*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Having a home security system is something many families across Australia have installed to maintain peace of mind about their family and belongings.
However, installing a security system isn't cheap. Depending on the size and complexity of the system, costs generally range from $300 up to $4,000.
If the price is putting you off securing your home, consider applying for a Jacaranda Finance home security loan and pay in flexible instalments rather than one lump sum.
Am I eligible for a Loan with Jacaranda?Â
You must meet the following basic eligibility criteria before submitting an application:
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
There are many components that could make up a home security system. We break down the costs of four major security components:
Source: SPL Security.
At Jacaranda, we know that sometimes life can throw the unexpected at you. That's why we're on a mission to assist hard-working Australians with fast, reliable and responsible access to finance for life's expenses when you get caught short. We're 100% online, Australian-owned and operated, and we make applying for finance simple and fast.
Here are some other reasons our customers love us:
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
With fixed repayments and both secured and unsecured loan options, our customers can take out a Jacaranda Finance home improvement loan for some of the following reasons.
Thinking of upgrading your bathroom or kitchen? Get the financial boost you need to kickstart your project.
Looking to join the green revolution? Let Jacaranda lend a hand with the solar panel costs.
Whether it's cracked tiles or a leaky roof, a home improvement loan can help you sort out those much-needed repairs you've been putting off.
Want to boost your home's energy efficiency with a battery, a water tank or a new air conditioner? By using a Jacaranda personal loan to install them you could save thousands in the long run.
A fresh coat of paint, new insulation to keep you warm or replacing creaky doors can be a great way to improve your home and increase its value.
Impress your guests with a new couch, TV, or dining table thanks to a Jacaranda furniture loan.Â
Need a loan to pay for new appliances? Consider a White Goods Loan.
Looking to beat the heat with a swimming pool? Let us lend you a hand with the costs.
Looking to landscape your backyard? The grass is greener on your side with the help of Jacaranda.
Find out the answers to some of our most frequently asked questions here about our home security loans.
You can apply for varying loan amounts with Jacaranda, depending on your needs:
For detailed information about who our products are designed for, please review our Target Market Determinations.
Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loans, visit our rates and fees page.
Before you formally apply with Jacaranda, you can check if you qualify for a loan in a way that does not impact your credit score. We do this by performing a 'soft' credit check that is only visible to you.
If you don't meet our initial criteria, your credit score won't be affected.
Once you've checked your eligibility and we've let you know that you do qualify for a loan, you have the option to move forward with a full application.
We will perform a credit assessment during this process, which involves checking your credit report. By submitting a full application, you authorise Jacaranda Finance to obtain a copy of your full credit file, referred to as a 'hard' credit check.
Other lenders will be able to see that you applied for a loan with Jacaranda.
This might impact your credit score.
Review our Privacy Policy for more information.
Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.
Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.
After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2
Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3
Repayments on your loan are automatically set up to be deducted via direct debit from your bank account in line with your pay cycle.
You can view your repayments from either the Better Credit app or online portal and contact our friendly customer service team to request any changes that you need.
Download the app on the Google or Apple store today.
Read more: Personal Loan Repayments 101.
A loan with Jacaranda Finance is a flexible option you can use to pay for some of life's biggest expenses: planned or unexpected.
Here are some of the most common reasons our customers take out a loan:
$3,000 - $25,000
