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Bad Credit Personal Loans up to $2,000 | Apply Now!

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Looking for Bad Credit Personal loans?

Jacaranda Finance offers Bad Credit Personal Loans up to $2000 approved in as little as 60 minutes. Even better, if your bad credit is in the past – that’s where it will stay!

What is Jacaranda Finance?

Put simply, Jacaranda Finance is the best loan for bad credit. With an easy 2-3 minute online application, flexible repayment options and no early payout fees, we can offer you a short term loan experience that’s right for you – with a quick decision too.

You can also rest assured knowing that Jacaranda Finance is a responsible lending business. We will never give you a loan that you cannot afford or that does not meet your needs.

Why come to us if you have bad credit?

At Jacaranda Finance, we understand that securing a short term unsecured loan from a bank or other financial institution is difficult if you have bad credit.

Don’t let yourself be let down by other lenders. Come straight to Jacaranda!

By using your bank statements for the last 90 days and a Centrelink income statement if you receive one, our highly skilled loan assessment team will do our best to understand your current financial situation. Not blame you for your past.

Likewise, if you are earning a Centrelink Income – as long as you are receiving a regular payment (excluding Newstart, OzStudy or Youth Allowance payments) then we can approve your loan.

How Jacaranda Finance does Bad Credit Personal Loans

It’s simple! Go online and complete the application form – click send and wait. As soon as your application is received our dedicated assessment team will be working behind the scenes to get your loan approved as soon as possible.

Amazingly, we can do this in most cases without any paperwork!

We also guarantee that if you have a question, a real person will answer the phone every time you contact us between 8am to 6pm Monday to Friday. If you have a query outside of these times – simply send the team an email and we will get back to you the next business day.

What kind of loans can we approve on bad credit?

Jacaranda Finance offers short term cash for:

What if I want to pay my loan off early?

Then congratulations we say! Unlike some of our money hungry competitors, we will not charge you an early payout fee. Not ever!

In fact, if you pay your loan out early, come back! You can apply for a new loan with us the same day. Talk about a great way to restore your credit history!

Likewise, if you need a longer repayment period – we’ve got you covered there too. At Jacaranda Finance, we offer repayment periods of up to 12 months on all of our bad credit loans. So you can have the breathing space you need to manage your loan the best way for you.

Ready to apply?

The Jacaranda Team are here and ready to show you that bad credit personal loans are not all the same. We want to see you get the loan that is right for you – and are committed to helping you get there.

Don’t let bad credit get in your way – apply now with Jacaranda Finance and experience our loans difference today.

How customers rate Jacaranda’s Bad Credit Personal Loans

badpl Overall rating: 4.7 out of 5 based on 4 reviews.


5 5 1
Great service over the phone and was very prompt and polite and also excellent response time on my application

Easy online application

5 5 1
Easy online application. Helped me when I needed it the most and the staff made it so easy. Great easy repayments.

Thank you

5 5 1
They were quick and very helpful, they called me a couple of times to make sure everything was what I wanted and to make sure I wouldn't be going without other things.
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bad credit personal loans

bad credit personal loans