If you’re after a $10,000 loan, you’ve come to the right place. Jacaranda Finance offers Personal Loans from as little as $3,000 all the way up to$25,000!
With no impact on your credit score!
Check If You Qualify with no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
If you’re after a $10,000 loan, you’ve come to the right place. Jacaranda Finance offers Personal Loans from as little as $3,000 all the way up to$25,000!
Taking out a large loan doesn't have to be a pain. Sometimes, when life gets in the way, you want fast access to the funds you need. That’s where a $10k Personal Loan with Jacaranda Finance comes in.
Jacaranda Finance offers Personal Loans from $3,000 to $25,000 for a variety of purposes, with flexible repayment terms and competitive rates.
The table below provides more details on the rates, fees, and loan terms associated with our Personal Loans. For more information, visit our rates and fees page.
With $10,000, you can get quite a lot. Jacaranda's Express Personal Loan is typically suited for larger, planned expenses, thanks to our maximum loan amount of $25,000. However, with a minimum loan amount of $3,000, you can borrow for some smaller and mid-sized expenses, too.
Our customers commonly take out a Personal Loan for the following reasons:
Jacaranda offers two different loan types: secured and unsecured. Our Secured Loans involve attaching something of value to your loan as security, often a car or vehicle. Unsecured Loans, on the other hand, don't require any kind of security in the loan contract.
As unsecured loans tend to carry a slightly higher level of risk, our maximum loan amount for unsecured loans is $15,000. To access our maximum loan amount of $25,000, you must attach security to your loan contract.
Read more:
When borrowing larger sums, like $10,000 or more, you can use a number of different products, like a credit card.
Whether or not a credit card or personal loan is the right option for you depends on a few factors.
We’ve compared the pros and cons of both in our guide below.
As a hard-working Aussie, you don’t have time to waste on needless paperwork. That’s why our loan application process has been perfected over time to be as simple and fast as possible.
With a $10k Loan from Jacaranda, you can:
What’s more, you can check if you qualify for one of our loans without impacting your credit score at all!
You can check if you qualify initially if you aren’t sure whether you're eligible. This won’t impact your credit score.
Information you will need to provide:
*This is standard procedure for loan applications across the industry. Data is safely secured with 256-bit SSL encryption. We utilise safe and secure third-party Open Banking service providers to make this quick and easy for you.
It’s important to be confident you can meet potential loan repayments before moving ahead with an application. Use our easy four-step loan repayment calculator to estimate your repayments before you apply.
Ready to Apply? You can get started now.
Jacaranda Finance is reporting data under the Comprehensive Credit Reporting (CCR) regime.
With CCR, we will now provide a more detailed and comprehensive view of your credit history to credit bureaus.
This means that your credit behaviour, such as making timely repayments and managing your loans responsibly, will be reported, potentially strengthening your credit profile.
You may also have improved access to more competitive loan products, better loan terms and increased transparency in your credit information.
Your credit score is more than just a number—it's the key to your financial health and opportunities.
We are 100% devoted to improving the credit scores of Australians. We also want to help you understand everything you need to know about how credit works.
With the Better Credit app, you can check your credit score and monitor its progress over time for free. This could unlock new financial opportunities in the future.
Want to learn more about our Personal Loans and how they work? Find the answers to some of our FAQs here.
Yes, you can check your credit score for free with the Better Credit app. The app allows you to sign up and check your score in just a few minutes, whether you're a customer of Jacaranda Finance or not. It's designed to be an easy and secure way to monitor your financial health.
If you prefer, you can also log in to your online customer portal and check your credit score there.
Before you formally apply with Jacaranda, you can check if you qualify for a loan in a way that does not impact your credit score. We do this by performing a 'soft' credit check that is only visible to you.
If you don't meet our initial criteria, your credit score won't be affected.
Once you've checked your eligibility and we've let you know that you do qualify for a loan, you have the option to move forward with a full application.
We will perform a credit assessment during this process, which involves checking your credit report. By submitting a full application, you authorise Jacaranda Finance to obtain a copy of your full credit file, referred to as a 'hard' credit check.
Other lenders will be able to see that you applied for a loan with Jacaranda.
This might impact your credit score.
Review our Privacy Policy for more information.
Repayments on your loan are automatically set up to be deducted via direct debit from your bank account in line with your pay cycle.
You can view your repayments from either the Better Credit app or online portal and contact our friendly customer service team to request any changes that you need.
Download the app on the Google or Apple store today.
Read more: Personal Loan Repayments 101.
