FlexiCredit
New
Personal Loans Brisbane
Borrow $5,000 to $25,000
Same-Day Approval2
24-48 month terms
Check If You Qualify
With no impact on your credit score!
Check If You Qualify with no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Borrow $5,000 to $25,000
Same-Day Approval2
24-48 month terms
Award-winning lender
Express personal loans in Brisbane
From the sunny lifestyle to its thriving dining scene and abundant parklands (featuring the iconic Jacaranda blooms), Brisbane is a beautiful place to live. Add in the Olympics in 2032, it's no wonder that Brisbane is becoming one of Australia's fastest-growing cities!
With that growth comes expenses. If you're after express personal finance in Brisbane, look no further than Jacaranda Finance. With personal loans ranging from $5,000 to $25,000, and car loans up to $25,000, Jacaranda Finance could have a loan to suit your needs.
Loan Details
Loan Amounts:
$5,000 to $25,000
Loan Terms:
24 months to 48 months
Loan Type:
![Show the About Security modal]()
Secured and unsecured
Rate type:
Fixed
Repayment Options:
Weekly, fortnightly or monthly
No Early Payout or Exit Fees:
Customers who pay their loan out early do not incur any additional fees or charges for doing so. Fixed fees that have already been incurred are due and payable.
THE APPLICATION PROCESS
We Make Applying Easy
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
Wondering what to get up to in Brisbane?
Whether you're passing through the city or call Brisbane your home, there's always plenty to do in the Queensland capital. Here's a rundown of some of our favourite places to visit.
Howard Smith Wharves
If it’s been a few years since your last trip to Brisbane, Howard Smith Wharves likely won’t be on your radar. The multi-million dollar renovations underneath Brisbane’s iconic Story Bridge only took place in 2018, but it has already transformed the space into the city’s go-to dining and entertainment precinct.
With a handful of fine-dining options, riverside bars and the city’s first CBD craft brewery, Howard Smith Wharves is the place to be in Brisbane.
James Street
If you’re looking for fashionable stores and exclusive eateries, James Street in Fortitude Valley is the perfect place for you. The high-end shopping hub offers hours’ worth of dining and retail entertainment, and exciting nightlife for lovers of unique cocktails and fine dining.
Eat Street Northshore
If you’re a lover of delicious street food, you definitely won’t be disappointed with Eat Street’s offerings. The open-air market precinct is made out of old shipping containers and offers a variety of cuisines from across the world with over 180 permanent stalls operating each Friday to Sunday.
Along with awesome food options, the market itself provides great entertainment with live music. It’s a must-visit for any foodies visiting Brisbane or locals who love an exciting night of food and drink.
Farmers' Markets
Brisbane has no shortage of farmers' markets to spend your weekends strolling through. Whether you love grabbing some fresh produce or delight in one of the many sweet-tooth treats on offer, you can’t pass up on visiting the Jan Power Farmers Markets in New Farm, or the Milton Markets in the city’s north side.
Not only is it a great way to be environmentally conscious and save on plastic packaging, but you’ll also be sure to get a great deal from local farmers and feel good to be supporting local businesses.
New Farm Park
If picnics are up your alley, you need to head to New Farm Park in Brisbane’s northside. The riverfront park offers wide-open spaces, plenty of wildlife and beautiful flower gardens to lounge around in. What’s even better is that it’s right next door to the Jan Power Farmers Markets – so you can grab some snacks and set up for the day under one of the many fig trees lining the park.
Mount Coot-tha
Mount Coot-tha is undeniably the city’s best lookout spot. It’s a favourite for locals who love watching the sunset, picnicking on the grass, or spending an evening star gazing. The lookout offers incredible views of the city and, for those who enjoy working up a sweat, a great hiking route up the mountainside.
Average Income in Brisbane
|
Annual Income |
|
|---|---|
|
$129,370 |
$92,029.60 |
|
Average of Brisbane |
Average of Australia |
Source: Average Salary Survey (2022) & Australian Bureau of Statistics (2022)
Cost of Living in Brisbane
|
Monthly Cost of Living (incl rent) |
|
|---|---|
|
$3,391.98 |
$8,333.05 |
|
Average cost of living for a single person in Brisbane |
Average cost of living for a family of four in Brisbane |
|
$3,251.12 |
$8,163.10 |
|
Average cost of living for a single person in Australia |
Average cost of living for a family of four in Australia |
Source:Â Numbeo (2022)
Why you'll love dealing with Jacaranda
At Jacaranda, we know that sometimes life can throw the unexpected at you. That's why we're on a mission to assist hard-working Australians with fast, reliable and responsible access to finance for life's expenses when you get caught short. We're 100% online, Australian-owned and operated, and we make applying for finance simple and fast.
Here are some other reasons our customers love us:
- We've been providing finance to hardworking Australians for nearly 10 years. We've already helped over 50,000 customers and we have thousands of positive reviews.
- Get started with an application and be done in as little as 5-12 minutes1 or once you've started an application come back and pick up where you left off in your own time. The application time varies per customer and it might take you longer.
- Our smart technology allows us to get back to you with a fast outcome. Most applicants get a same-day outcome once the application is completed2 during normal business hours.
- If you accept our loan offer by signing your digital contract the funds are usually in your bank account and ready to use within 60-seconds3 if you have a New Payments Platform (NPP) enabled bank account. If you don't, your funds are usually available overnight.
- Our friendly and respectful Australian-based customer service team are here to help you. Existing customers can log into the self-service customer portal, 24/7, 365 days per year.
- Anyone unsatisfied with their loan for any reason, and who still has the funds, can return the money within a 48-hour cooling-off period and cancel their loan. Simply contact our customer service team.
Don't just take our word for it
We strive to offer superior customer service - our Australian-based teams are friendly, personable and helpful and most of the time the first person you deal with can assist with your query. We’re open on Saturdays too!
Don’t believe us? Check out what scores of happy previous Jacaranda customers have had to say below!
Rates & Fees
Interest Rate
Comparison Rate
![Show the What does it mean? modal]()
Loan Term
Repayment Cycle
Secured or Unsecured
![Show the What does it mean? modal]()
Establishment Fees
![Show the What does it mean? modal]()
Monthly Fees
![Show the What does it mean? modal]()
Risk Fee
![Show the What does it mean? modal]()
Comparison Rate Warning*
-
Unsecured
Personal Loan$5,000 - $15,000![]()
Interest Rate17.95% to 27.95%Comparison Rate![Show the About Comparison Rate modal]()
32.40% to 42.80%Loan Term24 - 36 monthsRepayment CycleWeekly, fortnightly or monthlySecured or Unsecured![Show the About Security modal]()
UnsecuredEstablishment Fees![Show the About Establishment Fees modal]()
$475 to $990Monthly Fees![Show the About Monthly Fees modal]()
$24 p/monthRisk Fee![Show the About Risk Fee modal]()
$140 to $995Comparison Rate Warning*Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Secured
Personal Loan$5,000 - $25,000![]()
Interest Rate14.95% to 27.95%Comparison Rate![Show the About Comparison Rate modal]()
29.30% to 42.80%Loan Term24 - 48 monthsRepayment CycleWeekly, fortnightly or monthlySecured or Unsecured![Show the About Security modal]()
SecuredEstablishment Fees![Show the About Establishment Fees modal]()
$475 to $990Monthly Fees![Show the About Monthly Fees modal]()
$24 p/monthRisk Fee![Show the About Risk Fee modal]()
$0 to $995Comparison Rate Warning*Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
This is not an offer for credit. The amount you can borrow as well as the offer you receive may vary once you complete an application and all relevant details are captured and verified. Fees, credit criteria and terms and conditions apply. Example tables and calculators are illustrative only and are not intended to be your sole source of information when making a financial decision. Consider whether to get advice from a licensed financial adviser.
Trusted by 1,000s
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It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.
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Super easy and fast system, applying was seamless and money was instant!
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Fast, reliable service had money in acc same day
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Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.
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Brilliant service and quick action during application process the best there can be when it comes to quick loans.
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Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. Would recommend Jacaranda to any one !
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I found jacaranda after a few other places wouldn't even look at my application, there process was pretty quick, got a response almost immediately and a good deal! Can't ask for much more, would use again and recommend.
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Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again.
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Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.
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Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.
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Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up to date at all stages of the easy process.
Am I eligible for a Jacaranda loan?
The basic eligibility criteria you must meet before submitting an application:- Be at least 19 years of age.
- Be employed on a permanent or casual basis.
- Have a consistent income going into your own bank account for the last 90 days.
- Be in control of your finances and be handling existing financial commitments comfortably.
- Be an Australian citizen or permanent resident with a fixed address.
- Have an active email address, phone number, and online banking account in your name that belongs to you.
We accept a wider range of credit history than a bank or a prime lender, but we do not recommend submitting an application if:
- You are currently or recently bankrupt (you must be three years discharged and in control of your finances)
- You are not comfortably repaying your existing financial obligations
See all FAQs
Brisbane Personal Loan FAQs
Want to learn more about our personal loans and how they work? Find out all the answers to our most common questions here.
Jacaranda Finance is a 100% online lender, meaning we offer loans Australia-wide. Whether you're searching for personal loans in Brisbane, Perth, Melbourne, or anywhere in between, you can apply for a fast online loan with us today.
You can apply for varying loan amounts with Jacaranda, depending on your needs. With our Express Personal Loan, you can borrow between $5,000 and $25,000.Â
For detailed information about who our products are designed for, please review our Target Market Determinations.
Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loans, visit our rates and fees page.
We use the information you provide in the online application form as well as information on your bank statements to make sure that you qualify for a loan product during our credit assessment. If you don't qualify, your application will be declined without a credit check being conducted.
Once we have verified that you meet our non-credit report-related criteria, we do perform a credit check as part of our credit assessment, where an inquiry will be left on your credit file.
We will never perform a credit check without your express consent, which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for seven years, and it can be supplied on demand.
There are four credit reporting bodies that we may use to conduct a credit check:
- Equifax
- Experian
- illion
- Talefin
Review our Privacy Policy for more information.
Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.
Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.
After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2
Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3
Repayments on your loan are automatically set up to be deducted via direct debit from your bank account in line with your pay cycle.
Provided you are meeting your minimum contractual repayments, you can change the date of your direct debit payments, make extra repayments, change your bank account details and more from either the FastMoney app or online portal.
Download the app on the Google or Apple store today.
Read more: Personal Loan Repayments 101.
We are dedicated to providing you with finance when you need it, which is why we're open on Saturdays! We could provide you with a loan if you apply during our business hours on the weekend:
- Monday - Thursday: 8.00 am - 5.00 pm
- Friday: 8.00 am - 4.00 pm
- Saturday: 8.00 am - 12.00 pm
- Sunday: Office Closed
The interest rate, fees and charges applied to your loan will depend on your individual circumstances and the information verified during the loan assessment. It will also depend on our assessment criteria, loan amount, and loan term for which you qualify.
Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loan products, visit our rates and fees page.
Anyone unsatisfied with their loan for any reason can return the principal funds, including any payments made to third parties on your behalf, within a 48-hour cooling-off period and cancel their loan4.
If you purchased a vehicle or other item with your loan, Jacaranda does not require the seller to cancel the sale or release the funds back to you. Returning your purchase to the dealer, to the seller or to Jacaranda Finance doesn't qualify as a loan cancellation. The loan is only cancelled once the funds have been received and have cleared within the Jacaranda Finance bank account.
A loan with Jacaranda Finance is a flexible option you can use to pay for some of life's biggest expenses: planned or unexpected.
Here are some of the most common reasons our customers take out a loan:
we're here to help
Need a hand?
Our customer service team are here to help.
If you have any questions, whether you're a new customer or an existing one - our friendly customer service team will be happy to help you. Our customer service team is 100% Australian-based in Brisbane: at Jacaranda, you speak to a real human being every time.
