Online Loans

If you’ve been searching everywhere for online loans, you’ve come to the right place. Jacaranda Finance is the online loan specialist that could help you.

Online Loans

If you’ve been searching everywhere for online loans, you’ve come to the right place. Jacaranda Finance is the online loan specialist that could help you.

Tick100% Online
TickQuick and Easy
Tick$1,000 - $15,000
Tick60-Minute Outcomes*
TickSimple Repayments
TickBad Credit OK

Any credit score

How much do you need to borrow?

$5,000

93 people have applied today

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Our customer rating

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Searching for loans online?

If you’ve been searching for cash loans online, you’ve landed in the right spot. Here at Jacaranda, we pride ourselves on being an award-winning, 100% online lender. We’re fast, we’re fair, and we’re for everyone! We provide quick loans online to people anywhere in Australia, any time. If you need a quick and easy solution to a cash shortfall, a Jacaranda personal loan could be exactly what you’ve been searching for.

Why Jacaranda?

Why should you choose Jacaranda? Well, we’re pretty good at what we do. We were the first lender in Australia to deliver a 60-second loan payout. We’re multi award-winners, known for our state-of-the-art loan tech and customer service team. This is why we’re one of the highest-rated lenders in Australia! We offer fast loans online from $1,000 to $15,000. We do our best to process all of our loans within 60-minutes*, and we provide instant transfers on approval. So, you could have your cash in 60-seconds**.

Searching for loans online?

If you’ve been searching for cash loans online, you’ve landed in the right spot. Here at Jacaranda, we pride ourselves on being an award-winning, 100% online lender. We’re fast, we’re fair, and we’re for everyone! We provide quick loans online to people anywhere in Australia, any time. If you need a quick and easy solution to a cash shortfall, a Jacaranda personal loan could be exactly what you’ve been searching for.

Why Jacaranda?

Why should you choose Jacaranda? Well, we’re pretty good at what we do. We were the first lender in Australia to deliver a 60-second loan payout. We’re multi award-winners, known for our state-of-the-art loan tech and customer service team. This is why we’re one of the highest-rated lenders in Australia! We offer fast loans online from $1,000 to $15,000. We do our best to process all of our loans within 60-minutes*, and we provide instant transfers on approval. So, you could have your cash in 60-seconds**.

Thumbs Ups

Get your cash in 60 seconds once approved*

Get a quote

Applying is easy!

Step 1: Apply online

Choose a loan between $1,000 and $15,000 and complete your application in minutes

Step 2: Get a quick decision

We’ll let you know if we think we can help you on the spot when you finish your application.

Step 3: Get your cash

For most customers, we can have the cash in your bank and ready to use within 60 seconds, once your contract has been signed.

Three types of online loans

We offer three types of quick cash loans online. So, whether it’s going to be a small expense or a larger one, we might have a suitable loan option for you.

Loan Type Security Options Loan Amount Loan Term
Small Loan Unsecured $1,000 to $2,000 6 to 12 months
Medium Loan Secured $2,100 to $4,600 12 to 36 months
Large Loan Secured $5,000 to $15,000 12 to 36 months

Why choose Jacaranda for an online personal loan

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Our tech

We've won numerous awards for our state-of-the-art technology. We have created one of Australia's smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don't just judge your credit score, which is why we're able to help more customers that apply with us.

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Our speed

The 100% online application can be completed in minutes, and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes during normal business hours.

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Australian based and family owned

All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We're almost 10 years old and we've been family owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.

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60-second payouts

For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

What are some common personal loan expenses?

If you’re not sure what you could use one of our fast cash loans online for, there is no shortage of personal expenses you might like to consider.

Medical bills 🚑

Dental expenses 👩‍⚕️

White goods 🧺

Renovation costs 🛠

Unexpected bills 💸

Debt consolidation 💰

Holiday expenses ✈

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Am I eligible for a loan?

To qualify for a loan with Jacaranda you must meet our lending criteria:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a regular income (for the last 90-days)
  • Have internet banking set up
  • Hold a direct contact number and email address
  • Have a minimum income of $400 per week

What information do I need to provide?

To apply online with Jacaranda, we will need these from you:

  • Personal details (i.e. Name, Address, DOB)
  • Your phone number and email address
  • The reason for your loan
  • Online banking and employment info

What makes Jacaranda different?

Apply Online

Speedy applications

After a quick personal loan? Apply anywhere, anytime in minutes, without the hassle of a long application. Most people take 8 minutes.

Quick outcomes

Quick outcomes

We'll let you know if we think we can help you within 60-minutes of submitting your application*.

Instant cash

Instant cash

For most customers, we can have the cash in your bank and ready to use within 60 seconds, once your contract has been signed.

Frequently asked questions

* If applied within our standard business hours. 60-minute outcomes are not guaranteed.

** If you have an NPP-enabled bank account.

Apply Now 🚀