Unsecured Loans
Apply for fast funds in minutes1 with an Unsecured Loan from Jacaranda Finance.
Check If You Qualify
With no impact on your credit score!
Check If You Qualify with no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Apply for fast funds in minutes1 with an Unsecured Loan from Jacaranda Finance.
What is an Unsecured Loan?
Unsecured Loans are loans that don't require an asset to be attached for security. This means you won't have anything repossessed if you can't pay off the loan, but they are typically smaller than secured loans as a result.
About our Unsecured Loans
At Jacaranda Finance, we offer Unsecured Loans for amounts between $3,000 and $15,000. Our Unsecured Loans are a fast finance solution to help everyday working Aussies with mid-sized expenses.
With loan terms of up to 36 months and flexible repayment options, we make it easy to get the funds you need when you need them.
Boost Your Credit Score With Jacaranda
Worried about being denied a loan? No stress! At Jacaranda, QualifyCheck lets you check if you qualify without affecting your credit score!
Making all your repayments to us on time could steadily improve your credit score and positively impact your ability to get credit in the future.
What can you use our Unsecured Loans for?
Our Unsecured Loans are a flexible way to borrow the funds you need for those key expenses, expected or unexpected. Some of the most common uses of an Unsecured Loan are:
Unsecured Loan Rates & Fees
Our Unsecured Loans are affordable, and our rates and fees are transparent. Jacaranda Finance has no hidden charges:
what you see is what you get!
See the table below for a quick guide to our fees and charges, or visit our rates and fees page for more information.
Secured vs Unsecured Loans
Pros and Cons
We also offer Secured Loans, which are loans that require collateral (aka security). We usually require a vehicle to be used as security, but doing so means you’ll usually be considered a more creditworthy borrower, and could be considered for a larger loan amount and more competitive loan terms as a result.
With a Jacaranda Secured Loan, you can borrow up to $25,000.
The following table shows the general pros and cons of both secured and unsecured loans.
Read more: 5 Differences Between Secured and Unsecured Loans
Ready to apply for an Unsecured Loan?
We know how important it is to receive your funds in a timely manner, which is why our application process has been designed to be as quick and simple as possible.Â
You can easily apply for an Unsecured Loan online now or download the Jacaranda Better Credit app and get started today!
Estimate Loan Repayments
If you’re after more of a visual guide on how much one of our loans might cost you, use our loan repayment estimate calculator to get a guide on what your repayments could be with an Unsecured personal loan.
It only takes a few seconds!
Ready to Apply? You can get started now.
Including Interest & Fees
Ready to Apply? You can get started now.
We Make Applying Easy
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
It’s Faster With the Better Credit App
- Easily apply for and manage your loan in-app
- Make extra repayments, check your balance & more
- Easy access to our customer service team
Trusted by 1,000s
Unsecured Loan FAQs
Want to know more? Here are some of our most frequently asked questions about our Unsecured Loans.