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Personal Loan Interest Rates

Looking for a personal loan? Find out Jacaranda’s personal loan rates!

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Looking for a fast online loan but unsure of the costs?

With the internet revolutionising everything we do, from our jobs to our daily activities, online loans are just one of many things that have grown in popularity over the years. They have the ability to help cover some of life’s most unexpected (and annoying) expenses. Bills, groceries, transport, health – the list goes on! For most people, the difficulty comes when comparing personal loan rates online.

Fortunately, whatever it is you need a personal loan for, Jacaranda’s affordable online loans could be just the ticket. So, if you’re looking to apply for a personal loan but don’t want to be sidelined by hidden fees and rates, keep reading to find out how we can help!

💰 Loan Calculator

Get a good car loan deal with rates starting from 10%.

How much do you need to borrow?

$5,000

Paid back over?

24Months

Paid back over?

Our standard term is 12 months for loans under $2,000

Estimated Repayments

$100

per week

$200

per fortnight

$400

per month

Comparison rate

ⓘ Loan Disclaimer

ⓘ Loan Disclaimer

Personal loan interest rates

Best value 🔥

Excellent Credit

Interest Rate From: 8.69%
Comparison Rate From: 12.05%
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Cash in 60 seconds*
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Good Credit

Interest Rate From: 10.99%
Comparison Rate From: 19.26%
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Cash in 60 seconds*
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Credit Builder Plus

Interest Rate From: 14.99%
Comparison Rate From: 23.47%
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Cash in 60 seconds*
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Credit Builder

Interest Rate From: 21.24%
Comparison Rate From: 28.40%
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Apply in under 8 minutes
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Cash in 60 seconds*
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Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,965.68. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.05% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 8.69% (12.05% comparison rate) and a starting maximum of 21.24% (32.52% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

How it works

Mobile Phone

Step 1: Apply online

Choose a loan between $300 and $10,000 and complete your application in minutes

Lightning Bolt

Step 2: Get a quick decision

We'll let you know if we think we can help you on the spot when you finish your application.

Money

Step 3: Get your cash

For most customers, we can have the cash in your bank and ready to use within 60 seconds, once your contract has been signed.

Looking for a personal loan?

Apply for up to $10,000 in minutes, and get your money within 60 seconds of approval!*
Apply Now 🚀

Looking for a personal loan?

Apply for up to $10,000 in minutes, and get your money within 60 seconds of approval!*
Apply Now 🚀

Personal loan interest rates FAQs

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Need a hand? 👋

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.