact on your Credit Score!
*Subject to lending criteria, T's and C's'
Our FastMoney App

Available on App Stores. Download it now!

4.9/5
4.8/5
4.7/5
4.8/5
Show the About Reviews modal
Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
Learn About Your Options >
Select Your Loan

Funds in 60s

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Available Now

It’s Faster With the FastMoney App

  • Easily apply for and manage your loan in-app
  • Make extra repayments, check your balance & more
  • Easy access to our customer service team
UNLOCK THE NEW FINANCIAL YOU

Boost Your Credit Score With Jacaranda

Check your eligibility

Worried about being denied a loan? No stress! At Jacaranda, QualifyCheck lets you check if you qualify without affecting your credit score!

Comprehensive Credit Reporting (CCR)

Making all your repayments to us on time could steadily improve your credit score and positively impact your ability to get credit in the future.

Some's credit score improving thanks to our CCR

What Can You Use a Jacaranda Loan For?

Our loans can be used for some of life’s key expenses - expected & unexpected.

  • Home Improvement

    From cracked tiles to a leaky roof, we can help you sort out those much-needed repairs you've been putting off.

  • Car & Vehicle Repairs

    When your car breaks down or is damaged in an accident, getting it fixed can be very expensive. Not to worry!

  • Rental Bond & Moving

    Let us help take some of the stress out of moving. Easily manage expenses such as rental bonds and removalists.

  • Appliances & Furniture

    New beds, TVs, office furniture, white goods, dining sets, beds - you name it - can easily cost thousands of dollars.

  • Debt Consolidation

    Consolidate multiple debts into one easier-to-manage repayment with a Jacaranda debt consolidation loan.

  • Holidays & Travel

    Our holiday loans could provide the funds you need to head off on your next adventure. Book your flights, accommodation and more with a Jacaranda holiday loan.

  • Wedding Loans

    Whether it’s for the ring, the dress or the venue, let Jacaranda alleviate some of that wedding stress and help you pay for your special day.

  • Medical Bills

    You can turn to Jacaranda for a personal loan to help pay for any large medical bills.

  • Dental

    Going to the dentist in Australia can be very expensive. We offer fast, flexible and reliable personal loans for dental work.

  • Pet & Vet Bills

    Whether you need money to pay for an emergency vet bill or to buy a new pet, Jacaranda could have a loan to suit you.

  • Home Improvement

    From cracked tiles to a leaky roof, we can help you sort out those much-needed repairs you've been putting off.

  • Car & Vehicle Repairs

    When your car breaks down or is damaged in an accident, getting it fixed can be very expensive. Not to worry!

  • Rental Bond & Moving

    Let us help take some of the stress out of moving. Easily manage expenses such as rental bonds and removalists.

  • Appliances & Furniture

    New beds, TVs, office furniture, white goods, dining sets, beds - you name it - can easily cost thousands of dollars.

  • Debt Consolidation

    Consolidate multiple debts into one easier-to-manage repayment with a Jacaranda debt consolidation loan.

  • Holidays & Travel

    Our holiday loans could provide the funds you need to head off on your next adventure. Book your flights, accommodation and more with a Jacaranda holiday loan.

  • Wedding Loans

    Whether it’s for the ring, the dress or the venue, let Jacaranda alleviate some of that wedding stress and help you pay for your special day.

  • Medical Bills

    You can turn to Jacaranda for a personal loan to help pay for any large medical bills.

  • Dental

    Going to the dentist in Australia can be very expensive. We offer fast, flexible and reliable personal loans for dental work.

  • Pet & Vet Bills

    Whether you need money to pay for an emergency vet bill or to buy a new pet, Jacaranda could have a loan to suit you.

The Application Process

We Make Applying Easy

We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.

That’s why our loan application process has been perfected over time to be as simple and quick as possible.

Repayment Calculator

Use our handy loan repayment calculator to get an estimate on what your repayments might be before you apply for a Jacaranda loan.

See our Rates & Fees Page for a comprehensive breakdown of the costs involved with our loans.

I'd like to borrow: $8,500
Borrow:
$8,500
Over how many months:
Estimated
repayments:
Interest Rate
14.95% - 27.95%
Comparison Rate
29.30% - 42.80%
See Comparison Rate Warning
Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Please consider: The example repayment is a guide based on the highest rate available for a product. Fees, credit criteria and terms and conditions apply. Your loan offer may vary once your details are captured and verified and an assessment is completed.
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See our Rates & Fees Page for a comprehensive breakdown of the costs involved with our loans.

Win $5,000 with Jacaranda this Xmas5

To be eligible for our $5,000 cash prize, you simply have to successfully obtain a loan with Jacaranda Finance during the month of November 2023.

See the full details of this giveaway.

Who are we

About Jacaranda

We're an Australian-owned, operated, fully-online digital lender providing fast and flexible loans to mainstream Australians. Our mission is to give everyday working Aussies such as yourself access to credit for life's key expenses.

Click here to learn more about what makes Jacaranda great!

Our #1 Goal? To make life easier!

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Years Helping People

Trusted by 1,000s

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  • It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to - See More
    It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much. - See Less