Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

Easy rental bond loans

When renting a private rental property, you will likely need to pay a rental bond. This is typically equal to four weeks rent and can be hundreds, if not thousands, of dollars. If you don’t have this cash ready to spare, you might want to consider a rental bond loan! Moving is stressful enough without considering your rental bond and moving expenses. Jacaranda Finance makes applying for a personal loan to cover rental bond and moving expenses simple with our 100% online application.

 

Why should I get a rental bond loan?

If you’ve been searching for rental bond loans NSW, rental bond loans Queensland, or rental bond loans Perth, you have likely found an abundance of results. Moving house is already expensive enough without factoring in the rental bond. If forking out thousands of dollars for a rental bond and moving expenses is going to make life difficult, don’t stress. A bond loan for private rentals could be a great solution for you.

  • 100% Online
  • Easy Application
  • $2,500 – $15,000
  • 60-Minute Outcomes2
  • Instant Transfers3
  • Bad Credit OK

Get your cash in 60 seconds once approved3

Two types of rental bond loans

You can use one of our personal loans to cover your rental bond and moving expenses. We have two types of personal loans: medium loans, and large loans.

Loan Type Security Options Loan Amount Loan Term
Medium Loan Secured and Unsecured $2,500 to $4,600 9 to 24 months
Large Loan Secured and Unsecured $5,000 to $15,000 9 to 24 months

How Jacaranda’s rental bond loans work

iPhone
Our tech

We’ve won numerous awards for our state-of-the-art technology. We have created one of Australia’s smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don’t just judge your credit score, which is why we’re able to help more customers that apply with us.

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Our speed

The 100% online application can be completed in minutes1, and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes2 during normal business hours.

australia
Australian based and family owned

All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We’re almost 10 years old and we’ve been family owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.

cash
60-second payouts

For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds3 of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

How to be approved for a bond loan

If you really want to be approved for one specific rental property, but need to secure your bond quickly, there are some things you can do to get the fastest outcome possible. Typically, we process our loans within 60-minutes2 (within our standard business hours). In addition, we provide instant transfers on approval. Meaning, you could have your cash in your bank account in 60-seconds3 from signing your contract.

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Use our quick and easy online application form

You can apply for a fast cash loan in three simple steps:
1. Apply online and provide all supporting information;
2. Get your quick outcome and sign your loan contract;
3. Receive your rental bond loan!

mail
Supporting documents

Ensure that you provide all of the required supporting documents with your application. Without this information, we can’t process your loan application. To get the fastest outcome possible, please provide the following documents when you apply:
1. Basic personal information (name, date of birth, address);
2. 100 points of identification;
3. The reason for your loan (e.g. medical bills, renovations);
4. Your online banking login details and employment information;

applications
Sign Your Contract

We cannot release funds into your bank account until we have received a signed copy of your loan contract. If you need your rental bond fast, ensure you’re ready to sign your electronic contract as soon as you receive it and within business hours. Otherwise, we will process your request first thing the next business day.

call
Be available if we need more information

If we need more information to process your rental bond loan application, please be available to provide this for us. Without additional information we might need, we can’t finish processing your application.

id-card-svg
Use our quick and easy online application form

You can apply for a fast cash loan in three simple steps:
1. Apply online and provide all supporting information;
2. Get your quick outcome and sign your loan contract;
3. Receive your rental bond loan!

mail
Supporting documents

Ensure that you provide all of the required supporting documents with your application. Without this information, we can’t process your loan application. To get the fastest outcome possible, please provide the following documents when you apply:
1. Basic personal information (name, date of birth, address);
2. 100 points of identification;
3. The reason for your loan (e.g. medical bills, renovations);
4. Your online banking login details and employment information;

applications
Sign Your Contract

We cannot release funds into your bank account until we have received a signed copy of your loan contract. If you need your rental bond fast, ensure you’re ready to sign your electronic contract as soon as you receive it and within business hours. Otherwise, we will process your request first thing the next business day.

call
Be available if we need more information

If we need more information to process your rental bond loan application, please be available to provide this for us. Without additional information we might need, we can’t finish processing your application.

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

Am I eligible for a loan?

To qualify for a loan with Jacaranda you must:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a regular income (for the last 90-days)
  • Have internet banking set up
  • Hold a direct contact number and email address

What information do I need to provide?

To apply online with Jacaranda, we will need these from you:

  • Personal details (i.e. Name, Address, DOB)
  • Your phone number and email address
  • The reason for your loan
  • Online banking and employment info

Frequently asked questions