Welcome Nifty Customers

Nifty has joined the award winning Jacaranda Finance group.

What should existing and new Nifty clients expect from Jacaranda Finance:

  • Market leading customer service
  • Competitive personal loan products and rates
  • Minutes to apply online
  • Fast application outcome
  • Money straight to your bank once approved
I would like to borrow

$5,000

$
and pay it back over

17 months

$159.53

estimated
Estimated repayments starting from
$72.94 per week
$146.01 per fortnight
$318.15 per month
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Apply Now

Done in 8 mins

18 people
have applied today

4.9/5 GOOGLE RATING 2,000+ reviews

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

Jacaranda Finance Logo
Nifty Personal Loans Logo

Personal Loan Specialists

Who is Jacaranda Finance?

Jacaranda Finance is the award winning personal finance expert that delivers flexible personal loans faster than most banks. Our online decision engine enables us to deliver 60 minute outcomes and using PayID we can transfer funds in 60 seconds. With over 4,800 positive online reviews, we are committed to delivering amazing customer experiences and providing personalised finance solutions when you need it.

I would like to borrow

$5,000

$
and pay it back over

17 months

$159.53

estimated
Estimated repayments starting from
$72.94 per week
$146.01 per fortnight
$318.15 per month
Apply Now

Done in 8 mins

18 people
have applied today

4.9/5 GOOGLE RATING 2,000+ reviews

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

How do I get approved?

Start the application process
iPhone
Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

applications
Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

money
Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

iPhone
Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

applications
Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

money
Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

Why choose a
Jacaranda Express
Personal Loan?

We’re a fast and fair lender that’s been helping Aussies since 2013.
That’s nearly 10 years!

Customer applying for a fast personal loan

Fast personal loans

Complete your application and have an outcome in minutes. We’ve built state of the art 100% online technology to make everything fast and easy.

  • Submit your online application
    in as little as 8 minutes1
  • Most applicants have an
    outcome in 60 minutes 2
Jacaranda Finance customer service officer answering a call

The best customer
service in town

We pride ourselves on offering some of the best, award winning customer service in Australia. When you need us, Jac’s got your back.

  • We have thousands of real 5 star
    reviews from existing customers
  • We’ve helped over 50,000+
    happy customers
Happy family satisfied with Jacaranda Finance's service

Smart loans & rates
tailored to you

We look at more than just your credit score when considering your application. Get rewarded with a better rate if you’re in a strong financial position.

  • Get a personalised rate tailored
    to you & your circumstances
  • We’ve got your back no matter
    where you are in your credit journey
A group of friends laughing

We look after our
existing customers

At some point, you may need more money when the unexpected occurs. Customers with excellent repayment history may apply for additional credit if need be.

  • Build up a positive history with us to unlock
    larger loans, longer terms & better rates
  • Managing your account is simple and
    easy with our online customer portal

What is a personal loan?

Sometimes life throws you a curveball and your bank account can’t cover it. If it’s a quick cash loan you’re after, you’ve come to the right place. Jacaranda Finance offers fast cash loans from $2,500 to $15,000. Our quick and easy application process makes it simple to apply, and our 60-second3 loan transfers mean you can have access to your loan almost instantly.

  • 60-minute turnaround2
  • 60-Second Transfers3
  • Fast Loan Outcomes
  • Simple & Easy Application
5/5 Rating

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Google Logo Dianita Miguel – Google Review

Personal Loan Details

Loan Amount From
$5,100 – $15,000
Loan Terms
9 – 24 months
Starting Interest Rate
11.42% P.A.
Starting Comparison Rate
14.49% P.A
Type of Rate
Fixed
Repayment Type
Weekly, fortnightly or monthly
Early Exit Fee
$0
Monthly Fee
$0
Establishment Fee
$249 – $990

We’re here to help

Need a hand?
24hr loan processing.

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.