Decorative graphic of a Coinstack

Same Day Loans

Looking for a loan outcome on the same day that you apply? Jacaranda Finance offers same day loan outcomes and if approved you’ll have money in your bank account in as little as 60 seconds once you accept your contract.

Decorative graphic of a Coin
Loans from $2,100 to $25,000
Decorative graphic of a clock
Fast and easy online application
Decorative graphic of a conversation
Great customer service
hand drawn arrow pointing to cta
You can now check your eligibility,
with no impact on your Credit Score!
I'd like to borrow
Over the term of
hand drawn arrow pointing to cta
You can now check your eligibility,
with no impact on your Credit Score!
*Subject to lending criteria, T's and C's'
Google Logo
4.9/5
2,660+ Reviews
Norton Logo Norton Logo
1.

What is a Same Day Loan?

Jacaranda Finance is a 100% online lender that specialises in delivering same-day loans up to $25,000. We understand that when you want a loan you want it on your terms. That's why we offer fast approvals on the same day2 and transfers in just 60-seconds3.

So, when you need cash as soon as possible, look no further than Jacaranda Finance.

You can now also check if you qualify, without it affecting your credit score!

2.

Benefits of our Same Day Loans

  • Outcomes without the long wait

    If you finish your application and provide our credit assessment team with all the requested documentation by 3pm, we will get you a loan outcome on the same day!2

  • Check if you qualify first

    Our application process allows you to see if you qualify for a loan within 5-12 minutes1. If you don’t qualify there is no impact to your credit score.

  • Get paid the same day

    If you are approved for a loan and you accept the contract we send you, we will transfer the money into your account in 60 seconds. This means you can get paid the same day you apply.

  • Improving your credit score

    Because Jacaranda Finance uses comprehensive credit reporting you can start to improve your credit score with responsible credit behaviour such as making all your loan repayments on time.

  • Outcomes without the long wait

    If you finish your application and provide our credit assessment team with all the requested documentation by 3pm, we will get you a loan outcome on the same day!2

  • Check if you qualify first

    Our application process allows you to see if you qualify for a loan within 5-12 minutes1. If you don’t qualify there is no impact to your credit score.

  • Get paid the same day

    If you are approved for a loan and you accept the contract we send you, we will transfer the money into your account in 60 seconds. This means you can get paid the same day you apply.

  • Improving your credit score

    Because Jacaranda Finance uses comprehensive credit reporting you can start to improve your credit score with responsible credit behaviour such as making all your loan repayments on time.

3.

Our Same Day Application Process

Our loan application process has been created to deliver an outcome as soon as possible. After you complete your online application we’ll be in touch for any additional information or documentation, which you can upload directly to us.

4.

Estimate Your Loan Repayments

Want to get a better understanding of what your loan repayments could be before you apply? Use our loan repayment calculator and find out what your repayments could be.

I'd like to borrow: $8,500
Borrow:
$8,500
Over how many months:
Estimated
repayments:
Interest Rate
14.95% - 27.95%
Comparison Rate
29.30% - 42.80%
See Comparison Rate Warning
Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Please consider: The example repayment is a guide based on the highest rate available for a product. Fees, credit criteria and terms and conditions apply. Your loan offer may vary once your details are captured and verified and an assessment is completed.
5.

Same Day Loan Cost Breakdown

Jacaranda’s Same Day Loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our fees and charges, or visit our fees page for more information on our loans.

Interest Rate
Comparison Rate*
Show the What does it mean? modal
Loan Term
Repayment Cycle
Secured or Unsecured
Show the What does it mean? modal
Establishment Fees
Show the What does it mean? modal
Monthly Fees
Show the What does it mean? modal
Risk Fee
Show the What does it mean? modal
Comparison Rate Warning*
  • Cash Boost
    $2,100 - $4,600
    Interest Rate
    47.80%
    Comparison Rate*
    Show the About Comparison Rate* modal
    66.07%
    Loan Term
    9 - 18 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or Unsecured
    Show the About Security modal
    Secured & Unsecured
    Establishment Fees
    Show the About Establishment Fees modal
    $400 Flat Fee
    Monthly Fees
    Show the About Monthly Fees modal
    $0
    Risk Fee
    Show the About Risk Fee modal
    $0
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $2,500 over 24 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Unsecured
    Personal Loan
    $5,000 - $15,000
    Interest Rate
    17.95% to 24.95%
    Comparison Rate
    Show the About Comparison Rate modal
    32.40% to 39.63%
    Loan Term
    24 - 36 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or Unsecured
    Show the About Security modal
    Unsecured
    Establishment Fees
    Show the About Establishment Fees modal
    $475 to $990
    Monthly Fees
    Show the About Monthly Fees modal
    $24 p/month
    Risk Fee
    Show the About Risk Fee modal
    $140 to $995
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Secured
    Personal Loan
    $5,000 - $25,000
    Interest Rate
    14.95% to 27.95%
    Comparison Rate
    Show the About Comparison Rate modal
    29.30% to 42.80%
    Loan Term
    24 - 48 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or Unsecured
    Show the About Security modal
    Secured
    Establishment Fees
    Show the About Establishment Fees modal
    $475 to $990
    Monthly Fees
    Show the About Monthly Fees modal
    $24 p/month
    Risk Fee
    Show the About Risk Fee modal
    $0 to $995
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
This is not an offer for credit. The amount you can borrow as well as the offer you receive may vary once you complete an application and all relevant details are captured and verified. Fees, credit criteria and terms and conditions apply. Example tables and calculators are illustrative only and are not intended to be your sole source of information when making a financial decision. Consider whether to get advice from a licensed financial adviser.
6.

Loan Eligibility Criteria

  • Be at least 19 years of age
  • Be employed on a permanent or casual basis, with consistent income for 90 days
  • Be an Australian citizen or permanent resident with a fixed address.
  • Have an active email address, phone number, & online banking details in your name.
  • Be in control of your current finances and handling existing financial commitments comfortably.

Information you will need to provide:

  • Basic personal information (i.e. full name, address, D.O.B, dependant number)
  • Employment status & details
  • Your bank statements*

*This is standard procedure for loan applications across the industry. Data is safely secured with 256-bit SSL encryption. We utilise safe and secure third-party Open Banking service providers to make this quick and easy for you.

Secured by
Norton Logo
Secured by
McAfee Logo
Available now

It’s Quicker With the FastMoney App

  • Easily apply for and manage your loan in-app
  • Make extra repayments, check your balance & more
  • Easy access to our customer service team