Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

Easy & quick personal loans in Canberra 

As the nation’s capital, it’s no surprise that Canberra is a bustling city with plenty to do and see. While the average income in the capital city is higher than the rest of Australia, the cost of living can still get pricey. If you find yourself in need of extra cash fast, whether for car repairs or an unexpected dental bill, look to Jacaranda Finance to sort you out.   

  • Borrow $2,500 to $15,000
  • Bad Credit OK
  • No-Fuss Application
  • Fast Outcome
  • Money In 60-Seconds3

Personal Loans Online Up To $15,000

Money in your bank account and ready to use in 60-seconds once approved3

6 things to do in Canberra

Whether it’s visiting one of its well-known museums or exploring the abundance of wildlife on offer, there’s no shortage of things to do in the nation’s capital. If you’re taking a day trip, a long holiday, or are a local yourself, check out our list of what to do in Canberra.

National Gallery of Australia

Home to the largest collection of Aboriginal and Torres Strait Islander art in the world, the National Gallery of Australia is a must-visit. Their collection also includes contemporary artworks by Yayoi Kusama as well as the classics by Van Gogh and Rembrandt. Be sure to check out the Sculpture Garden against the backdrop of the Lake Burley Griffin.

Australian War Memorial

One of the top attractions in Canberra, the Australian War Memorial commemorates the sacrifice of Australians who have died in war, as well as those who continue to serve. Here, you can explore the Commemorative Courtyard and place a poppy on the Roll of Honour to pay your respects. 

Hot Air Balloon Ride

Soak up the views of the Canberra skyline with a hot air balloon ride. We recommend checking out the award-winning Balloon Aloft for the ultimate experience – at the end of each flight, they celebrate with champagne at the Hyatt Hotel.  


Bustling with interactive exhibits and shows, Questacon The National Science and Technology Centre is a hit with kids and science enthusiasts alike. Highlights include experiencing the sensation of an earthquake, a mechanical humanoid, and a 20-foot slide to free-fall down through.

Australian Parliament House

Get a glimpse of democracy in action with a visit to the Australian Parliament House. Alongside guided tours and a viewing of Question Time, you can also explore the building’s historical treasures and contemporary artworks.  

Tidbinbilla Nature Reserve

Don’t miss the chance to spot native Aussie animals at the Tidbinbilla Nature Reserve, a 40-minute drive from the city. There’s walking trails, ranger-guided activities, and a sanctuary of ponds and weirs to explore. If you want to stay longer, you can book accommodation at one of the historic homesteads. 

Average income in Canberra

How much are people earning in Canberra?

Annual Income
$75,790 $63,000
Average of Canberra Average of Australia
Average of Canberra
Average of Australia
Source: Salary Expert & Australian Taxation Office (ATO)


Cost of living in Canberra

How much does it cost to live in Canberra?

Monthly Cost of Living
$3,168 $6,015
Average cost of living for a
single person in Canberra
Average cost of living for a
family of four in Canberra
$3,699 $6,612
Average cost of living for a
single person in Australia
Average cost of living for a
family of four in Australia
Average cost of living for a
single person in Canberra
Average cost of living for a
family of four in Canberra
Average cost of living for a
single person in Australia
Average cost of living for a
family of four in Australia
Source: Expatistan

Am I eligible?

Before you get started on our application, make sure you’re eligible first:

  • At least 18 years of age
  • An Australian citizen or permanent resident
  • Have received a regular income (for at least the last 90-days)
  • Have internet banking
  • Hold a direct contact number and email address

What do I need to apply?

One of the best things about our application is that it’s 100% online, so there’s no need for paperwork. All you need to provide is your:

  • Personal details (i.e. name, address, D.O.B)
  • Contact info (i.e. phone number, email address)
  • 100 points of ID (e.g. drivers licence)
  • Reason for your loan
  • Online banking and employment details

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.


It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW

Frequently Asked Questions

Want to learn more? Check out the answers to the most frequently asked questions about our Canberra personal loans.