Will you conduct a credit check on me?

Yes, as a responsible lending body, Jacaranda Finance is required to complete a credit check on all applications. However, our assessment process takes into consideration your entire financial situation, meaning your credit score isn't the only determining factor of approval or rejection. The better your financial position, the better your loan offer could be. We will never perform a credit check without your express consent, which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for seven years and it can be supplied on demand. As a rule of thumb, there are four reporting bodies that we may use to conduct a credit search: Equifax Experian Illion Talefin

How do I repay my loan?

Thanks to our secured self-service customer portal, you can easily manage your personal loan repayments online 24/7, 365 days a year. Repayments can be automatically deducted via direct debit, so all you need to do is make sure you have the money in your nominated bank account by the due date. To make it simple, you can ask to align your repayments with your pay cycle, whether it's on a weekly, fortnightly or monthly basis. After your loan is paid off in full, the repayments will stop, and you can choose to make extra repayments at any time and at no extra cost.

Can I get a car repair loan on the weekend?

We are dedicated to providing you with finance when you need it, which is why we're open on Saturdays! We could provide you with a medical loan if you apply during our business hours on the weekend: Monday-Thursday: 8am-5pm Friday: 8am-4pm Saturday: 8am-12pm Sunday: Closed

What are the fees and charges?

The fees and charges that come with your express car repair loan will depend on the amount you apply for, the term of the loan, your credit rating, and the overall strength of your application. Once you've completed an application, we'll provide you with an offer (pending your acceptance). This will outline all the details of your loan, including the amount, loan term, fees, charges, and relevant terms and conditions.

What else can I get a loan for?

A personal loan with Jacaranda Finance is a flexible option you can use to pay for some of life's biggest expenses: planned or unexpected. Here are some of the most common reasons our customers take out a personal loan: Holiday & travel Rental bonds Buying furniture or white Goods Medical & Dental Expenses Debt consolidation Vet bills Home improvement & renovations Weddings

Helping you get back on the road

Car Repair Loans

Name: Car Repair Loans | For Repairs Up To $25,000 | Jacaranda Finance
Brand: Jacaranda Finance
Rating: 4.9 (2664 reviews)

Loans from $2,100 to $25,000
Complete your application in minutes¹
Apply on weekends, 100% online!

4.9/5

Google Rating

2,660+ Reviews

4.8/5

Word of Mouth

880+ Reviews

4.7/5

Product Review

1,810+ Reviews

4.8/5

Trustpilot

900+ Reviews

Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 30/11/23

I'd like to borrow

Over the term of

Get Started Now If Approved Get Paid in 60 Seconds³

You can now check your eligibility,
with no impact on your Credit Score!

*Subject to lending criteria, T's and C's'

4.9/5

2,660+ Reviews

4.9/5

Google Rating

2,660+ Reviews

4.8/5

Word of Mouth

880+ Reviews

4.7/5

Product Review

1,810+ Reviews

4.8/5

Trustpilot

900+ Reviews

Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 30/11/23

View all our awards

Award-winning lender

Need money for car repairs?

When your car breaks down or is damaged in an accident, getting it fixed can be very expensive. Depending on the extent of the repairs, you could be looking at a bill of thousands of dollars.

While your car might be looking good after repairs, your bank account might not be. That's where we come in.

Fast response and quick service. Life savers

1 Batteries CK

4.9/5

Google Rating

2,660+ Reviews

4.8/5

Word of Mouth

880+ Reviews

4.7/5

Product Review

1,810+ Reviews

4.8/5

Trustpilot

900+ Reviews

Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 30/11/23

Car Repair Loan Details

Loan Amounts	$2,100 to $25,000
Loan Terms	9 months to 48 months
Loan Type	Secured and unsecured
Rate type	Fixed
Repayment options	Weekly, fortnightly or monthly
No early payout or exit fees	Customers who pay their loan out early do not incur any additional fees or charges for doing so.

This is not an offer for credit. The amount you can borrow as well as the offer you receive may vary once you complete an application and all relevant details are captured and verified. Fees, credit criteria and terms and conditions apply. Example tables and calculators are illustrative only and are not intended to be your sole source of information when making a financial decision. Consider whether to get advice from a licensed financial adviser.

THE LOAN PROCESS

How does the application process work?

1. Submit your application

This is done 100% online and it’s fast and simple. If you’re fast with your fingers it could take as little as 5-12 minutes¹ to complete, but it could take longer depending on a number of factors such as how fast you are at typing or if you have all the required information on hand.

Alternatively, if you like to take things slow, fill in the application at your own pace from anywhere in Australia on any device as long as you have the internet.

2. We’ll do a credit assessment

For most customers, we verify the information you provide us and get back to you with an outcome on your application on the same day² during normal business hours. If you pass the credit assessment and we can assist you, we’ll send a loan offer for you to review.

We do not guarantee same-day outcomes for all customers: customers that apply outside of business hours or customers that are required to provide additional information may experience a longer timeframe.

3. Review your loan offer

Once you have been approved and have accepted our offer by signing your digital contract, we automatically attempt to release the money to your bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds.³

You must have an NPP-enabled bank account. For customers without an NPP-enabled bank account (or the instant payment fails), the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.

Start Application

Why you'll love dealing with Jacaranda

At Jacaranda, we know that sometimes life can throw the unexpected at you. That's why we're on a mission to assist hard-working Australians with fast, reliable and responsible access to finance for life's expenses when you get caught short. We're 100% online, Australian-owned and operated, and we make applying for finance simple and fast.

Here are some other reasons our customers love us:

We've been providing finance to hardworking Australians for nearly 10 years. We've already helped over 50,000 customers and we have thousands of positive reviews.
Get started with an application and be done in as little as 5-12 minutes¹ or once you've started an application come back and pick up where you left off in your own time. The application time varies per customer and it might take you longer.
Our smart technology allows us to get back to you with a fast outcome. Most applicants get a same-day outcome once the application is completed² during normal business hours.
If you accept our loan offer by signing your digital contract the funds are usually in your bank account and ready to use within 60-seconds³ if you have a New Payments Platform (NPP) enabled bank account. If you don't, your funds are usually available overnight.
Our friendly and respectful Australian-based customer service team are here to help you. Existing customers can log into the self-service customer portal, 24/7, 365 days per year.
Anyone unsatisfied with their loan for any reason, and who still has the funds, can return the money within a 48-hour cooling-off period and cancel their loan. Simply contact our customer service team.

Don't just take our word for it

We strive to offer superior customer service - our Australian-based teams are friendly, personable and helpful and most of the time the first person you deal with can assist with your query. We're open on Saturdays too!

Don't believe us? Check out what scores of happy previous Jacaranda customers have had to say below!

OVER 5,000 REVIEWS

Customer Testimonials On Trusted Platforms

Super easy and fast system, applying was seamless and money was instant! See Less

Super easy and fast system,... See More

- S Johari - Google Review
Fast, reliable service had money in acc same day See Less

Fast, reliable service had money... See More

- K Perkin - Google Review
Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick. See Less

Jacaranda is always helpful, wonderful... See More

- n falconer - Google Review
Brilliant service and quick action during application process the best there can be when it comes to quick loans. See Less

Brilliant service and quick action... See More

- N Ross - Google Review
Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. Would recommend Jacaranda to any one ! See Less

Jacaranda finance is definitely one... See More

- B Pocock - Google Review
So jacaranda finance.. Were great to deal with I was informed where my application was up to every step of the way. My application started on a Saturday and rolled over to the Monday before i received payment... And I wasnt forgotten about or left wondering what was going on. Although I didn't get the amount requested they were able to help me. When others would not.. Defiantly recommenced See Less

So jacaranda finance.. Were great... See More

- N Rice - Google Review
It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much. See Less

It is easy to apply... See More

- D Miguel - Google Review
Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again. See Less

Good people to work with.... See More

- K Kupke - Google Review
Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient. See Less

Excellent service once again from... See More

- J Mccullough - Google Review
Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you. See Less

Excellent 5 STAR customer service... See More

- B Lau88 - Google Review
Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up to date at all stages of the easy process. See Less

Jacaranda finance were amazing they... See More

- R Hay - Google Review

Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 30/11/23

What are some common car repair loan expenses?

At Jacaranda, we offer car repair loans for some of the most common issues you might face with your car.

Here are just some of the top reasons our customers have taken out a car repair loan:

Please note that the cost of your repairs must at least be equal to our minimum loan amount to approve you for a car repair loan.

Electrical repairs (e.g. batteries, starters)

Engine repairs/servicing

Heating and cooling repairs or replacement

Steering and suspension

Brake repairs

Smashed windows or windscreen repairs

Am I eligible for a car repair loan?

A man applying for quick loan through his laptop

Am I eligible for a car repair loan?

The basic eligibility criteria you must meet before submitting an application:

Be at least 19 years of age.
Be employed on a permanent or casual basis.
Have a consistent income going into your own bank account for the last 90 days.
Be in control of your finances and be handling existing financial commitments comfortably.
Be an Australian citizen or permanent resident with a fixed address.
Have an active email address, phone number, and online banking account in your name that belongs to you.

We accept a wider range of credit history than a bank or a prime lender, but we do not recommend submitting an application if:

You are currently or recently bankrupt (you must be three years discharged and in control of your finances)
You are not comfortably repaying your existing financial obligations

Information you will need to provide:

Basic personal information (i.e. full name, address, D.O.B, employer, dependant number)
Online banking details

There are instances where our team may need to request further information or supporting documents from you. Don't worry, we will let you know exactly what we need and why we need that information from you.

See all FAQs

Car Repair Loan FAQs

Find out the answers to some of our most frequently asked questions here about our car repair loans.

Jacaranda offers three loan products with varying loan amounts that you could borrow:

Jacaranda Express Personal Loan: $5,000 to $25,000
Jacaranda Cash Boost Loan: $2,100 to $4,600
Jacaranda Car Loan: $10,000 to $25,000

For detailed information about who our products are designed for, please review our Target Market Determinations.

Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loan products, visit our rates and fees page.

We use the information you provide in the online application form as well as information on your bank statements to make sure that you qualify for a loan product during our credit assessment. If you don't qualify, your application will be declined without a credit check being conducted.

Once we have verified that you meet our non-credit report-related criteria, we do perform a credit check as part of our credit assessment, where an inquiry will be left on your credit file.

We will never perform a credit check without your express consent, which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for seven years, and it can be supplied on demand.

There are four credit reporting bodies that we may use to conduct a credit check:

Equifax
Experian
illion
Talefin

Review our Privacy Policy for more information.

Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.

Applying for a loan with Jacaranda Finance takes most people 5-12 minutes¹, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.

After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.²

Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.³

Repayments on your loan are automatically set up to be deducted via direct debit from your bank account in line with your pay cycle.

Provided you are meeting your minimum contractual repayments, you can change the date of your direct debit payments, make extra repayments, change your bank account details and more from either the FastMoney app or online portal.

Download the app on the Google or Apple store today.

Read more: Personal Loan Repayments 101.

We are dedicated to providing you with finance when you need it, which is why we're open on Saturdays! We could provide you with a loan if you apply during our business hours on the weekend:

Monday - Thursday: 8.00 am - 5.00 pm
Friday: 8.00 am - 4.00 pm
Saturday: 8.00 am - 12.00 pm
Sunday: Office Closed

See also: Jacaranda Weekend Loans.

The interest rate, fees and charges applied to your loan will depend on your individual circumstances and the information verified during the loan assessment. It will also depend on our assessment criteria and the loan product, loan amount and loan term you qualify for.

Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loan products, visit our rates and fees page.

A loan with Jacaranda Finance is a flexible option you can use to pay for some of life's biggest expenses: planned or unexpected.

Here are some of the most common reasons our customers take out a loan:

Still have questions?

Get in touch with our friendly, local customer service team, who'll be happy to help with any questions you might still have. We're 100% Australian-based here, so you won't have to deal with robot voices or an overseas call centre with us. At Jacaranda, you speak to a real human being every time.

To get in touch with us, simply see our contact details here.

Staffed hours

Monday - Thursday:

8.00am - 5.00pm

Friday:

8.00am - 4.00pm

Saturday:

8.00am - 12.00pm

Sunday:

Office Closed

Your details

Staffed hours

Monday - Thursday:

8.00am - 5.00pm

Friday:

8.00am - 4.00pm

Saturday:

8.00am - 12.00pm

Sunday:

Office Closed

Car Repair Loans

Award-winning lender

Need money for car repairs?

Car Repair Loan Details

How does the application process work?

1. Submit your application

2. We’ll do a credit assessment

3. Review your loan offer

Why you'll love dealing with Jacaranda

Don't just take our word for it

Customer Testimonials On Trusted Platforms

What are some common car repair loan expenses?

Electrical repairs (e.g. batteries, starters)

Engine repairs/servicing

Heating and cooling repairs or replacement

Steering and suspension

Brake repairs

Smashed windows or windscreen repairs

Am I eligible for a car repair loan?

Am I eligible for a car repair loan?

Information you will need to provide:

Car Repair Loan FAQs

Still have questions?

Staffed hours

Monday - Thursday:

Friday:

Saturday:

Sunday:

Your details

Staffed hours

Monday - Thursday:

Friday:

Saturday:

Sunday:

Apply In-App Today!