About 40% of people put off seeing the dentist due to cost, even if their teeth are causing them a major problem.
Going to the dentist in Australia can be very expensive, which is where we come in. At Jacaranda Finance, we offer fast,
flexible and reliable personal loans for dental work, ranging from $3,000 all the way up to $25,000.
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
A dental loan is a form of personal loan designed to pay for dental work. A dental loan lets you borrow a lump sum of money to be repaid in regular instalments over a set period of time (with interest and fees accrued over the period).
Though it's recommended we go to the dentist every six months or so, 68% of Australian adults admit they have not been in 2 years, with the most common barrier being expenses.
If this sounds like you, consider applying for a Jacaranda Finance dental loan - you could receive up to $25,000 for your next trip to the dentist chair.
With Jacaranda Finance, you'll fill out a loan application and, if you qualify, we will quickly transfer you the funds you've been approved for. You can then use this money to pay for your dental bills in manageable instalments if you're caught short or instead of dipping into your hard-earned savings.
See our dental loan details on the right for more information on how they work.
We Make Applying Easy
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
Looking after your teeth is important, but some kinds of dental work can be very expensive. Fortunately, our dental loans are available for up to $25,000, so you can be confident that most forms of major dental procedures can be covered by a Jacaranda Finance personal loan.
With fixed repayments and both secured and unsecured loan options, our dental loans could be used for any of the following common dental & orthodontic procedures:
Pricing information taken from Smile.com.au's dental fees table, fees are for NSW only.
Medicare, the Australian healthcare system, covers or subsides a range of medical services. Unfortunately, dental treatment is typically not one of these services. However, the Australian Government pays for some dental services through the Child Dental Benefits Schedule and public dental services.
For most adults, however, dental care is covered under private health insurance.
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
A personal loan is a fixed-term loan that allows you to borrow a set amount of money and repay it through regular instalments. Our online application process is designed to be fast and straightforward. Repayments remain consistent throughout the loan term so you can plan your budget with confidence.
Applying is Quick & Easy
Ready to get started? Apply now.
By submitting a full application for a personal loan, you are authorising a hard credit check. This means that other lenders will be able to see that you applied for a loan and could impact your credit score. Before you submit a full application with Jacaranda Finance, you can check if you qualify with no impact on your credit score*. This is called a soft credit check, and is only visible on your credit report to you.
How to check if you qualify for a secured personal loan?
If you’re considering applying for a loan with Jacaranda Finance, you can check if you qualify with no impact on your credit score*.
No, checking if you qualify uses a “soft” credit check meaning it does not impact your credit score or appear on your credit file to anyone but you. We recommend checking your eligibility before applying for a loan where possible to reduce the number of applications on your credit report.
To be assessed for a loan from Jacaranda Finance, you must meet the following basic eligibility criteria:
If you are unsure whether you’re eligible, you can check if you qualify with no impact on your credit score*.
We offer two main products at Jacaranda Finance:
For detailed information about who our products are designed for, please review our Target Market Determinations. Our Loan Repayment Calculator and our guide to Jacaranda Finance’s interest rates & fees could help you to predict your repayments before applying.
Using our loan repayment calculator you can estimate your repayments before applying.
Missed Payment Fees
For every missed payment, a fee will be applied. This cost is added to the account balance and can be paid with the next repayment cycle. If you’re concerned you’ll miss a repayment before the next due date, please contact our customer support team as soon as possible.
You can pay your loan back at any time at no extra cost. That means no early exit or payout fees.
Once you’ve been approved and have accepted your loan contract, we’ll automatically attempt to release the money to your account. Most customers get paid in 60 seconds3.
$3,000 - $25,000
