Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

Need a Perth cash loan?

Unwelcome expenses can really put a damper on your bank account. If you need some extra cash, a personal loan with Jacaranda Finance could be the answer. We’re 100% online so whether you’re living or visiting Perth, you can apply for a quick cash loan whenever and wherever. Our personal loans range from $2,500 to $15,000 and our application process makes it simple to apply.

  • $2,500 to $15,000
  • 60-Second Payouts3
  • Quick Loan Outcomes
  • Simple & Easy Application
  • 100% Online

Cash Loans Online Up To $15,000

Money in your bank account and ready to use in 60-seconds once approved3

What can I use a Perth cash loan for?

With a cash loan from Jacaranda Finance, the opportunities are almost endless. No matter the circumstances, our fast cash loans can help you.

Am I eligible for a Perth cash loan?

To apply for a quick cash loan with Jacaranda Finance, you need to meet the following criteria:

  • Be 18 years of age or older
  • Be an Australian citizen or permanent resident
  • Hold a contact number, email address, and online banking account
  • Have received a regular income over the previous 90-days

What information will I need to provide?

You’ll need to provide a couple of supporting documents including your:

  • Basic personal info (i.e. name, address, D.O.B)
  • Contact details (i.e. email address and phone number)
  • 100 points of ID (e.g. drivers licence)
  • Online banking and employment details
  • The reason why you’re applying for a loan

Perth Cash Loans Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

How do I get approved?

Start the application process
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Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

applications
Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

money
Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

iPhone
Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

applications
Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

money
Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

Why choose Jacaranda Finance for Perth cash loans?

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Our technology

We’re committed to giving Aussies a fair go. Our award-winning, state-of-the-art technology allows us to look at more than just your credit score to understand your financial situation. This enables us to help thousands of Aussies secure a bad credit cash loan with us. Applying for a cash loan is simple with Jacaranda, we have one of Australia’s smartest online application processes which makes applying for a loan quick and easy.

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Our speed

Jacaranda’s application process is 100% online and can be completed in minutes. We’ll ask a couple of questions about your financial circumstances and access a safe, read-only copy of your bank statements. By providing this information, 90% of applicants receive an instant outcome at the end of the application process. The rest of our applications will typically receive an outcome in 60-minutes2 during business hours.

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Australian-based & family-owned

We’ve been family-owned since the beginning and all of our teams are based in Australia, for Australians. Our customer service reputation is one of the best in the country and is backed by thousands of reviews. We’re founded on good old-fashioned values and are committed to giving our customers the best experience possible.

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60-second payouts

Getting the funds you need should be fast and efficient. We’re proud to offer 60-second3 transfers to customers who have an NPP-enabled bank account, which is 90% of accounts. If you don’t fall into this category, that’s not to worry! You’ll still get your funds quickly; they’ll be in your account overnight on the day you’re approved.

Frequently Asked Questions

Jacaranda Finance is here to help! Here are some of the answers to the most frequently asked questions about our Perth cash loans.