Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months receiving a rate of 10.48% (12.56% Comparison Rate). A borrower with an excellent credit history can expect to pay a total of $12,054.24. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.56% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 10.48% (12.56% comparison rate) with a maximum of 24% (41.50% comparison rate). The minimum loan term is 12 months and the maximum loan term is 36 months. For more details and examples visit our rates and fees page.

Quick and easy personal loans in Brisbane

From the sunny lifestyle to its thriving dining scene and abundant parklands (featuring the iconic Jacaranda blooms), it’s no wonder that Brisbane is becoming one of Australia’s fastest-growing cities. And with that growth comes a demand for more quick and easy options. The same goes for access to personal finance. If you reside in the Sunshine State and need a fast and easy personal loan, why not let Jacaranda Finance lend a hand? It could be exactly what you need to get on top of the hustle and bustle of Brisbane city life.

  • Apply from $2,500 to $15,000
  • 100% Online
  • Speedy Outcomes
  • 60-Second Transfers3

Personal Loans Online Up To $15,000

Money in your bank account and ready to use in 60-seconds once approved3

Am I eligible?

Wanting to find out whether you qualify for personal loans in Brisbane? Ask yourself the following questions:

  • Are you over 18 years of age?
  • Are you an Australian citizen or permanent resident?
  • Do you have an active internet banking account?
  • Do you have a current email address and active contact number?
  • Have you been receiving a regular income for the past 90-days?

What do I need?

Jacaranda Finance has made the application process as simple as can be. When applying, you’ll need to have the following information on you:

  • Personal info (i.e. name, address, D.O.B)
  • Contact info (i.e. phone number and email address)
  • 100 points of ID (e.g. drivers licence)
  • The reason for your application
  • Online banking and employment info

Wondering what to get up to in Brisbane?

Whether you’re passing through the city or call Brisbane your home, there’s always plenty to do in the Queensland capital. Here’s a rundown of some of our favourite places to visit.

Howard Smith Wharves

If it’s been a few years since your last trip to Brisbane, Howard Smith Wharves likely won’t be on your radar. The multi-million dollar renovations underneath Brisbane’s iconic Story Bridge only took place in 2018 and has quickly transformed the space into the city’s go-to dining and entertainment precinct. With a handful of fine-dining options, riverside bars and the city’s first CBD craft brewery, Howard Smith Wharves is the place to be in Brisbane.

James Street

If you’re looking for fashionable stores and exclusive eateries, James Street in Fortitude Valley is the perfect place for you. The high-end shopping hub offers hours’ worth of dining and retail entertainment, and exciting nightlife for lovers of unique cocktails and fine-dining.

Eat Street Northshore

If you’re a lover of delicious street food, you definitely won’t be disappointed with Eat Street’s offerings. The open-air market precinct is made out of old shipping containers and offers a variety of cuisines from across the world with over 180 permanent stalls operating each Friday to Sunday. Along with awesome food options, the market itself provides great entertainment with live music. It’s a must-visit for any foodies visiting Brisbane or locals who love an exciting night of food and drink.

Farmers Markets

Brisbane has no shortage of farmers markets to spend your weekends strolling through. Whether you love grabbing some fresh produce or delight in one of the many sweet-tooth treats on offer, you can’t pass up on visiting the Jan Power Farmers Markets in New Farm, or the Milton Markets in the city’s northside. Not only is it a great way to be environmentally conscious and save on plastic packaging, but you’ll also be sure to get a great deal from local farmers and feel good to be supporting local businesses.

New Farm Park

If picnics are up your alley, you need to head to New Farm Park in Brisbane’s northside. The riverfront park offers wide-open spaces, plenty of wildlife and beautiful flower gardens to lounge around in. What’s even better is that it’s right next door to the Jan Power Farmers Markets – so you can grab some snacks and set up for the day under one of the many fig trees lining the park.

Mount Coot-tha

Mount Coot-tha is the city’s best lookout spot. It’s a favourite for locals who love watching the sunset, picnicking on the grass, or spending an evening star gazing. The lookout offers incredible views of the city and, for those who enjoy working up a sweat, a great hiking route up the mountainside.

Average Income in Brisbane

How much are people earning in Brisbane?

Annual Income
$69,000 $63,000
Average of Brisbane Average of Australia
Average of Brisbane
Average of Australia
Source: Payscale & Australian Taxation Office (ATO)


Cost of Living in Brisbane

How much does it cost to live in Brisbane?

Monthly Cost of Living
$3,130 $6,022
Average cost of living for a
single person in Brisbane
Average cost of living for a
family of four in Brisbane
$3,699 $6,612
Average cost of living for a
single person in Australia
Average cost of living for a
family of four in Australia
Average cost of living for a
single person in Brisbane
Average cost of living for a
family of four in Brisbane
Average cost of living for a
single person in Australia
Average cost of living for a
family of four in Australia
Source: Expatistan


Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.


It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW

Frequently Asked Questions