Welcome Nifty Customers

Nifty Loans has joined the award-winning Jacaranda Finance group in order to deliver faster and smarter loans to its customers.

Decorative graphic of a conversation
Exceptional Australian-based customer service
Decorative graphic of a clock
Complete your application in 5-12 minutes1. This differs depending on the individual.
Decorative graphic of a lightning bolt
Most outcomes are provided on the same day2 during normal business hours once all information has been provided.
Decorative graphic of a calendar
60-second3 payouts for most customers. Worst case for the rest is overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.
Decorative graphic of a Wallet
Flexible and affordable loan terms

Check If You Qualify

With no impact on your credit score!

Check If You Qualify with no impact on your credit score!

*Subject to lending criteria, T's and C's'

*Subject to lending criteria, T's and C's'

Nifty Loans has joined the award-winning Jacaranda Finance group in order to deliver faster and smarter loans to its customers.

Decorative graphic of a conversation
Exceptional Australian-based customer service
Decorative graphic of a clock
Complete your application in 5-12 minutes1. This differs depending on the individual.
Decorative graphic of a lightning bolt
Most outcomes are provided on the same day2 during normal business hours once all information has been provided.
Decorative graphic of a calendar
60-second3 payouts for most customers. Worst case for the rest is overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.
Decorative graphic of a Wallet
Flexible and affordable loan terms
Jacaranda Finance Logo
Nifty Personal Loans Logo
Fast Loan Specialists

Who is Jacaranda Finance?

Founded in 2014, Jacaranda Finance is an award-winning personal finance provider that delivers flexible personal and car loans faster than most banks. Specialising in providing finance to hard-working, everyday Australians, Jacaranda's fixed-rate loans could be an ideal solution to help pay for life's larger expenses: both expected and unexpected.

Getting a loan with Jacaranda Finance can be both simple and fast thanks to our 100% online technology. We offer fast applications in mere minutes1; outcomes on the same day2; and funds transfers in just 60-seconds if approved3:

  1. Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as, but not limited to, how fast you are at typing or if you have all the required information on hand.
  2. Most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers: customers that apply outside of business hours or customers that are required to provide additional information may experience a longer timeframe.
  3. Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to their nominated bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.

Why you'll love dealing with Jacaranda

With over 5,000 positive online reviews, we are committed to delivering amazing customer experiences and providing personalised finance solutions when you need it.

In addition to our fast loan processing, you'll also love Jacaranda for the following reasons:

  • Self-service customer portal, 24/7, 365 days per year
  • Friendly, respectful and approachable customer service team (we're open on Saturdays too!)
  • Pay off your loan sooner at no additional cost and save yourself money
  • Anyone unsatisfied with their loan for any reason, and who still has the funds including any amounts paid to third parties on your behalf, can return the money within a 48-hour cooling-off period and cancel their loan4.

Don't just take our word for it

We strive to offer superior customer service - our Australian-based teams are friendly, personable and helpful and most of the time the first person you deal with can assist with your query.

Don't believe us? Check out what scores of happy previous Jacaranda customers have had to say below!

Trusted by 1,000s

4.9/5
4.8/5
4.7/5
4.9/5
Show the About Reviews modal About Reviews
THE APPLICATION PROCESS

We Make Applying Easy

We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.

That’s why our loan application process has been perfected over time to be as simple and quick as possible.

We're here to help

Need a Hand?
Our customer service team are here to help.

As Jacaranda Finance operates 100% online, we do not accept applications over-the-phone. However, if you need assistance navigating what loan is best for you, our team is more than happy to answer your questions.