Can I get dental loans for implants?
Jacaranda offer small dental loans from $300 to $4,600 over a 12 to 24 month term. which can be used for dental work and dental implants.
My child needs braces can I get dental loans for braces?
Braces can be a very expensive exercise for a parent especially if they don’t have insurance and your child is in need of them fast.
The bills can add up very quickly between x-ray’s and appointments.
However, there is no need to worry as all you need to do is hit the APPLY NOW button at the top of the page.
Fill in the application form and we can have your dental loan the same day!
Do you do dental loans for people with bad credit?
We do however adhere to strict responsible lending regulations and won’t lend to anyone who we deem can’t afford one of our dental loans.
We do also perform credit checks as a part of our application process, however we are much more lenient than traditional lenders.
However we do believe that the past is the past and that peoples saving habits can change.
We do encourage all to apply using our application process and talk with our friendly staff to decide whether you are eligible for one of our dental loans.
How do I repay my dental loans?
Repaying your dental loan couldn’t be easier!
Once your loan is finalised we will set up a direct debit for you straight from your account, no need to worry about pesky bills!
You will be able to nominate a day and an amount that works with your budget and it will be automatically deducted from your account each week.
Once the loan has been paid in full the direct debits will automatically stop, no fuss, no worry all taken care of for you!
What should I consider when looking for dental loans?
|Who is this product for?
||Those looking for a dental loans fast!
|To be eligible to apply for a dental loan you need to:
||Be 18yrs of age
Have a regular source of income
Be an Australian resident
|How long do I have to repay my dental loan?
||Repayment terms will vary depending on each applicant’s agreement but will generally range from 16-50 weeks.
|Loan types available
Therefore if you are looking for a competitive, fast, no paperwork, online loan then look no further because Jacaranda are waiting for your application.
Go on start your relationship with Jacaranda today and get yourself back on the road to success!
- Loan Amounts: Minimum $400 to Maximum $2,000.
- Terms: Minimum 16 weeks to Maximum 50 weeks.
- Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
- Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
- Loan Amounts: Minimum $2001 to Maximum $4,600.
- Terms: Minimum 13 months to Maximum 24 months.
- Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
- Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
- For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.