About Jacaranda Finance

We began in 2014 with a simple vision – to support the millions of everyday Australians who are being failed by a traditional lending system that isn't fast, simple, responsive, or customer-focused.

Unlike the banks, which focus chiefly on your credit score, we understand that this one figure doesn’t capture the full picture of your ability to service a loan. Instead, we use our custom-designed Edge Score to create a fuller, more accurate picture of your financial behaviour by reviewing up to a year’s worth of bank statements.

It's an approach that has paid dividends. During the past decade, we’ve been able to help hundreds of thousands of customers satisfy their lending needs. Growing from a small operation to a national team, we’re now one of the highest-rated consumer lenders in the country, and we have numerous awards and accolades to our name.

We continue to raise the bar on what fast, simple, and convenient finance should look like and have also extended our focus to helping customers build a better financial future with our education tools.

We’re your credible backup plan when the banks say no and your trusted partner in unlocking better financial opportunities – for now and the future.

Jacaranda Finance proudly supports a range of charities and philanthropic organisations, both in our hometown of Brisbane and across Australia. In 2024, to give one example, we became the first official sponsor of Make March Purple, an annual Australia-wide campaign supported by epilepsy organisations across the country.

We also give each employee a day of charitable leave each year to ‘spend’ on a cause close to their heart.