*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
It's no secret that improving a home is an expensive project. If it's time to spruce up your home and you don’t want to dip too far into your savings, a Renovation Personal Loan could give you the financial boost you need.
Jacaranda Finance offers Renovation Loans from $3,000 to $25,000. With our fast approval turnaround time on the same day2Â and transfers in just 60 seconds3, you can get behind the tools in next to no time.
Improving or renovating your home can be extremely expensive, often costing thousands of dollars even for minor projects. A renovation loan is a type of personal loan you can get to pay for the costs of renovations, improvements or repairs made to your home.
Whether it's to remodel your kitchen, add an outdoor deck, or install a security system, a renovation loan from Jacaranda Finance can help you pay for these projects.
With fixed repayments and both secured and unsecured loan options, our customers can take out a Jacaranda Finance Renovation Personal Loan for some of the following reasons.
Whether it's cracked tiles or a leaky roof, a renovation loan can help you sort out those much-needed repairs you've been putting off.
Thinking of upgrading your bathroom or kitchen? Get the financial boost you need to kickstart your project.
If you want to boost your home’s energy efficiency with a set of solar panels, a battery, a water tank or a new air conditioner? By using a Jacaranda personal loan to install them, you could save thousands in the long run.
Looking to beat the heat with a swimming pool? Let us lend you a hand with the costs.
A fresh coat of paint, new insulation to keep you warm or replacing creaky doors can be a great way to improve your home and increase its value.
Looking to landscape your backyard? The grass is greener on your side with the help of Jacaranda.
Impress your guests with a new couch, TV, or dining table thanks to a Jacaranda home improvement loan.
Need a loan to pay for new appliances? Consider a White Goods Loan.
Need to ward off would-be thieves? A Jacaranda home improvement loan can lock in the funds for security cameras, safer doors, home alarm systems and much more!
If you're ready to apply, our loan application process has been perfected over time to be as simple and quick as possible. You can:
Check if you qualify for one of our Personal Loans today!
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
Want to learn more about our Personal Loans and how they work? Find out all the answers to our most common questions here.
Visit our rates and fees page to get an idea of the costs associated with our loan products.
The interest rate, fees and charges applied to your loan will depend on your individual circumstances and the information verified during the loan assessment. It will also depend on our assessment criteria, loan amount, and loan term for which you qualify.
Use our loan repayment estimate calculator to get a guide on what your repayments could be.Â
Before you formally apply with Jacaranda, you can check if you qualify for a loan in a way that does not impact your credit score. We do this by performing a 'soft' credit check that is only visible to you.
If you don't meet our initial criteria, your credit score won't be affected.
Once you've checked your eligibility and we've let you know that you do qualify for a loan, you have the option to move forward with a full application.
We will perform a credit assessment during this process, which involves checking your credit report. By submitting a full application, you authorise Jacaranda Finance to obtain a copy of your full credit file, referred to as a 'hard' credit check.
Other lenders will be able to see that you applied for a loan with Jacaranda.
This might impact your credit score.
Review our Privacy Policy for more information.
You can apply for varying loan amounts with Jacaranda, depending on your needs:
For detailed information about who our products are designed for, please review our Target Market Determinations.
Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loans, visit our rates and fees page.
Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.
Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.
After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2
Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3
Anyone unsatisfied with their loan for any reason can return the principal funds, including any payments made to third parties on your behalf, within a 48-hour cooling-off period and cancel their loan4.
If you purchased a vehicle or other item with your loan, Jacaranda does not require the seller to cancel the sale or release the funds back to you. Returning your purchase to the dealer, to the seller or to Jacaranda Finance doesn't qualify as a loan cancellation. The loan is only cancelled once the funds have been received and have cleared within the Jacaranda Finance bank account.
Simply call our customer service team to cancel your loan and organise the return of any money paid (including to other parties).
$3,000 - $25,000
