Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

Why choose a
Jacaranda Express
Personal Loan?

We’re a fast and fair lender that’s been helping Aussies since 2013.
That’s nearly 10 years!

Customer applying for a fast personal loan

Fast personal loans

Complete your application and have an outcome in minutes. We’ve built state of the art 100% online technology to make everything fast and easy.

  • Submit your online application
    in as little as 8 minutes1
  • Most applicants have an
    outcome in 60 minutes 2
Jacaranda Finance customer service officer answering a call

The best customer
service in town

We pride ourselves on offering some of the best, award winning customer service in Australia. When you need us, Jac’s got your back.

  • We have thousands of real 5 star
    reviews from existing customers
  • We’ve helped over 50,000+
    happy customers
Happy family satisfied with Jacaranda Finance's service

Smart loans & rates
tailored to you

We look at more than just your credit score when considering your application. Get rewarded with a better rate if you’re in a strong financial position.

  • Get a personalised rate tailored
    to you & your circumstances
  • We’ve got your back no matter
    where you are in your credit journey
A group of friends laughing

We look after our
existing customers

At some point, you may need more money when the unexpected occurs. Customers with excellent repayment history may apply for additional credit if need be.

  • Build up a positive history with us to unlock
    larger loans, longer terms & better rates
  • Managing your account is simple and
    easy with our online customer portal

How do I apply for a white goods loan?

Start the application process
1
Complete our online application form

Whether you’re at home or on the go, applying for an express white goods loan with Jacaranda couldn’t be easier. Our 100% online application form takes roughly 8 minutes1 to complete, and can be submitted via mobile phone, tablet or computer.

2
60-minute2 outcomes

As they say – time is money. When you apply with Jacaranda Finance, we won’t keep you waiting long for an outcome. In fact, when applying during normal business hours, you can expect to hear from us with an outcome in just 60-minutes2.

3
60-second3 deposits

You’ve been approved and received your loan contract – what’s next? All that’s left to do is sign your contract and send it back to us. Make sure to keep an eye out for your approval email, as the quicker you get your contract back to us, the sooner we can have the money in your account. In fact, 90% of customers receive their cash in just 60-seconds3 of signing!

1
Complete our online application form

Whether you’re at home or on the go, applying for an express white goods loan with Jacaranda couldn’t be easier. Our 100% online application form takes roughly 8 minutes1 to complete, and can be submitted via mobile phone, tablet or computer.

2
60-minute2 outcomes

As they say – time is money. When you apply with Jacaranda Finance, we won’t keep you waiting long for an outcome. In fact, when applying during normal business hours, you can expect to hear from us with an outcome in just 60-minutes2.

3
60-second3 deposits

You’ve been approved and received your loan contract – what’s next? All that’s left to do is sign your contract and send it back to us. Make sure to keep an eye out for your approval email, as the quicker you get your contract back to us, the sooner we can have the money in your account. In fact, 90% of customers receive their cash in just 60-seconds3 of signing!

What types of white goods loans are on offer?

At Jacaranda Finance, we offer two types of express loans.

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Medium express loans

Type of rate: Secured and unsecured
Loan amount: $2,500 – $4,600
Repayment period: 9 – 24 months

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Large express loans

Type of rate: Secured and unsecured
Loan amount: $5,000 – $15,000
Repayment period: 9 – 24 months

I would like to borrow

$5,000

$
and pay it back over

17 months

$159.53

estimated
Estimated repayments starting from
$72.94 per week
$146.01 per fortnight
$318.15 per month
Apply Now

Done in 8 mins

21 people
have applied today

4.9/5 GOOGLE RATING 2,000+ reviews

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

What can I purchase with a white goods loan?

With a Jacaranda express white goods loan, you can purchase any major household or domestic appliance that’s used for routine household tasks. These appliances include:

Refrigerator
Microwave
Stove
Washing machine
Dryer
Dishwasher
Air conditioner

We understand that these appliances are key for any household to run smoothly, so an
express white goods loan might be exactly what’s needed to keep things moving in the right direction.

Common questions about
white goods loans

Are You Ready For A
Hassle-Free Loan Service?

So, go ahead and apply for a personal loan today with our online application form, or check out our FAQ page if you have any questions about the process!

*If applied within our standard business hours. 60-minute outcomes are not guaranteed.
**If you have an NPP-enabled bank account.