Travel Loans for Italy

Looking to finance your dream trip to Italy? Jacaranda Finance offers travel loans that can help you make it a reality!
With flexible repayment options and fast, easy applications, our loans are designed to suit your needs and budget.

Apply online today and start planning your Italian adventure with confidence!

Decorative graphic of a Coin
Borrow $2,100 to $25,000
Decorative graphic of a clock
Same-Day Approval2
Decorative graphic of a calendar
9-48 month terms

Check If You Qualify

With no impact on your credit score!

Check If You Qualify with no impact on your credit score!

*Subject to lending criteria, T's and C's'

*Subject to lending criteria, T's and C's'

Looking to finance your dream trip to Italy? Jacaranda Finance offers travel loans that can help you make it a reality!
With flexible repayment options and fast, easy applications, our loans are designed to suit your needs and budget.

Apply online today and start planning your Italian adventure with confidence!

Decorative graphic of a Coin
Borrow $2,100 to $25,000
Decorative graphic of a clock
Same-Day Approval2
Decorative graphic of a calendar
9-48 month terms

Award-winning lender

  • product-review-2024-1
  • afrfast100
  • asbc-2021-grey-1
  • asbc-finalist-2021-grey-1
  • top20
  • ayeaward21
  • aea-enterprise-award-grey-1

Why travel to Italy

Italy is known for its rich history, stunning architecture, delicious food and wine and diving in world cups. This makes it a popular overseas destination for Aussie travellers. According to the Australian Bureau of Statistics (ABS), nearly 240,000 Australians visited Italy in 2019, making it the 13th most popular country for those of us looking to leave our isolated home.

The average trip to Italy among Australian travellers last for 17 days, so clearly the Aussies who go there are in to rush to leave. Whether you're interested in history, culture, or simply taking in the breathtaking scenery, Italy is a destination that should be on everyone's travel list.

So why not choose Italy as your next holiday destination?

What is a travel loan?

A travel loan, or holiday loan, is simply a personal loan used to pay for travel expenses. According to our data, holiday and travel are commonly listed as one of the most common reasons for taking out a loan, with customers using them to pay for some of the following:

  • Flight costs
  • Accommodation
  • Travel insurance
  • Transport and car hires
  • Tours and activities
  • Activities and events

With holidays (particularly overseas ones) easily costing five figures, a holiday loan can allow you to avoid paying for the whole thing in a lump sum or overspending with a credit card. By borrowing a lump sum to be repaid in manageable instalments, you know exactly what your trip will cost before you even leave the country with a travel loan.

About our travel loans for Italy

As we'll detail further down, Italy can be an expensive place to visit. Not only are the pre-holiday bookings such as flights and accommodation costly overall, but your daily expenses such as shopping, activities and eating/drinking can quickly pile up. With food and wine as good as Italy's, it'd be a miracle if you didn't end up overspending!

Using travel payment methods like a credit card, travel money card or good old cash can have their benefits, but they can make it easy to go over budget if you're not careful. That's where a quick travel loan with Jacaranda Finance can come in handy.

Our express holiday loans can provide up to $25,000 and loan terms as long as 48 months, with fixed interest rates ensuring your minimum repayments always stay the same. With rapid 5-12 minute applications1, same-day approvals2 and 60-second transfers3 available 100% online, you could have the funds you need for your trip to Italy in no time.

See below for more information on how our application process works or click here if you're ready to get started!

Loan Details
Loan Amounts:

$2,100 to $25,000

Loan Terms:

9 months to 48 months

Loan Type:
Show the About Security modal

Secured and unsecured

Rate type:

Fixed

Repayment Options:

Weekly, fortnightly or monthly

No Early Payout or Exit Fees:

Customers who pay their loan out early do not incur any additional fees or charges for doing so. Fixed fees that have already been incurred are due and payable.

THE APPLICATION PROCESS

We Make Applying Easy

We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.

That’s why our loan application process has been perfected over time to be as simple and quick as possible.

How much does it cost to travel to Italy from Australia?

Before COVID-19 shut down international travel, Tourism Research Australia (TRA) reported that the average spend per trip to Italy by Australians was $6,537. Meanwhile, Budget Your Trip quotes the average daily spend for a typical Italian trip at $207, which is expensive, but not the most expensive European country you can visit.

The overall cost of your trip will be different depending on a number of factors, primarily:

  • Your length of stay
  • Your destination within Italy
  • Your accommodation
  • The activities you get up to
  • The time of year you book and the airline you fly with

And more. Flights and accommodation will generally be your biggest expenses. Skyscanner quotes the cheapest return flight to Italy from Australia (as of March 2023) at a pricey $1,343, although you could potentially pay twice that in some cases. For accommodation meanwhile, Budget Your Trip suggests budgeting around $104 per person, per night.

The average cost of travel to Italy

One week (AUD)

Two weeks (AUD)

One month (AUD)

For one person

$1,446

$2,894

$6,198

For a couple

$2,894

$5,786

$12,399

Source: budgetyourtrip.com, accurate as at 1 March 2023. Dollar amounts are based on 'mid-range' travellers.

What to do/see in Italy

The top activities for Australian visitors in Italy are sightseeing (97%), dining (76%), and shopping (62%), according to Tourism Research Australia, and there's no shortage of any of those things to do there.

Here's a definitely not-conclusive list of five top things to add to your Italian itinerary:

Visit Rome

Italy's capital city is filled with ancient history and stunning architecture. Some must-see sights in Rome include the Colosseum, the Pantheon, and the Vatican Museums.

Explore Florence

This beautiful city in Tuscany is known for its art, culture, and architecture. Visitors can see works by famous artists like Michelangelo and Leonardo da Vinci, as well as stunning buildings like the Florence Cathedral and the Ponte Vecchio.

Go on a Venice gondola ride

Venice is a unique city built on a network of canals. A gondola ride is a romantic and picturesque way to see the city's famous architecture and waterways.

Visit the Amalfi Coast

This stunning stretch of coastline in southern Italy features dramatic cliffs, sparkling blue water, and charming towns. While there you could hike the trails, swim in the sea, and enjoy the local cuisine.

Explore Tuscany's countryside

Tuscany is known for its beautiful landscapes, rolling hills, and vineyards. Visitors can take a leisurely drive through the countryside, stop at a winery for a tasting, or simply enjoy the stunning scenery.

Health and safety concerns for travellers in Italy

Leaning Tower of Pisa - Pisa - Italy

Italy is generally a safe place to visit overall for tourists, but there are some concerns to be aware of before you go there. Our government's Smartraveller website, for example, lists Italy as requiring a 'high degree of caution' (as of 2023), noting the country's "strained healthcare system" as a result of COVID-19.

Here's what you need to know about before you book your Italian adventure.

  • Healthcare: As mentioned above, COVID-19 remains a risk in Italy and healthcare systems may be strained as a result. Australia has a Reciprocal Health Care Agreement with Italy, which means Medicare can cover you, but you should still have travel insurance just in case.
  • Petty crime, scams and violence: As with any major tourist destination, pickpocketing and theft can be a problem in Italy, especially in crowded areas, as well as scams. Bag snatchers tend to operate on trains, and serious assault can occur in some cases. Be careful of your belongings and don't accept food/drinks from strangers.
  • Protests and strikes: Frequent disruptions can occur causing building closures, transport delays and cancellations.
  • Terrorism: Bombings against political targets have been known to happen in Italy, and terrorists remain a threat, especially in major cities visited by lots of tourists. Take official warnings seriously.
  • Traffic and driving: Italian drivers can be aggressive and traffic can be chaotic, especially in major cities like Rome and Naples. If you plan to drive in Italy, be aware of local driving customs and be prepared for narrow streets and challenging parking situations.
  • Natural disasters: Italy experiences earthquakes, landslides and volcanic activity, as well as forest fires from June to September.
  • Language barrier: Be prepared to use basic Italian phrases or a translation app to communicate with locals.
  • Dress codes: Many churches and other religious sites in Italy have a strict dress code that requires visitors to cover their shoulders and knees.

It's probably a good idea to take out a travel insurance policy before you go to Italy. According to Finder, a decent policy can cost just a few dollars per day, but could cover you for thousands of dollars worth of possessions, cancelled flights or medical bills should the worst happen.

Leaning Tower of Pisa - Pisa - Italy
A man applying for quick loan through his laptop

Am I eligible for a Jacaranda loan?

The basic eligibility criteria you must meet before submitting an application:
  • Be at least 19 years of age.
  • Be employed on a permanent or casual basis.
  • Have a consistent income going into your own bank account for the last 90 days.
  • Be in control of your finances and be handling existing financial commitments comfortably.
  • Be an Australian citizen or permanent resident with a fixed address.
  • Have an active email address, phone number, and online banking account in your name that belongs to you.

We accept a wider range of credit history than a bank or a prime lender, but we do not recommend submitting an application if:

  • You are currently or recently bankrupt (you must be three years discharged and in control of your finances)
  • You are not comfortably repaying your existing financial obligations
A man applying for quick loan through his laptop

Product Details

Interest Rate
Comparison Rate*
Show the What does it mean? modal
Loan Term
Repayment Cycle
Secured or Unsecured
Show the What does it mean? modal
Establishment Fees
Show the What does it mean? modal
Monthly Fees
Show the What does it mean? modal
Risk Fee
Show the What does it mean? modal
Comparison Rate Warning*
  • Cash Boost
    $2,100 - $4,600
    Interest Rate
    47.80%
    Comparison Rate*
    Show the About Comparison Rate* modal
    66.07%
    Loan Term
    9 - 18 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or Unsecured
    Show the About Security modal
    Secured & Unsecured
    Establishment Fees
    Show the About Establishment Fees modal
    $400 Flat Fee
    Monthly Fees
    Show the About Monthly Fees modal
    $0
    Risk Fee
    Show the About Risk Fee modal
    $0
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $2,500 over 24 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Unsecured
    Personal Loan
    $5,000 - $15,000
    Interest Rate
    17.95% to 24.95%
    Comparison Rate
    Show the About Comparison Rate modal
    32.40% to 39.63%
    Loan Term
    24 - 36 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or Unsecured
    Show the About Security modal
    Unsecured
    Establishment Fees
    Show the About Establishment Fees modal
    $475 to $990
    Monthly Fees
    Show the About Monthly Fees modal
    $24 p/month
    Risk Fee
    Show the About Risk Fee modal
    $140 to $995
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Secured
    Personal Loan
    $5,000 - $25,000
    Interest Rate
    14.95% to 27.95%
    Comparison Rate
    Show the About Comparison Rate modal
    29.30% to 42.80%
    Loan Term
    24 - 48 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or Unsecured
    Show the About Security modal
    Secured
    Establishment Fees
    Show the About Establishment Fees modal
    $475 to $990
    Monthly Fees
    Show the About Monthly Fees modal
    $24 p/month
    Risk Fee
    Show the About Risk Fee modal
    $0 to $995
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
This is not an offer for credit. The amount you can borrow as well as the offer you receive may vary once you complete an application and all relevant details are captured and verified. Fees, credit criteria and terms and conditions apply. Example tables and calculators are illustrative only and are not intended to be your sole source of information when making a financial decision. Consider whether to get advice from a licensed financial adviser.

Trusted by 1,000s

4.9/5
4.8/5
4.7/5
4.9/5
Show the About Reviews modal About Reviews
  • It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to - See More
    It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much. - See Less
  • Super easy and fast system, applying was seamless and money was instant!
    Super easy and fast system, applying was seamless and money was instant! - See Less
  • Fast, reliable service had money in acc same day
    Fast, reliable service had money in acc same day - See Less
  • Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.
    Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick. - See Less
  • Brilliant service and quick action during application process the best there can be when it comes to quick loans.
    Brilliant service and quick action during application process the best there can be when it comes to quick loans. - See Less
  • Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. - See More
    Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. Would recommend Jacaranda to any one ! - See Less
  • So jacaranda finance.. Were great to deal with I was informed where my application was up to every step of the way. My application started - See More
    So jacaranda finance.. Were great to deal with I was informed where my application was up to every step of the way. My application started on a Saturday and rolled over to the Monday before i received payment... And I wasnt forgotten about or left wondering what was going on. Although I didn't get the amount requested they were able to help me. When others would not.. Defiantly recommenced - See Less
  • Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again.
    Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again. - See Less
  • Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.
    Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient. - See Less
  • Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and - See More
    Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you. - See Less
  • Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up - See More
    Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up to date at all stages of the easy process. - See Less
See all FAQs

Italy travel loan FAQs

Need to know more about how or loans work before you head to Italy? Check out some of our most frequently asked questions below.

Jacaranda offers three loan products with varying loan amounts that you could borrow:

For detailed information about who our products are designed for, please review our Target Market Determinations.

Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loan products, visit our rates and fees page.

The interest rate, fees and charges applied to your loan will depend on your individual circumstances and the information verified during the loan assessment. It will also depend on our assessment criteria and the loan product, loan amount and loan term you qualify for.

Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loan products, visit our rates and fees page.

We use the information you provide in the online application form as well as information on your bank statements to make sure that you qualify for a loan product during our credit assessment. If you don't qualify, your application will be declined without a credit check being conducted.

Once we have verified that you meet our non-credit report-related criteria, we do perform a credit check as part of our credit assessment, where an inquiry will be left on your credit file.

We will never perform a credit check without your express consent, which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for seven years, and it can be supplied on demand.

There are four credit reporting bodies that we may use to conduct a credit check:

  • Equifax
  • Experian
  • illion
  • Talefin

Review our Privacy Policy for more information.

Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.

Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.

After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2

Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3

Repayments on your loan are automatically set up to be deducted via direct debit from your bank account in line with your pay cycle.

Provided you are meeting your minimum contractual repayments, you can change the date of your direct debit payments, make extra repayments, change your bank account details and more from either the FastMoney app or online portal.

Download the app on the Google or Apple store today.

Read more: Personal Loan Repayments 101.

A loan with Jacaranda Finance is a flexible option you can use to pay for some of life's biggest expenses: planned or unexpected.

Here are some of the most common reasons our customers take out a loan:

We're here to help

Need a hand?
Our customer service team are here to help.

If you have any questions, whether you're a new customer or an existing one - our friendly customer service team will be happy to help you. Our customer service team is 100% Australian-based in Brisbane: at Jacaranda, you speak to a real human being every time.