If you need a loan to pay for a major expense, a Personal Loan with Jacaranda could be the solution for you.
With no impact on your credit score!
Check If You Qualify with no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
If you need a loan to pay for a major expense, a Personal Loan with Jacaranda could be the solution for you.
Our Personal Loans offer a wide range of options. You can borrow as little as $3,000 or as much as $25,000, with loan terms ranging from 25 months to 36 months. This flexibility allows you to choose the loan that best suits your needs.
We make borrowing a breeze, and our Short Personal Loans come with the following benefits:
100% online, complete your application in minutes1.
Manage your loan on the go via the Better Credit App.
Enjoy easy upload options for your documents.
Get your money when you need it most.
100% online, complete your application in minutes1.
Manage your loan on the go via the Better Credit App.
Enjoy easy upload options for your documents.
Get your money when you need it most.
With fixed repayments and both secured and unsecured loan options, you could use one of our Personal Loans for any of the following everyday purposes:
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
How quickly can I apply for a loan with Jacaranda?
Use our loan repayment calculator to see how your potential repayments could change with different loan terms.
Ready to Apply? You can get started now.
Don't get our short loans confused with payday loans. The two are very different products! A payday loan typically offers loan amounts up to $2,000, with loan terms starting from 16 days to one year, and they tend to be much more expensive than personal loans according to ASIC's MoneySmart.
Jacaranda's Personal Loans, on the other hand, can be up to $25,000, and our loan terms start at 25 months. Unlike payday loans, which are often used for day-to-day expenses, our loans are commonly used to pay for life's large and mid-sized expenses. You can repay what you owe in a short space of time without stretching your repayments too much.
Read more about things like payday loans, loan terms, loan repayments and more by checking out some of our in-depth guides below:
You can check if you qualify initially if you aren’t sure whether you're eligible. This won’t impact your credit score.
Information you will need to provide:
*This is standard procedure for loan applications across the industry. Data is safely secured with 256-bit SSL encryption. We utilise safe and secure third-party Open Banking service providers to make this quick and easy for you.
Want to learn more about our short loans and how they work? Find out all the answers to our most common questions here.
For detailed information about who our products are designed for, please review our Target Market Determinations.
Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loans, visit our rates and fees page.If you don't meet our initial criteria, your credit score won't be affected.
Once you've checked your eligibility and we've let you know that you do qualify for a loan, you have the option to move forward with a full application.
We will perform a credit assessment during this process, which involves checking your credit report. By submitting a full application, you authorise Jacaranda Finance to obtain a copy of your full credit file, referred to as a 'hard' credit check.
Other lenders will be able to see that you applied for a loan with Jacaranda.
This might impact your credit score.
Review our Privacy Policy for more information.You can view your repayments from either the Better Credit app or online portal and contact our friendly customer service team to request any changes that you need.
Download the app on the Google or Apple store today.
Read more: Personal Loan Repayments 101.To pay out your loan early or make extra repayments, log into the Better Credit mobile app or customer portal and choose from a range of options such as debit card payment, bank transfer or direct debit.
Read more: Personal Loan Repayments 101.
