White Goods Loan
- Get started in minutes1
- Fast outcomes2
- Funds transferred in 60 seconds3 to NPP-enabled bank accounts
- Manageable, flexible repayments
Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
You can now check your eligibility,
with no impact on your Credit Score!
Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
Award-winning lender
About our White Goods Loan
Need to buy a new washing machine ASAP? Or maybe you're finally upgrading your fridge? Jacaranda Finance can help.
A white goods loan from Jacaranda Finance can cover the costs of those essential (but expensive) new appliances, allowing you to get back to enjoying your home in no time.
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Fast response and quick service. Life savers
Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
White Goods Loan Details
Loan Amounts | $2,100 to $25,000 |
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Loan Terms | 9 months to 48 months |
Loan Type | Secured and unsecured |
Rate type | Fixed |
Repayment options | Weekly, fortnightly or monthly |
No early payout or exit fees | Customers who pay their loan out early do not incur any additional fees or charges for doing so. |
This is not an offer for credit. The amount you can borrow as well as the offer you receive may vary once you complete an application and all relevant details are captured and verified. Fees, credit criteria and terms and conditions apply. Example tables and calculators are illustrative only and are not intended to be your sole source of information when making a financial decision. Consider whether to get advice from a licensed financial adviser.
What other finance products do we offer?
Check out some of our other products:
Cash Boost Loan
Cash Boost is a fast finance solution for small-to-medium-sized expenses, with the cost spread out over the term of the loan with manageable repayments.
Loan amounts: $2,100 - $4,600
Could be suitable for: Car repairs, medical expenses, vet expenses, white goods etc.
Express Car Loan
Hit the road with a fast, flexible and reliable express car loan from Jacaranda Finance.
Loan amounts: $10,000 - $25,000
Could be suitable for: New cars, used cars, balloon payments
What can I purchase with a white goods loan?
With a Jacaranda express white goods loan, you can purchase any major appliance that's used for routine household tasks, such as the following:
Appliance costs are taken from Appliances Online, accurate as at October 2022.
Refrigerators
Cost between $428 and $26,299
Microwaves
Cost between $134 and $2,933
Stovetops
Cost between $134 and $16,599
Built-in ovens
Cost between $449 and $13,592
Washing Machines
Cost between $349 and $6,390
Dryers
Cost between $349 and $32,999
Dishwashers
Cost between $399 and $6,299
Air conditioners
Cost between $644 and $3,039 (split-system)
Applying is too easy
Fast online application
Tell us how much you want to borrow along with some details about yourself so we can assess your application.
Bank statement review
We use a secure Credfin connection to your bank account to validate your application details - 128 bit encryption.
Fast bank transfer
If approved we’ll transfer the money into your bank account in under 60 seconds3
OVER 5,000 REVIEWS
Customer Testimonials On Trusted Platforms
Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
Common Questions About White Goods Loans
Here are some of our most frequently asked questions about white goods loans.
- Be at least 19 years of age.
- Be employed on a permanent or casual basis.
- Have a consistent income going into your own bank account for the last 90 days.
- Be in control of your finances and be handling existing financial commitments comfortably.
- Be an Australian citizen or permanent resident with a fixed address.
- Have an active email address, phone number, and online banking account in your name that belongs to you.
- You are currently or recently bankrupt (you must be three years discharged and in control of your finances)
- You are not comfortably repaying your existing financial obligations
Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.
Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.
After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2
Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3
The interest rate, fees and charges applied to your loan will depend on your individual circumstances and the information verified during the loan assessment. It will also depend on our assessment criteria and the loan product, loan amount and loan term you qualify for.
Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loan products, visit our rates and fees page.
A loan with Jacaranda Finance is a flexible option you can use to pay for some of life's biggest expenses: planned or unexpected.
Here are some of the most common reasons our customers take out a loan:
We use the information you provide in the online application form as well as information on your bank statements to make sure that you qualify for a loan product during our credit assessment. If you don't qualify, your application will be declined without a credit check being conducted.
Once we have verified that you meet our non-credit report-related criteria, we do perform a credit check as part of our credit assessment, where an inquiry will be left on your credit file.
We will never perform a credit check without your express consent, which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for seven years, and it can be supplied on demand.
There are four credit reporting bodies that we may use to conduct a credit check:
- Equifax
- Experian
- illion
- Talefin
Review our Privacy Policy for more information.
Need a hand?
Our customer service team are here to help.
If you have any questions, whether you're a new customer or an existing one - our friendly customer service team will be happy to help you. Our customer service team is 100% Australian-based in Brisbane: at Jacaranda, you speak to a real human being every time.