Whether you're planning a holiday, visiting family overseas, or travelling for business, Jacaranda Finance can help you make it happen.
Apply now for a loan for your international flights!
Subject to lending criteria, terms and conditions. See below for details.
Subject to lending criteria, terms and conditions. See below for details.
As an isolated island nation, Australians love to get out and explore the world. Australian Bureau of Statistics (ABS) data from before COVID-19 shows as many as 2.24 million Australians left the country for overseas pastures in December 2019 alone! More recently in December 2022, the value of loans taken out Australia-wide for travel and holidays grew by nearly 12%, as borders both international and domestic re-opened.
Our own data meanwhile shows that 'holiday expenses' was the second most common reason our customers took out a loan in 2022! With competitive interest rates and flexible repayment options, we make it easy to get the funds you need to book your dream trip.
Aussies love to spend big on international holidays - or rather, they have no choice. Flights to other countries from Australia can be pretty expensive given our location compared to the rest of the world. The cost of international flights will also be determined by the destination, season, airline, class of travel, number of travellers and the booking period, which can make it hard to provide an exact cost.
As an example though, Aviation analytics firm Cirium reported that return airfares to Europe in 2022 cost $2,109 on average, while a report by Expedia found the average international return ticket price was approximately $1,761 (economy class).
Overall, it's safe to expect that buying tickets to fly overseas will cost at least a few hundred to a few thousand dollars.
See also: Top 5 Overseas Holidays under $15,000 in 2023.
If you'd rather not dip into your hard-earned savings for your next overseas junket, our flexible loans could be the solution you're looking for.
At Jacaranda Finance, we're a 100% online lender. That means there's no hefty paperwork or long lines with us. Instead, we utilise state-of-the-art technology that allows you to:
See below for more information on how our application process works or click here if you're ready to get started!
We Make Applying Easy
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
The top international destinations for Australians, based on accommodation demand on Expedia.com.au as of January 2023, are:
If you're after a loan to travel to one of these destinations (and of course, Australia!), check out our pages on each of them by clicking the links provided.
It's not just flights you need to consider when travelling overseas! According to a study from Westpac, the average Australian spends nearly $5,000 per international trip on flights as well as:
And much more. Our express holiday loans can provide the funds for all of these major expenses, allowing you to rest, relax and unwind without worrying about how you're going to pay for it.
We also offer loans for domestic airfares and cruises!
While Jacaranda Finance can help you finance your trip, don't jump the gun on buying your flights just yet! It's important to take some time to consider a few important things before you head overseas, like:
Am I eligible for a Loan with Jacaranda Finance?
You must meet the following basic eligibility criteria before submitting an application:
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
A personal loan is a fixed-term loan that allows you to borrow a set amount of money and repay it through regular instalments. Our online application process is designed to be fast and straightforward. Repayments remain consistent throughout the loan term so you can plan your budget with confidence.
Applying is Quick & Easy
Ready to get started? Apply now.
By submitting a full application for a personal loan, you are authorising a hard credit check. This means that other lenders will be able to see that you applied for a loan and could impact your credit score. Before you submit a full application with Jacaranda Finance, you can check if you qualify with no impact on your credit score*. This is called a soft credit check, and is only visible on your credit report to you.
How to check if you qualify for a secured personal loan?
If you’re considering applying for a loan with Jacaranda Finance, you can check if you qualify with no impact on your credit score*.
No, checking if you qualify uses a “soft” credit check meaning it does not impact your credit score or appear on your credit file to anyone but you. We recommend checking your eligibility before applying for a loan where possible to reduce the number of applications on your credit report.
To be assessed for a loan from Jacaranda Finance, you must meet the following basic eligibility criteria:
If you are unsure whether you’re eligible, you can check if you qualify with no impact on your credit score*.
We offer two main products at Jacaranda Finance:
For detailed information about who our products are designed for, please review our Target Market Determinations. Our Loan Repayment Calculator and our guide to Jacaranda Finance’s interest rates & fees could help you to predict your repayments before applying.
Using our loan repayment calculator you can estimate your repayments before applying.
Missed Payment Fees
For every missed payment, a fee will be applied. This cost is added to the account balance and can be paid with the next repayment cycle. If you’re concerned you’ll miss a repayment before the next due date, please contact our customer support team as soon as possible.
You can pay your loan back at any time at no extra cost. That means no early exit or payout fees.
Once you’ve been approved and have accepted your loan contract, we’ll automatically attempt to release the money to your account. Most customers get paid in 60 seconds3.
$3,000 - $25,000
