Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.
Putting off home improvements?
A renovation project can be a big expense to take on. According to Suncorp, average renovation costs can vary from $60,000 to $70,000. It’s no wonder that people might put off their home renovation plans! If you’ve been avoiding your home renovations for too long, you might want to consider a home renovation loan.
- 100% Online
- Quick and Easy
- $2,500 – $15,000
- Inclusive Lender
- 60-Minute Outcomes2
- Bad Credit OK
Get your cash in 60-seconds once approved3
How Jacaranda’s renovation loans work
How do I get approved?
Start the application processApply online, it’s simple and easy
Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.
Accept your contract & we release your money instantly
Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).
Manage your account effortlessly
Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.
Apply online, it’s simple and easy
Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.
Accept your contract & we release your money instantly
Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).
Manage your account effortlessly
Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.
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Last updated: 03/05/2022

Am I eligible for a loan?
To qualify for a loan with Jacaranda you must:
- Be over 18 years of age
- Be an Australian citizen or permanent resident
- Have received a regular income (for the last 90-days)
- Have internet banking set up
- Hold a direct contact number and email address

What information do I need to provide?
To apply online with Jacaranda, we will need these from you:
- Personal details (i.e. name, address, D.O.B)
- Your phone number and email address
- 100 points of ID (e.g. drivers licence)
- The reason for your loan
- Online banking and employment info