*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
We require bank statements to gain insight into your spending habits and to verify your income and expenses. This step helps us assess your financial behaviour and overall stability, allowing us to evaluate your ability to meet financial obligations based on your current situation, rather than relying solely on your credit score.
Before you apply for a loan, we think it's important to review your budget and be certain that you can comfortably repay it.
Once you know what you can afford in your budget, use our three-step loan repayment calculator to estimate your repayments before you apply.
Ready to Apply? You can get started now.We go above and beyond to protect your information and data.
Through bank-grade security, secure logins and 256-bit SSL data encryption, checking your credit score in the Better Credit app is completely safe.
See here for more information on data security, or contact our customer service team if you have any further questions.
Read some of our frequently asked questions about the bank statement step.
Most lenders in Australia will ask to see your most recent 90 days of banking conduct to verify your income, expenses and ability to repay the loan you are requesting.
No one. Your internet banking details are instantly encrypted and completely inaccessible to anyone.
We have read-only access, ensuring that we are not authorised to move funds or make any changes to your account. Jacaranda will never see your internet banking passwords or credit card details.
Yes, we take the security of your information extremely seriously. We work hard to protect your personal information from unauthorised access. We also protect against unauthorised disclosure, alteration or destruction of information we hold. Our systems are secured, encrypted and scanned daily.
However, we would like to remind all customers that they should stay vigilant at all times when it comes to protecting their personal accounts, as there are a multitude of ways scammers may look to obtain your information with the intention of taking your money.
No, we only accept bank statements via this method to prevent fraud, and it also allows us to get back to you about your application very fast.
Our customer service team is available during normal business hours. Visit our Contact Us page to see our business hours and the methods of contact for our customer service team.
You can also access our Better Credit app or online customer portal to manage your loan or submit a request to the customer service team.
Our loan application process for an Express Personal Loan has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner.
$3,000 - $25,000
