Do you do guaranteed holiday loans?
Jacaranda offers some of the most competitive holiday loans Australia!
Am I able to get a personal loan for holiday through Jacaranda?
Our holiday loans are also known as personal cash advance loans and are 100% online available anytime all you need to do is Apply!
What if I want to go travelling do you offer travel loans Australia?
We certainly do!
All you need to do is be eligible for one of our cash loans, click on the Apply Now button at the top of the page and you will have a yes or no answer to your holiday loans application within 60 minutes! It’s that easy!
Do you offer online holiday loans?
Jacaranda are a 100% online cash loan service.
This means that you don’t need to make any appointments with banks, you don’t need to wait for business hours to submit your application.
All you need to do is jump online to our website and hit the APPLY NOW button at any time of day, from wherever you are!
How do I repay my holiday loans ?
Repaying your holiday loans is as relaxing as your holiday!
Once your loan has been approved and finalised a loan repayment amount and nominated day will be agreed upon with you.
We will then organise a direct debit to be set up from your bank account and the nominated amount will be automatically direct debited from your account.
It’s that simple!
What should I know when I’m thinking about applying for Holiday Loans?
|Who is this product for?
||Those wanting to apply for Holiday Loans
|What boxes do we need to tick to be eligible for Holiday Loans?
||Be 18yrs of age
Have a regular source of income
Be a permanent Australian resident
|What are the repayment terms?
||Repayment terms will vary depending on each applicant’s agreement but will generally range from 16-50 weeks.
|Available Loan types
||Jacaranda Personal Loans
We’re 100% online, 60 minute approval and we’re here for you when you need us to help you get back your financial stability and success!
What are you waiting for APPLY NOW! Pack the car while you wait, don’t give up on that holiday because of some unexpected bills, Jacaranda finance is here to help!
Example of how our small personal loans work.
- Loan Amounts: Minimum $400 to Maximum $2,000.
- Terms: Minimum 16 weeks to Maximum 50 weeks.
- Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
- Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
Example of how our medium secured personal loans work.
- Loan Amounts: Minimum $2001 to Maximum $4,600.
- Terms: Minimum 13 months to Maximum 24 months.
- Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
- Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
- For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.