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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Looking for a Small Loan with no hidden fees and 100% online?

Small Loans up to $4,600 with no hidden fees?

fast & safe loans

get me started

Then say goodbye to your cash flow worries and check out Jacaranda Finance’s Small loans ! Are your bills piling up post Christmas? Has this heatwave forced you to use the air-conditioning more than usual? Whatever your money woes Jacaranda finance small loans are here to help!

So what do Small Loans look like at Jacaranda?

A Jacaranda finance small loan is the key to solving your cash flow issues fast! They are easy loans up to $4,600. Get cash now and pay later. We have flexible repayment options, instant approval and pride ourselves in customer service excellence!

Small business loans are something we do everyday. We can help give you a boost to improve your business, bills or help you secure that awesome deal. We are 100% online cash loan service and can have your cash to you once approved mostly within 60 minutes! When it comes to small loans Jacaranda Finance have got you covered!

Are you experiencing cash flow issues?

We think we have some of the best small loans Australia! Why you ask? because here at Jacaranda finance we offer some of the most competitive small low interest loans around. We care about our customers and strive to achieve the best customer service possible throughout your partnership with Jacaranda finance. Transparency is a key factor in our business dealings, you will always know where you stand with Jacaranda finance. We think that everyone should have access to affordable finance options, some of the great products we offer are:

Small Loans for:

Not sure what type of loan you need?

No problem our helpful staff are standing by online to help you decide!

How do I apply for Small Loans?

You can apply at anytime from anywhere! as long as you have an internet capable device you can apply from your office, lounge room or the park it’s that easy! There are a few things we need to check first to make sure you are eligible to apply for one of our small loans.

  • You need to be at least 18 years of age
  • An Australian Citizen or Permanent Resident.
  • You will need to have a regular income into a personal bank account.
  • Receiving at least $400 per week or $800 per fortnight from an employer or Centrelink.

Once you have all those box’s ticked then we can move onto the easy 4 min online application process!

  1. Submit Application online – this part usually takes most applicants 4 minutes to complete!
  2. Get conditionally approved – based on your personal details we will determine if one of our loans is suitable for you.
  3. Supply supporting data – Unlike most lenders we utilise the latest and safest banking technology that will obtain 90 days of bank statements in seconds!
  4. We assess your situation – As responsible lenders we want to make sure you can comfortably pay back one of our loan products.
  5. Money transferred upon approval – Once approved the money will be transferred into your account within 60 minutes, depending on which bank you are with.

If you bank with the Commonwealth Bank you will have the money in minutes!

How does Jacaranda Finance process small loan applications?

Small loans are processed on an hourly basis at Jacaranda finance. We have a team of customer service loan professionals who can help you through the steps of your small short term loan at any time over the phone. The process usually starts with your online loan application being submitted. It is then picked up and assessed by our loans or small loans department who assess your situation and your ability to comfortably pay back the loan.

We do a quick credit check to ensure affordability and suitability, we are however much more lenient than traditional lenders. Finally if all of this looks good and is within business hours then your loan will be approved mostly within 60 minutes! Wow I hear you say! yep 60 minutes! Ready to apply? Our dedicated loan specialists are standing by so get online now and apply! it will only take you 4 minutes! So what are you waiting for start your Jacaranda finance partnership NOW!

Example of how our small personal loans work.

  • Loan Amounts: Minimum $400 to Maximum $2,000.
  • Terms: Minimum 16 weeks to Maximum 50 weeks.
  • Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
  • Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work.

  • Loan Amounts: Minimum $2001 to Maximum $4,600.
  • Terms: Minimum 13 months to Maximum 24 months.
  • Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
  • Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
  • For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Small Loans up to $4,600 with no hidden fees? Overall rating: 4.7 out of 5 based on 147 reviews.

Big help!

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Thankyou for having the chance to process my application! Very much appreciated! Hoping for good result!

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Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.