Need a loan for a domestic flight in Australia? Jacaranda Finance can help.
Our fast and easy online application process means you can get the money you need for your next trip in no time.
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Aussies love to travel overseas, there's no doubt about that. Australian Bureau of Statistics (ABS) data from before COVID-19 shows as many as 2.24 million Australians left the country for overseas pastures in December 2019 alone! Our own data meanwhile shows that 'holiday expenses' was the second most common reason our customers took out a loan in 2022!
While going overseas is appealing given our isolation from the rest of the world, Australia is a very big country with lots to see and do. So big, in fact, that there's a good chance you've hardly seen any of what our own backyard has to offer!
From Perth to Brisbane and everything in between, our competitive interest rates and flexible repayment options make it easy for you to get the funds you need to book your next trip across Australia.
Domestic flights will likely be a fair bit cheaper compared to international trips, but they can still cost a lot if you're not careful where and when you look. ACCC data from December 2022 found domestic airfares were well above pre-pandemic levels, with the average domestic ticket sitting 27% higher in October 2022 compared to October 2019.
Our analysis of domestic airfare prices from the Bureau of Infrastructure, Transport and Regional Economics (BITRE) shows the average of the cheapest available prices across all domestic routes in 2022 was $396. That's a 19% increase from the average cheapest domestic flight in 2019 ($333).
It's important to note that airfares can vary greatly depending on a number of factors, such as the airline, the time of year, the destination, and how far in advance the ticket is purchased. For example, the cheapest airfare (on average) when flying from Perth to Sydney in 2022 was $755: nearly double the average!
Our flexible loans could be the solution you're looking for to fund your next holiday around Australia, whether you're a solo traveler, going with friends, a partner or your family.
At Jacaranda, we're a 100% online lender. That means there's no hefty paperwork or long lines with us. Instead, we utilise state-of-the-art technology that allows you to:
See below for more information on how our application process works or click here if you're ready to get started!
We Make Applying Easy
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
According to data from Webjet, these were the top domestic destinations Australians liked to visit from December 2022 to January 2023:
That list is a bit boring though - there's so much beauty in our own backyard that most Australians have never seen. Here's a selection of some of our most amazing places you can visit:
Want to escape and see a bit more of the world? You can also take out one of our fast, flexible online loans for an international holiday. The most common overseas destinations are as follows, according to Expedia: click the relevant links to learn more about each one.
You can use a Jacaranda Holiday Loan for more than just flights.
With trips to some of our most in-demand holiday destinations potentially reaching five digits, our loans can also be used to help pay for:
And much more! By taking out one of our loans and spreading your repayments over as long as 36 months, you can rest, relax and unwind.
See also:Â Top 5 Overseas Holidays under $15,000 in 2023
Flights can be a major chunk of the overall cost of holidaying in Australia. While convenient, it's possible to travel around the world the country without hopping on a plane. Instead, you could try:
By exploring alternative modes of transport, you can add a unique and memorable element to your domestic holiday while reducing your carbon footprint (in most cases) and seeing more of the country.
Am I eligible for a Loan with Jacaranda?Â
You must meet the following basic eligibility criteria before submitting an application:
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
Find out the answers to some of our most frequently asked questions here about our flight loans, as well as some general information you might find useful.
Visit our rates and fees page to get an idea of the costs associated with our loan products.
The interest rate, fees and charges applied to your loan will depend on your individual circumstances and the information verified during the loan assessment. It will also depend on our assessment criteria, loan amount, and loan term for which you qualify.
Use our loan repayment estimate calculator to get a guide on what your repayments could be.Â
Before you formally apply with Jacaranda, you can check if you qualify for a loan in a way that does not impact your credit score. We do this by performing a 'soft' credit check that is only visible to you.
If you don't meet our initial criteria, your credit score won't be affected.
Once you've checked your eligibility and we've let you know that you do qualify for a loan, you have the option to move forward with a full application.
We will perform a credit assessment during this process, which involves checking your credit report. By submitting a full application, you authorise Jacaranda Finance to obtain a copy of your full credit file, referred to as a 'hard' credit check.
Other lenders will be able to see that you applied for a loan with Jacaranda.
This might impact your credit score.
Review our Privacy Policy for more information.
Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.
Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.
After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2
Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3
Repayments on your loan are automatically set up to be deducted via direct debit from your bank account in line with your pay cycle.
You can view your repayments from either the Better Credit app or online portal and contact our friendly customer service team to request any changes that you need.
Download the app on the Google or Apple store today.
Read more: Personal Loan Repayments 101.
A loan with Jacaranda Finance is a flexible option you can use to pay for some of life's biggest expenses: planned or unexpected.
Here are some of the most common reasons our customers take out a loan:
$3,000 - $25,000
