Jacaranda Finance offers fast personal loans from $3,000 to $25,000 online.
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Whether you're starting a home improvement project or paying for some large medical expenses, let Jacaranda Finance lend a financial hand.
Jacaranda Finance offers personal loans from $3,000 to $25,000 for a variety of purposes. Apply now in just 5-12 minutes1Â and receive your outcome on the same day2. Once approved, you could have the funds transferred to your bank account in less than 60-seconds3! How's that for speed?
Applying for a personal loan with Jacaranda Finance is both simple and fast thanks to our 100% online technology.
See below for how our application process works, or click here to get started, it's easy.
If you're ready to apply, our loan application process has been perfected over time to be as simple and quick as possible. You can:
Check if you qualify for one of our Personal Loans today!
At Jacaranda, we know that sometimes life can throw the unexpected at you. That's why we're on a mission to assist hard-working Australians with fast, reliable and responsible access to finance for life's expenses when you get caught short. We're 100% online, Australian-owned and operated, and we make applying for finance simple and fast.
Here are some other reasons our customers love us:
Our express personal loan product is typically suited for larger expenses up to $25,000: our personal loans have fixed interest rates and you may use them for a variety of reasons.
If approved, you'll borrow a set amount of money and pay it off with set weekly, fortnightly or monthly payments over a scheduled period of time. Our customers commonly take out a fast personal loan for some of the following reasons:
When your car breaks down or is damaged in an accident, getting it fixed can be very expensive. Our car repair loans can help you get back on the road in no time.
Some medical procedures can cost hundreds if not thousands of dollars! You can turn to Jacaranda for a personal loan to help pay for any large medical bills.
Personal loans can also be used for flights, accommodation, and other costs that come with booking a holiday. Check out our holiday loans today!
Whether you need money to pay for an emergency vet bill or to buy a new pet, Jacaranda Finance could have a vet bills loan to suit you.
Applying for a white goods loan with us can take the stress of a key appliance breaking down: you could receive your money on the same day and hop online to shop for a new one.
A Jacaranda rental bond loan can help you manage medium expenses such as bonds and with removalists and lets you take some of the stress out of moving.
Whether it's cracked tiles or a leaky roof, a home improvement loan can help you sort out those much-needed repairs you’ve been putting off.
You can use our home renovation loans to improve your home via renovations, remodelling, installing tech like solar panels, landscaping, and much more!
If you're juggling multiple loan & credit card repayments, you can consolidate them into one easier-to-manage debt consolidation loan with Jacaranda, provided all other repayments are up to date and on time.
Whether it's for the ring, the dress or the venue, let Jacaranda alleviate some of that wedding stress and help you pay for your special day with a wedding loan.
Am I eligible for a Loan with Jacaranda?Â
You must meet the following basic eligibility criteria before submitting an application:
Want to learn more about our personal loans and how they work? Find out all the answers to our most common questions here.
You can apply for varying loan amounts with Jacaranda, depending on your needs:
For detailed information about who our products are designed for, please review our Target Market Determinations.
Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loans, visit our rates and fees page.
Repayments on your loan are automatically set up to be deducted via direct debit from your bank account in line with your pay cycle.
You can view your repayments from either the Better Credit app or online portal and contact our friendly customer service team to request any changes that you need.
Download the app on the Google or Apple store today.
Read more: Personal Loan Repayments 101.
If you miss a repayment deadline and do not contact us beforehand, you will likely be charged a missed payment fee.
If you think you'll miss a repayment or you already have, contact our customer service team to discuss your options.
Our customer service team exist to make your life easier, so it's vital that you communicate with them so they can help you.
Please consider that any changes to the loan schedule may extend the term of your loan and result in additional interest and/or fees being applicable.
Before you formally apply with Jacaranda, you can check if you qualify for a loan in a way that does not impact your credit score. We do this by performing a 'soft' credit check that is only visible to you.
If you don't meet our initial criteria, your credit score won't be affected.
Once you've checked your eligibility and we've let you know that you do qualify for a loan, you have the option to move forward with a full application.
We will perform a credit assessment during this process, which involves checking your credit report. By submitting a full application, you authorise Jacaranda Finance to obtain a copy of your full credit file, referred to as a 'hard' credit check.
Other lenders will be able to see that you applied for a loan with Jacaranda.
This might impact your credit score.
Review our Privacy Policy for more information.
Anyone unsatisfied with their loan for any reason can return the principal funds, including any payments made to third parties on your behalf, within a 48-hour cooling-off period and cancel their loan4.
If you purchased a vehicle or other item with your loan, Jacaranda does not require the seller to cancel the sale or release the funds back to you. Returning your purchase to the dealer, to the seller or to Jacaranda Finance doesn't qualify as a loan cancellation. The loan is only cancelled once the funds have been received and have cleared within the Jacaranda Finance bank account.
Simply call our customer service team to cancel your loan and organise the return of any money paid (including to other parties).
$3,000 - $25,000
