AN ALTERNATIVE TO PAYDAY LOANS
Subject to lending criteria, terms and conditions. See below for details.
Subject to lending criteria, terms and conditions. See below for details.
Whether it’s unexpected costs – car repairs, medical bills, sudden household expenses – or simply wanting to make a dream your reality a Jacaranda Finance personal loan could give you the financial flexibility to make it happen.
We know when unexpected costs come your way you don’t have time to wait. While banks can take up to a week (or just say no), we use a smarter, faster way to assess your situation.
Our award-winning system looks beyond your credit score, using your real bank statement data to find a path to yes – even if your bank won't.
And when it comes to your privacy, we take it seriously. We use bank-level security and 256-bit encryption to keep your data safe.
Manage your Jacaranda Finance loan in one easy, secure app - anytime, anywhere.
Apply by 3:00pm with everything we need, and you’ll get your loan outcome that same day2 — simple as that.
No waiting, no wondering. Just clarity and speed when you need it most. Most banks take days to respond. Thanks to our clever tech, we move in hours — because your time matters.
We know you’re more than a credit score — and sometimes life doesn’t fit inside a bank’s checklist.
That’s why we take a different approach. By securely reviewing your recent bank statements, we build a clearer picture of your financial situation — one that gives you a real shot at approval.
It’s a fairer way to assess, and a faster way to move forward.
One second, everything is going great. The next, you’re being told your car needs repairs, have a holiday coming up – and oh, that home repair you’ve been putting off has gone from bad to worse.
When life hits you hard, you need a fast moving lender that looks beyond your credit score. At Jacaranda Finance, we can make personal loans happen when the banks won’t.
We’re not a bank. We’re a smarter kind of lender that looks beyond credit scores to understand your real financial health. Our clever Edge Score system uses extra data from your bank statements to see how you're managing money today - not just your past.
It’s fast, simple, and secure and it could help you get the funds you need, when you need them most. That’s what sets us apart.
Before you apply for a loan, we think it's important to review your budget and be certain that you can comfortably repay it.
Once you know what you can afford in your budget, use our loan repayment calculator to estimate your repayments before you apply.
Ready to Apply? You can get started now.Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
Read some of our most frequently asked questions to learn more about Jacaranda and our products.
Applying is Quick & Easy
How to check if you qualify for a secured personal loan?
If you’re considering applying for a loan with Jacaranda Finance, you can check if you qualify with no impact on your credit score*.Am I eligible for a Loan with Jacaranda Finance?Â
You must meet the following basic eligibility criteria before submitting an application:
Still have questions? Our team is just a call or email away. Reach out and we’ll do our best to help you get the answers — or the loan — you’re looking for.
$3,000 - $25,000
