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Rental Bond Loans
Done Faster.

Moving house can easily set you back thousands, with bond, moving and cleaning expenses.
Award-winning lender Jacaranda is here to help with our Personal Loans.

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Borrow $3,000 to $25,000
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Same-Day Approval2
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25 - 36 months Terms.
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Check If You Qualify

With no impact on your credit score!

Check If You Qualify with no impact on your credit score!

*Subject to lending criteria, T's and C's'

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*Subject to lending criteria, T's and C's'

Moving house can easily set you back thousands, with bond, moving and cleaning expenses.
Award-winning lender Jacaranda is here to help with our Personal Loans.

Decorative graphic of a Coin
Borrow $3,000 to $25,000
Decorative graphic of a clock
Same-Day Approval2
Decorative graphic of a calendar
25 - 36 months Terms.
  • ProductReview 2024 Award Winner, Jacaranda Finance: Top Performing Personal Loan Lender logo
  • App Store logo
  • Google Review logo
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Award-winning lender

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Moving house and need rental bond assistance?
Look no further.

Quick find topics on this page.

Choose Your State
Application Process
Estimate Repayments
Rates & fees
Reviews & FAQs
Apply Now
1.

The Average Rental Bond Cost

Rental bonds can cost thousands of dollars if they're not split between multiple people.

Each state and territory has their own rental legislation for private rental accommodation, but the general rule is a bond costs a maximum of four weeks' rent upfront. In addition to four weeks of rent, you'll likely also have to pay two weeks of rent upfront at the start of the lease, known as rent in advance.

This could set you back more than $3,800 for the typical rental property in Australia!

A Jacaranda Finance personal loan can help you pay for your bond and rent in advance.

Source: Domain Rental Report, March 2024.

Rental Bond Costs Map
2.

Where can you get a Rental Bond Loan?

See below for more detailed information on rental bonds in each state/territory.

3.

Easy loan application process – how it works

Our bond loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner.

You can easily apply online now or download the Jacaranda Better Credit app and get started today!

We accept loan applications online via our online application form on our website or Better Credit app. We're 100% online. Check if you qualify using our QualifyCheck technology, which does not affect your credit score.

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Get Started Now
4.

Estimate your loan repayments

Use our loan repayment calculator to understand what your repayments could be.

Ready to Apply? You can get started now.

1. I'm looking for a:
Personal Loan Car Loan
2. I'd like to borrow: $8,500
- +
Please consider: Loans above $15,000 requires security in the form of a registered motor vehicle you own.
3. Loan Term (Months)
25 36 48
4. Repayment Cycle
Weekly Fortnightly Monthly

Ready to Apply? You can get started now.

Get Started Now
...
Estimated per
* Repayment Disclaimer
*Please consider: The example repayment is an estimate based on the highest rate available for a product. Fees, credit criteria and terms and conditions apply. Your loan offer may vary once your details are captured and verified and an assessment is completed.
Interest Rate
16.95% - 29.95%
Comparison Rate**
32.99% - 45.50%
Total Repayment
Including Interest & Fees
...
** Comparison Rate Warning
Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Ready to Apply? You can get started now.

Get Started Now
5.

Rates & fees

Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
Interest Rate
Comparison Rate
Show the What does it mean? modal
Loan Term
Repayment Cycle
Secured or
Unsecured
Show the What does it mean? modal
Establishment Fees
Show the What does it mean? modal
Monthly Fees
Show the What does it mean? modal
Risk Fee
Show the What does it mean? modal
Comparison Rate Warning*
  • Unsecured
    Personal Loan
    $3,000 - $15,000
    Interest Rate
    19.95% to 29.95%
    Comparison Rate
    Show the About Comparison Rate modal
    36.11% to 47.50%
    Loan Term
    25 - 36 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or
    Unsecured
    Show the About Security modal
    Unsecured
    Establishment Fees
    Show the About Establishment Fees modal
    $129 to $990
    Monthly Fees
    Show the About Monthly Fees modal
    $26 p/month
    Risk Fee
    Show the About Risk Fee modal
    $0 to $1,295
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Secured
    Personal Loan
    $3,000 - $25,000
    Interest Rate
    16.95% to 29.95%
    Comparison Rate
    Show the About Comparison Rate modal
    32.99% to 45.50%
    Loan Term
    25 - 36 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or
    Unsecured
    Show the About Security modal
    Secured
    Establishment Fees
    Show the About Establishment Fees modal
    $125 to $1,190
    Monthly Fees
    Show the About Monthly Fees modal
    $26 p/month
    Risk Fee
    Show the About Risk Fee modal
    $0 to $995
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
This is not an offer for credit. The amount you can borrow as well as the offer you receive may vary once you complete an application and all relevant details are captured and verified. Fees, credit criteria and terms and conditions apply. Example tables and calculators are illustrative only and are not intended to be your sole source of information when making a financial decision. Consider whether to get advice from a licensed financial adviser.
  • Unsecured
    Personal Loan
    $3,000 - $15,000
    Interest Rate
    19.95% to 29.95%
    19.95% to 29.95%
    Comparison Rate
    Show the What does it mean? modal
    36.11% to 47.50%
    36.11% to 47.50%
    Loan Term
    25 - 36 months
    25 - 36 months
    Secured or
    Unsecured
    Show the What does it mean? modal
    Unsecured
    Unsecured
    Monthly Fees
    Show the What does it mean? modal
    $26 p/month
    $26 p/month
    Repayment Cycle
    Weekly, fortnightly or monthly
    Weekly, fortnightly or monthly
    Establishment Fees
    Show the What does it mean? modal
    $129 to $990
    $129 to $990
    Risk Fee
    Show the What does it mean? modal
    $0 to $1,295
    $0 to $1,295
    Comparison Rate Warning* Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Secured
    Personal Loan
    $3,000 - $25,000
    Interest Rate
    16.95% to 29.95%
    16.95% to 29.95%
    Comparison Rate
    Show the What does it mean? modal
    32.99% to 45.50%
    32.99% to 45.50%
    Loan Term
    25 - 36 months
    25 - 36 months
    Secured or
    Unsecured
    Show the What does it mean? modal
    Secured
    Secured
    Monthly Fees
    Show the What does it mean? modal
    $26 p/month
    $26 p/month
    Repayment Cycle
    Weekly, fortnightly or monthly
    Weekly, fortnightly or monthly
    Establishment Fees
    Show the What does it mean? modal
    $125 to $1,190
    $125 to $1,190
    Risk Fee
    Show the What does it mean? modal
    $0 to $995
    $0 to $995
    Comparison Rate Warning*
    (Personal Loans)
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
    Comparison Rate Warning* Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6.

Loan Eligibility Criteria

  • Be at least 19 years of age
  • Be employed on a permanent or casual basis, with consistent income for 90 days
  • Be an Australian citizen or permanent resident with a fixed address.
  • Have an active email address, phone number, & online banking details in your name.
  • Be in control of your current finances and handling existing financial commitments comfortably.

You can check if you qualify initially if you aren’t sure whether you're eligible. This won’t impact your credit score.

Information you will need to provide:

  • Basic personal information (i.e. full name, address, D.O.B, number of dependants etc.)
  • Employment status & details
  • Your bank statements*: we will assess the last 12 months of your bank statements to help determine if you can afford to repay your loan.

*This is standard procedure for loan applications across the industry. Data is safely secured with 256-bit SSL encryption. We utilise safe and secure third-party Open Banking service providers to make this quick and easy for you.

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7.

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