Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

Need a car repair loan?

When your car breaks down, the cost of repairs can break the bank. If you’ve been searching for a quick car repair loan, you’ve come to the right place. Here at Jacaranda, we specialise in getting people back on track, or in this case, back on the road again. We offer quick car repair loans from $2,500 to $15,000. So, whether you just scraped a bumper or got in an accident, you can get your car fixed in no time.

Why choose Jacaranda Finance?

The internet is a great tool for finding the things you need quickly — and a fast car repair loan is no exception! Jacaranda Finance is 100% online. That means that there’s no need for paperwork or long waits on the phone. We’re one of the fastest lenders in Australia. We’ll do our best to process your loan application in 60-minutes2, and we provide instant transfers once approved3. Meaning, you’ll be back on the road again quickly!

  • 100% Online
  • $2,500 – $15,000
  • 60-Minute Outcomes2
  • 60-Second Transfers3

Get your cash in 60-seconds once approved3

Applying is easy!

Step 1: Apply online

Choose a loan between $2,500 and $15,000 and complete your application in minutes1.

Step 2: Get a quick decision

We’ll let you know if we think we can help you on the spot when you finish your application.

Step 3: Get your cash

For most customers, we can have the cash in your bank and ready to use within 60 seconds3, once your contract has been signed.

Two types of car repair loans

We offer two types of quick car repair loans. So, whether it’s fixing a small dent or major repairs, we’ll have a personal loan option to suit you.


Loan Type Security Options Loan Amount Loan Term
Medium Loan Secured and Unsecured $2,500 to $4,600 9 to 24 months
Large Loan Secured and Unsecured $5,000 to $15,000 9 to 24 months

Why choose Jacaranda for emergency car repair loans

Our tech

We’ve won numerous awards for our state-of-the-art technology. We have created one of Australia’s smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don’t just judge your credit score, which is why we’re able to help more customers that apply with us.

Our speed

The 100% online application can be completed in minutes, and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes2 during normal business hours.

Australian-based and family-owned

All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We’re almost 10 years old and we’ve been family-owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.

60-second payouts

For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds3 of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

What are some common car repair loan expenses?

If you’re not sure what you could use one of our fast cash loans online for, there is no shortage of personal expenses you might like to consider.

Electrical repairs (e.g. batteries, starters)
Engine repairs/servicing
Heating and cooling repairs or replacement
Steering and suspension
Brake repairs
Smashed windows or windscreen repairs

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.


It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW

Am I eligible for a loan?

To qualify for a loan with Jacaranda you must meet our lending criteria:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a regular income (for the last 90-days)
  • Have internet banking set up
  • Hold a direct contact number and email address

What information do I need to provide?

To apply online with Jacaranda, we will need these from you:

  • Personal details (i.e. name, address, D.O.B)
  • Your phone number and email address
  • 100 points of ID
  • The reason for your loan
  • Online banking and employment info

Frequently Asked Questions