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Whether it's a South Pacific getaway or a trip to the Great Barrier Reef, we can help make your cruise dreams a reality.
Apply online today and see how Jacaranda Finance can take you on your next adventure.
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Right now could be the perfect time to book a cruise, no matter whether you're a seasoned cruise veteran or a newbie looking for a holiday without the fuss. According to the ABC, interest in cruise ships as of 2023 is 90% higher than it was in 2022. Google Trends data meanwhile shows interest in cruises is starting to recover to where it was before the COVID-19 pandemic caused it to sink like The Titanic.
Cruises can be a very flexible choice for a holiday, as they can offer a range of different packages to suit travellers from all sorts of different backgrounds with different preferences. You could pick a budget cruise where you float around in the ocean for a few days, or you could splash the cash on a longer cruise with stops on land at several idyllic locations around the globe.
If you're looking to book a cruise for your next trip but would rather not part with the cash up front, a fast online loan with Jacaranda Finance could be the solution you need!
Set sail on your dream cruise with Jacaranda Finance. Get the financial support you need to embark on your adventure with flexible loan options, competitive rates and speedy applications.
At Jacaranda Finance, we're a 100% online lender. That means there's no hefty paperwork or long lines with us. Instead, we utilise state-of-the-art technology that allows you to:
See below for more information on how our application process works or click here if you're ready to get started!
The cost of a cruise holiday in Australia can vary greatly depending on the type of cruise, the cruise company itself, the length of the trip, the time of year, and the level of accommodation you choose. This makes it hard to nail down one specific number when discussing the cost of a cruise, but the typical seven-day cruise in Australia will likely cost anywhere between $800 - $2,500 per person.
By comparing cruises from Australia on Flight Centre, we found that the single most expensive cruise package available as of February 2023 is the Coral Coast, Seychelles & Exotic Islands tour from Seabourn Sojourn. The price? A casual $53,999 per person for a total of 81 nights, which is about $667 for each night!
At the other end of the scale, a three-night ocean-only cruise aboard the Carnival Splendour that boards in Sydney and ends in Sydney will set you back just $343 per person for an indoor room ($518pp for an outdoor room). So there's a huge range of prices you can pay for a cruise.
Depending on the cruise, this price can be inclusive of things like meals, snacks, entertainment and activities, while other optional extras like shore excursions, alcohol, souvenirs and shopping might not be. Check the cruise package before you confirm your purchase to confirm what you're paying for.
There are several major cruise companies that operate in Australia, with the most prominent ones being:
Some other notable cruise lines include Norwegian Cruise Line, MSC Cruises and Holland America Line. As there are quite a few to choose from, it's important to research and compare all the different options available that best suits your own needs and budget.
You can use a variety of different sites like Flight Centre, Tripadvisor, Ozcruising, Finder, Cruise Guru and more to filter cruise packages based on your preferences.
Cruises don't usually just park in the ocean. They tend to stop at various destinations along the way, allowing you to disembark and explore different places at your own place (just as long as you make it back in time!).
Here are some of the best places you can go on a cruise from Australia.
We also offer loans for both domestic and international holidays. Check out the links below to learn more about our overseas and domestic travel loans, including how much these holidays can cost and some tips on what to do in each location.
Our express holiday loans can provide the funds for most major expenses you'll encounter on cruises, domestic holidays or international vacations. By borrowing up to $25,000 with Jacaranda Finance, we can help you pay for:
And much more, allowing you to rest, relax and unwind.
See also: Top 5 Overseas Holidays under $15,000 in 2023.
Before booking a cruise holiday from Australia, it's generally recommended you look into the following, as each cruise package will be different:
Am I eligible for a Loan with Jacaranda Finance?
You must meet the following basic eligibility criteria before submitting an application:
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
A personal loan is a fixed-term loan that allows you to borrow a set amount of money and repay it through regular instalments. Our online application process is designed to be fast and straightforward. Repayments remain consistent throughout the loan term so you can plan your budget with confidence.
Applying is Quick & Easy
Ready to get started? Apply now.
By submitting a full application for a personal loan, you are authorising a hard credit check. This means that other lenders will be able to see that you applied for a loan and could impact your credit score. Before you submit a full application with Jacaranda Finance, you can check if you qualify with no impact on your credit score*. This is called a soft credit check, and is only visible on your credit report to you.
How to check if you qualify for a secured personal loan?
If you’re considering applying for a loan with Jacaranda Finance, you can check if you qualify with no impact on your credit score*.
No, checking if you qualify uses a “soft” credit check meaning it does not impact your credit score or appear on your credit file to anyone but you. We recommend checking your eligibility before applying for a loan where possible to reduce the number of applications on your credit report.
To be assessed for a loan from Jacaranda Finance, you must meet the following basic eligibility criteria:
If you are unsure whether you’re eligible, you can check if you qualify with no impact on your credit score*.
We offer two main products at Jacaranda Finance:
For detailed information about who our products are designed for, please review our Target Market Determinations. Our Loan Repayment Calculator and our guide to Jacaranda Finance’s interest rates & fees could help you to predict your repayments before applying.
Using our loan repayment calculator you can estimate your repayments before applying.
Missed Payment Fees
For every missed payment, a fee will be applied. This cost is added to the account balance and can be paid with the next repayment cycle. If you’re concerned you’ll miss a repayment before the next due date, please contact our customer support team as soon as possible.
You can pay your loan back at any time at no extra cost. That means no early exit or payout fees.
Once you’ve been approved and have accepted your loan contract, we’ll automatically attempt to release the money to your account. Most customers get paid in 60 seconds3.
