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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Holiday Loans

Holiday loans up to $4,600, 60 minute approval

fast & safe loans

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Holiday loans, Are you looking for one? Then Jacaranda finances holiday loans are what you are looking for!

What is a Holiday loan?

A Jacaranda finance holiday loan is a small loan usually between $300 to $4,600 for those people who from time to time need a little bit of assistance with their finances.

A Holiday loan with Jacaranda finance is 100% online, is processed within 60 minutes and will give you a yes or no answer without wasting your time!

How do I Apply for a Holiday loan?

It couldn’t be easier!

All you need is to be 18 years of age, have a regular income and be a permanent Australian resident.

Hit the Apply Now button at the top of the page and you could be planning your holiday within the hour!

Will I be approved for a Holiday Loan if I am receiving Centrelink?

Yes!

As long as you are receiving a regular income (which includes Centrelink payments) then you are eligible for a Holiday Loan!

Hit the Apply Now button and your on your way!

Do you perform credit checks on your Holiday Loans?

Yes, we do as responsible lenders perform credit checks to ensure that you can afford one of our holiday loans.

If you have had bad credit loans in the past, don’t let that stop you from applying for a loan with us.

However we are much more lenient than most traditional lenders and understand that from time to time unexpected things can happen to affect our credit ratings and we are here to help as much as we can.

Do you do holiday / travel loans bad credit customers?

Yes, we believe that the past is the past and Jacaranda want to help you move onto future financial fitness and growth so we don’t have a blanket no policy to bad credit customers everyone is welcome to apply.

However we do perform credit checks as we do adhere to strict responsible lending codes.

Do you do guaranteed holiday loans?

Jacaranda offers some of the most competitive holiday loans Australia!

Am I able to get a personal loan for holiday through Jacaranda?

Absolutely!

Our holiday loans are also known as personal cash advance loans and are 100% online available anytime all you need to do is Apply!

What if I want to go travelling do you offer travel loans Australia?

We certainly do!

All you need to do is be eligible for one of our cash loans, click on the Apply Now button at the top of the page and you will have a yes or no answer to your holiday loans application within 60 minutes! It’s that easy!

Do you offer online holiday loans?

Yes!

Jacaranda are a 100% online cash loan service.

This means that you don’t need to make any appointments with banks, you don’t need to wait for business hours to submit your application.

All you need to do is jump online to our website and hit the APPLY NOW button at any time of day, from wherever you are!

How do I repay my holiday loans ?

Repaying your holiday loans is as relaxing as your holiday!

Once your loan has been approved and finalised a loan repayment amount and nominated day will be agreed upon with you.

We will then organise a direct debit to be set up from your bank account and the nominated amount will be automatically direct debited from your account.

It’s that simple!

What should I know when I’m thinking about applying for Holiday Loans?

Who is this product for? Those wanting to apply for Holiday Loans
What boxes do we need to tick to be eligible for Holiday Loans? Be 18yrs of age

Have a regular source of income

Be a permanent Australian resident

What are the repayment terms? Repayment terms will vary depending on each applicant’s agreement but will generally range from 16-50 weeks.
Available Loan types Fixed
Lender Jacaranda Personal Loans

We’re 100% online, 60 minute approval and we’re here for you when you need us to help you get back your financial stability and success!

What are you waiting for APPLY NOW! Pack the car while you wait, don’t give up on that holiday because of some unexpected bills, Jacaranda finance is here to help!

Example of how our small personal loans work.

  • Loan Amounts: Minimum $400 to Maximum $2,000.
  • Terms: Minimum 16 weeks to Maximum 50 weeks.
  • Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
  • Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work.

  • Loan Amounts: Minimum $2001 to Maximum $4,600.
  • Terms: Minimum 13 months to Maximum 24 months.
  • Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
  • Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
  • For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Holiday loans up to $4,600, 60 minute approval Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much

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Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.