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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Are you looking for amazing car loans?

Car loans up to $4,600, Instant loans, No fuss loans

fast & safe loans

get me started

Jacaranda Finance can help you find the right car loans for you!

It can be tricky to find the right car loans, there are so many options and vendors and navigating fine print and deals can be time consuming.

Jacaranda finance are an aussie loans company based in Brisbane, we offer fast no fuss finance for individuals.

What is a Jacaranda finance car loan?

Jacaranda finance offer 100% online loans, same day approval, no fuss, small loans, from $300 to $4,600 over a 12 to 24 month term.

We “>offer faster approval than most of the larger lenders eg. a commbank car loan or an anz car loan.

We offer low interest car loans, we have a one off establishment fee of 20% as well as a 4% flat fee per month, no surprises and no fine print. Isn’t that refreshing!

How long will I have to wait to get my money?

At Jacaranda we are a 100% online company, that means that we don’t waste time on making appointments or bank teller’s all of our time and effort is focused on getting your loan approved fast! As long as you have applied for your cash advance loan within business hours it will be approved within 60 minutes! Once it is approved and you  have accepted the contract your could have the cash in your bank account instantly! (depending on who you bank with).

How do I find out how much my loan will cost me?

No problem!

Check out our handy car loan repayment calculator.

The car loan calculator can help you decide how much you can afford to repay and how long it will take you to pay back.

Do you offer bad credit car loans?

As responsible lenders we do perform credit checks to ensure that you can afford one of our car loans.

If you have had bad credit loans in the past, don’t let that stop you from applying for a loan with us.

We are much more lenient than most traditional lenders and understand that from time to time unexpected things can happen to affect your credit ratings and we are here to help as much as we can.

I had an Esanda car loan can I refinance my car loan with you?

We assess each loan on a case by case basis so we would encourage you to apply and consult with our friendly customer service staff as to whether your loan needs could be met.

Do you do secured car loans?

Yes,

You can use your car as security for a loan with Jacaranda finance. We do not require you to leave your asset/car with us, however we do require there to be no other loans outstanding on your car for your secured loan to be approved.

Can I get a car loan if I am on Centrelink Benefits?

Absolutely!

We only require you have a regular income and are happy to accept Centrelink payments as your regular income.

If you are receiving at least $400 a week or $800 a fortnight from Centrelink then you will be eligible to apply for a car loan.

How do I repay my car loan?

Repaying your car loan couldn’t be easier!

Once your car cash loan has been approved and accepted, we will then set you up with a direct debit on a nominated day.

This will come straight out of your bank account on your nominated day each week. No need to worry about when your bills are due, where or how your going to pay them, it’s all organised for you!

Once your loan is paid back in full your direct debits will automatically stop. How easy is that!

What should I know when I’m thinking about applying for a Car Loans?

Who is this product for? Those wanting to apply for a car loans
Who is eligible for a car loan? To be eligible you need to be: Be 18yrs of age. Have a regular source of income over $400/week or $800/fortnight. A permanent Australian resident.
What are the repayment terms? Repayment terms will vary depending on each applicant’s agreement but will generally range from 16-50 weeks.
Available Loan types Fixed
Lender Jacaranda Finance

Therefore don’t delay any longer simply hit the Apply Now button at the top of your page and start your relationship with Jacaranda Finance Now!

We are 100% online, 60 min approval, no fuss finance company and we’re here for you when you need us to help you get back your financial stability!

What are you waiting for APPLY NOW!

Example of how our small personal loans work.

  • Loan Amounts: Minimum $400 to Maximum $2,000.
  • Terms: Minimum 16 weeks to Maximum 50 weeks.
  • Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
  • Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work.

  • Loan Amounts: Minimum $2001 to Maximum $4,600.
  • Terms: Minimum 13 months to Maximum 24 months.
  • Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
  • Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
  • For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Car loans up to $4,600, Instant loans, No fuss loans Overall rating: 4.7 out of 5 based on 147 reviews.

Excellent customer service

★★★★☆
4 5 1
Very easy to deal with. The staff are very nice and you get a quick response and outcome to inform if you have been approved.

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Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.