*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Whether you're turning your house into a home, or some unexpected large repairs have to be done, home improvement can get expensive.
If you're searching for personal finance options, you've come to the right place. At Jacaranda Finance we offer home repair loans from $3,000 to $25,000, and with our express approval turnaround time, you can get behind the tools in next to no time.
From cracked tiles to a leaky roof, a home improvement loan can help you sort out those much-needed repairs you've been putting off.
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
If you're ready to apply, our loan application process has been perfected over time to be as simple and quick as possible. You can:
Check if you qualify for one of our Personal Loans today!
With fixed repayments and both secured and unsecured loan options, our customers can take out a Jacaranda Finance personal loan for a large number of fixes around the home, including:
Impress your guests with a new couch, TV, or dining table thanks to a Jacaranda Finance home improvement loan.
Need a loan to pay for new appliances? Consider a White Goods Loan.
Thinking of upgrading your bathroom or kickstart your kitchen project? Get the financial boost you need to kick.
If you want to boost your home's energy efficiency with a set of solar panels, a battery, a water tank or a new air conditioner? By using a Jacaranda Finance personal loan to install them, you could save thousands in the long run.
Looking to beat the heat with a swimming pool? Let us lend you a hand with the costs.
A fresh coat of paint, new insulation to keep you warm or replacing creaky doors can be a great way to improve your home and increase its value.
Looking to landscape your backyard? The grass is greener on your side with the help of Jacaranda Finance.
Need to ward off would-be thieves? A Jacaranda Finance home improvement loan can lock in the funds for security cameras, safer doors, home alarm systems and much more!
Am I eligible for a Loan with Jacaranda Finance?
You must meet the following basic eligibility criteria before submitting an application:
A personal loan is a fixed-term loan that allows you to borrow a set amount of money and repay it through regular instalments. Our online application process is designed to be fast and straightforward. Repayments remain consistent throughout the loan term so you can plan your budget with confidence.
Applying is Quick & Easy
Ready to get started? Apply now.
By submitting a full application for a personal loan, you are authorising a hard credit check. This means that other lenders will be able to see that you applied for a loan and could impact your credit score. Before you submit a full application with Jacaranda Finance, you can check if you qualify with no impact on your credit score*. This is called a soft credit check, and is only visible on your credit report to you.
How to check if you qualify for a secured personal loan?
If you’re considering applying for a loan with Jacaranda Finance, you can check if you qualify with no impact on your credit score*.
No, checking if you qualify uses a “soft” credit check meaning it does not impact your credit score or appear on your credit file to anyone but you. We recommend checking your eligibility before applying for a loan where possible to reduce the number of applications on your credit report.
To be assessed for a loan from Jacaranda Finance, you must meet the following basic eligibility criteria:
If you are unsure whether you’re eligible, you can check if you qualify with no impact on your credit score*.
We offer two main products at Jacaranda Finance:
For detailed information about who our products are designed for, please review our Target Market Determinations. Our Loan Repayment Calculator and our guide to Jacaranda Finance’s interest rates & fees could help you to predict your repayments before applying.
Using our loan repayment calculator you can estimate your repayments before applying.
Missed Payment Fees
For every missed payment, a fee will be applied. This cost is added to the account balance and can be paid with the next repayment cycle. If you’re concerned you’ll miss a repayment before the next due date, please contact our customer support team as soon as possible.
You can pay your loan back at any time at no extra cost. That means no early exit or payout fees.
Once you’ve been approved and have accepted your loan contract, we’ll automatically attempt to release the money to your account. Most customers get paid in 60 seconds3.
$3,000 - $25,000
