Quick Cash Loans at Jacaranda Finance
We are the best place to apply for quick cash loans. Big words we know. But with thousands of happy customers and years of experience – we’re confident that you’ll love us too.
What makes Jacaranda so great?
Firstly, we offer quick cash loans up to $4,600 – which takes quite a large chunk out of any unexpected bill.
Secondly, you can take up to 12 months to repay your loan – which we think is important for those who need a little breathing space.
Thirdly, we charge no interest on any of our loans and no hidden fees or charges – so you will know from day one exactly what your loan will cost you
Finally, if you choose to pay out your loan early – high 5’s. We won’t charge you anything extra for early termination and better yet, you can apply for a different loan the very same day!
Centrelink customers are A-OK!
We understand that if you are earning an income with Centrelink – it may have been hard for you to get a look in with some of our competitors.
Luckily, Jacaranda Finance is a finance company and not a playground bully. You do not need to beg for us to consider your situation or barter with us for a loan.
If you can show in your last 90 days of bank statements, and your Centrelink Income statement, that you can meet the terms of your loan agreement – then we are happy with that.
We should note that this policy does not include irregular or unreliable Centrelink payments – please call us if you have any queries about this.
What if I can’t apply during business hours?
Importantly, we are 100% online loan company. This means that you can apply for your next quick cash loan sitting on the couch, ordering a sandwich or waiting for the bus!
The application only takes 2-3 minutes and once you are done – click send! That’s it.
Our assessment team will receive your application the next business day, and in most cases have a response for you within one hour.
What happens when my loan is approved?
Once our assessment team have assessed your application they will get in touch with you directly. It is important that you keep your mobile phone close by as we may call you or send you an email.
At this time, we will clarify with you any further details we require or ask to send you a formal contract of offer for your quick cash loan.
Simply sign the contract and return it.
Once received, we will send the money straight to your nominated bank account, in most instances this will be in your account within 24 hours.
How do I repay my quick cash loan?
Firstly, we will work with you to determine the best time to withdraw your repayments.
Secondly, we will set up an automatic repayment direct debit and that’s it – off we go.
Importantly, if you start your loan term and decide to pay your loan out early. That’s excellent! It doesn’t matter if its 3 days or 30 days early – we will no charge you any early payout fees. Ever.
How do I apply for a Jacaranda Finance quick cash loan?
Luckily, that’s the easy bit.
Jump online now and complete a simple 2-3 minute application process from any internet enabled device. Our dedicated team will get back in touch as quick as we can!
So what are you waiting for? Apply now – and get your quick cash loan approved today!
Example of how our small personal loans work.
- Loan Amounts: Minimum $400 to Maximum $2,000.
- Terms: Minimum 16 weeks to Maximum 50 weeks.
- Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
- Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
Example of how our medium secured personal loans work.
- Loan Amounts: Minimum $2001 to Maximum $4,600.
- Terms: Minimum 13 months to Maximum 24 months.
- Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
- Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
- For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.
How customers rate Jacaranda’s Quick Cash Loans?