Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

Quick and easy cash loans in Melbourne

From the vibrant and lively city centre to the sprawling parklands, Melbourne is a city lover’s dream. It’s no wonder that millions of Aussies love to call this city home, and as an Aussie-owned and located business, we share the same passion. With so much convenience in one place, it’s important to have access to quick and easy finance when it’s needed. If you live in Melbourne and need fast cash, why not let Jacaranda Finance offer a helping hand?

  • $2,500 to $15,000
  • 100% Online
  • Fast Outcomes
  • 60-Second Transfers3

Cash Loans Online Up To $15,000

Money in your bank account and ready to use in 60-seconds once approved3

What loans does Jacaranda offer?

Car repairs

City driving can take a toll on your car. Whether you’re replacing tyres, fixing the air-con, or getting those pesky dints finally removed – a car repair loan can help get your vehicle back in tip-top shape.

Debt consolidation

If you’re struggling with multiple debts, you might want to consider debt consolidation. It can allow you to have your repayments in one easy-to-manage space, and might even help out with reducing your overall interest charges.


We’re not always able to have a rainy day fund to cover all bases. If an unexpected turn of events has left you short on cash, taking out an emergency loan can help reduce the financial stress while ensuring you’re able to focus on what’s important.

Home improvements

You might be preparing to sell or just wanting to spruce up some dated aspects of your home. Whether you’re renovating the kitchen, purchasing new white goods, or repainting the house, a home improvement loan can help chip in.

Wondering what to do in Melbourne?

Whether you’re a local or spending your weekend in the city, you’ll be glad to know that there’s no shortage of activities to keep you busy.

Visit the Royal Botanic Gardens

Melbourne is home to an incredible array of public gardens – the most impressive of which being the Royal Botanic Gardens, right in the heart of the city. Whether you’re planning a picnic or wanting to stroll through the beautiful gardens at your leisure, the Botanic Gardens are a great way to get some fresh air while still being in the city centre.

Queen Victoria Market

Who doesn’t love an open-air market? Queen Victoria Market is located right in the city centre, and is open weekly from Thursday to Sunday, and Tuesdays. It has a lively culture and is a gem for foodies and shoppers alike.

Visit the NGV

The National Gallery of Victoria is the country’s oldest (and most popular) art museum. It’s home to regular art exhibitions from major international names, like Van Gogh and Warhol, and will always have something showing for everyone’s fancy.

Degraves Street

Degraves Street is one of the most iconic laneways in Melbourne. It’s found between Flinders Lane and Flinders Street and offers a wide variety of eateries, quaint stores, and everything in between. If you’re a lover of shopping, architecture, or admiring a beautiful street view, you’ll enjoy spending time in Degraves Street.

Melbourne Zoo

Visiting the zoo is a favourite pastime for families, and Melbourne Zoo will be no exception. With a butterfly room, elephant trail, and pride of lions, there’s something for all ages. The Zoo even hosts high teas, and a ‘Roar ‘n’ Snore’ – which offers visitors the chance to camp overnight in the Zoo itself.

Average income in Melbourne

How much are Melbournians earning?

Annual Income
$72,500 $63,000
Average of Melbourne Average of Australia
Average of Melbourne
Average of Australia

Source: Payscale & Australian Taxation Office (ATO)

Cost of living in Melbourne

How much are Melbournians paying to live in Melbourne?

Monthly Cost of Living
$3,657 $6,577
Average cost of living for a
single person in Melbourne
Average cost of living for a
family of four in Melbourne
$3,740 $6,700
Average cost of living for a
single person in Australia
Average cost of living for a
family of four in Australia
Average cost of living for a
single person in Melbourne
Average cost of living for a
family of four in Melbourne
Average cost of living for a
single person in Australia
Average cost of living for a
family of four in Australia

Source: Expatistan

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.


It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW

Frequently Asked Questions