Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
Easy & quick personal loans in Canberra
As the nation’s capital, it’s no surprise that Canberra is a bustling city with plenty to do and see. While the average income in the capital city is higher than the rest of Australia, the cost of living can still get pricey. If you find yourself in need of extra cash fast, whether for car repairs or an unexpected dental bill, look to Jacaranda Finance to sort you out.
- Borrow $2,500 to $15,000
- Bad Credit OK
- No-Fuss Application
- Fast Outcome
- Money In 60-Seconds3
Personal Loans Online Up To $15,000
Money in your bank account and ready to use in 60-seconds once approved3
Average income in Canberra
How much are people earning in Canberra?
Annual Income |
---|
$75,790 | $63,000 |
Average of Canberra | Average of Australia |
$75,790 Average of Canberra |
$63,000 Average of Australia |
Source: Salary Expert & Australian Taxation Office (ATO)
Cost of living in Canberra
How much does it cost to live in Canberra?
Monthly Cost of Living |
---|
$3,168 | $6,015 |
Average cost of living for a single person in Canberra |
Average cost of living for a family of four in Canberra |
$3,699 | $6,612 |
Average cost of living for a single person in Australia |
Average cost of living for a family of four in Australia |
$3,168 Average cost of living for a single person in Canberra |
$6,015 Average cost of living for a family of four in Canberra |
$3,699 Average cost of living for a single person in Australia |
$6,612 Average cost of living for a family of four in Australia |
Source: Expatistan

Am I eligible?
Before you get started on our application, make sure you’re eligible first:
- At least 18 years of age
- An Australian citizen or permanent resident
- Have received a regular income (for at least the last 90-days)
- Have internet banking
- Hold a direct contact number and email address

What do I need to apply?
One of the best things about our application is that it’s 100% online, so there’s no need for paperwork. All you need to provide is your:
- Personal details (i.e. name, address, D.O.B)
- Contact info (i.e. phone number, email address)
- 100 points of ID (e.g. drivers licence)
- Reason for your loan
- Online banking and employment details
Over 4,800 Reviews On Trusted Platforms
Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.
Last updated: 03/05/2022
Frequently Asked Questions
Want to learn more? Check out the answers to the most frequently asked questions about our Canberra personal loans.