Need to borrow $10,000?
If you’re after a $10,000 loan, you’ve come to the right place. Jacaranda Finance offers Personal Loans from as little as $3,000 all the way up to $25,000!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
With $10,000, you can get quite a lot. Jacaranda Finance's Express Personal Loan is typically suited for larger, planned expenses, thanks to our maximum loan amount of $25,000. However, with a minimum loan amount of $3,000, you can borrow for some smaller and mid-sized expenses, too.
Our customers commonly take out a Personal Loan for the following reasons:
Jacaranda Finance offers two different loan types: secured and unsecured. Our Secured Loans involve attaching something of value to your loan as security, often a car or vehicle. Unsecured Loans, on the other hand, don't require any kind of security in the loan contract.
As unsecured loans tend to carry a slightly higher level of risk, our maximum loan amount for unsecured loans is $10,000. To access our maximum loan amount of $25,000, you must attach security to your loan contract.
Read more:
As a hard-working Aussie, you don’t have time to waste on needless paperwork. That’s why our loan application process has been perfected over time to be as simple and fast as possible.
With a $10k Loan from Jacaranda Finance, you can:
What’s more, you can check if you qualify for one of our loans without impacting your credit score at all!
Before you apply for a loan, we think it's important to review your budget and be certain that you can comfortably repay it.
Once you know what you can afford in your budget, use our loan repayment calculator to estimate your repayments before you apply.
Ready to Apply? You can get started now.Jacaranda Finance is reporting data under the Comprehensive Credit Reporting (CCR) regime.
With CCR, we will now provide a more detailed and comprehensive view of your credit history to credit bureaus.
This means that your credit behaviour, such as making timely repayments and managing your loans responsibly, will be reported, potentially strengthening your credit profile.
You may also have improved access to more competitive loan products, better loan terms and increased transparency in your credit information.
Your credit score is more than just a number—it's the key to your financial health and opportunities.
We are 100% devoted to improving the credit scores of Australians. We also want to help you understand everything you need to know about how credit works.
With the BetterCredit app, customers who currently have a loan with Jacaranda Finance can check their credit score and monitor its progress over time for free. This could unlock new financial opportunities in the future.
A personal loan is a fixed-term loan that allows you to borrow a set amount of money and repay it through regular instalments. Our online application process is designed to be fast and straightforward. Repayments remain consistent throughout the loan term so you can plan your budget with confidence.
Applying is Quick & Easy
Ready to get started? Apply now.
By submitting a full application for a personal loan, you are authorising a hard credit check. This means that other lenders will be able to see that you applied for a loan and could impact your credit score. Before you submit a full application with Jacaranda Finance, you can check if you qualify with no impact on your credit score*. This is called a soft credit check, and is only visible on your credit report to you.
How to check if you qualify for a secured personal loan?
If you’re considering applying for a loan with Jacaranda Finance, you can check if you qualify with no impact on your credit score*.
No, checking if you qualify uses a “soft” credit check meaning it does not impact your credit score or appear on your credit file to anyone but you. We recommend checking your eligibility before applying for a loan where possible to reduce the number of applications on your credit report.
To be assessed for a loan from Jacaranda Finance, you must meet the following basic eligibility criteria:
If you are unsure whether you’re eligible, you can check if you qualify with no impact on your credit score*.
We offer two main products at Jacaranda Finance:
For detailed information about who our products are designed for, please review our Target Market Determinations. Our Loan Repayment Calculator and our guide to Jacaranda Finance’s interest rates & fees could help you to predict your repayments before applying.
Using our loan repayment calculator you can estimate your repayments before applying.
Missed Payment Fees
For every missed payment, a fee will be applied. This cost is added to the account balance and can be paid with the next repayment cycle. If you’re concerned you’ll miss a repayment before the next due date, please contact our customer support team as soon as possible.
You can pay your loan back at any time at no extra cost. That means no early exit or payout fees.
Once you’ve been approved and have accepted your loan contract, we’ll automatically attempt to release the money to your account. Most customers get paid in 60 seconds3.
$3,000 - $25,000
