Need a loan for a domestic flight in Australia? Jacaranda Finance can help.
Our fast and easy online application process means you can get the money you need for your next trip in no time.
Subject to lending criteria, terms and conditions. See below for details.
Subject to lending criteria, terms and conditions. See below for details.
Aussies love to travel overseas, there's no doubt about that. Australian Bureau of Statistics (ABS) data from before COVID-19 shows as many as 2.24 million Australians left the country for overseas pastures in December 2019 alone! Our own data meanwhile shows that 'holiday expenses' was the second most common reason our customers took out a loan in 2022!
While going overseas is appealing given our isolation from the rest of the world, Australia is a very big country with lots to see and do. So big, in fact, that there's a good chance you've hardly seen any of what our own backyard has to offer!
From Perth to Brisbane and everything in between, our competitive interest rates and flexible repayment options make it easy for you to get the funds you need to book your next trip across Australia.
Domestic flights will likely be a fair bit cheaper compared to international trips, but they can still cost a lot if you're not careful where and when you look. ACCC data from December 2022 found domestic airfares were well above pre-pandemic levels, with the average domestic ticket sitting 27% higher in October 2022 compared to October 2019.
Our analysis of domestic airfare prices from the Bureau of Infrastructure, Transport and Regional Economics (BITRE) shows the average of the cheapest available prices across all domestic routes in 2022 was $396. That's a 19% increase from the average cheapest domestic flight in 2019 ($333).
It's important to note that airfares can vary greatly depending on a number of factors, such as the airline, the time of year, the destination, and how far in advance the ticket is purchased. For example, the cheapest airfare (on average) when flying from Perth to Sydney in 2022 was $755: nearly double the average!
Our flexible loans could be the solution you're looking for to fund your next holiday around Australia, whether you're a solo traveler, going with friends, a partner or your family.
At Jacaranda Finance, we're a 100% online lender. That means there's no hefty paperwork or long lines with us. Instead, we utilise state-of-the-art technology that allows you to:
See below for more information on how our application process works or click here if you're ready to get started!
We Make Applying Easy
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
According to data from Webjet, these were the top domestic destinations Australians liked to visit from December 2022 to January 2023:
That list is a bit boring though - there's so much beauty in our own backyard that most Australians have never seen. Here's a selection of some of our most amazing places you can visit:
Want to escape and see a bit more of the world? You can also take out one of our fast, flexible online loans for an international holiday. The most common overseas destinations are as follows, according to Expedia: click the relevant links to learn more about each one.
You can use a Jacaranda Finance Holiday Loan for more than just flights.
With trips to some of our most in-demand holiday destinations potentially reaching five digits, our loans can also be used to help pay for:
And much more! By taking out one of our loans and spreading your repayments over as long as 36 months, you can rest, relax and unwind.
See also: Top 5 Overseas Holidays under $15,000 in 2023
Flights can be a major chunk of the overall cost of holidaying in Australia. While convenient, it's possible to travel around the world the country without hopping on a plane. Instead, you could try:
By exploring alternative modes of transport, you can add a unique and memorable element to your domestic holiday while reducing your carbon footprint (in most cases) and seeing more of the country.
Am I eligible for a Loan with Jacaranda Finance?
You must meet the following basic eligibility criteria before submitting an application:
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
A personal loan is a fixed-term loan that allows you to borrow a set amount of money and repay it through regular instalments. Our online application process is designed to be fast and straightforward. Repayments remain consistent throughout the loan term so you can plan your budget with confidence.
Applying is Quick & Easy
Ready to get started? Apply now.
By submitting a full application for a personal loan, you are authorising a hard credit check. This means that other lenders will be able to see that you applied for a loan and could impact your credit score. Before you submit a full application with Jacaranda Finance, you can check if you qualify with no impact on your credit score*. This is called a soft credit check, and is only visible on your credit report to you.
How to check if you qualify for a secured personal loan?
If you’re considering applying for a loan with Jacaranda Finance, you can check if you qualify with no impact on your credit score*.
No, checking if you qualify uses a “soft” credit check meaning it does not impact your credit score or appear on your credit file to anyone but you. We recommend checking your eligibility before applying for a loan where possible to reduce the number of applications on your credit report.
To be assessed for a loan from Jacaranda Finance, you must meet the following basic eligibility criteria:
If you are unsure whether you’re eligible, you can check if you qualify with no impact on your credit score*.
We offer two main products at Jacaranda Finance:
For detailed information about who our products are designed for, please review our Target Market Determinations. Our Loan Repayment Calculator and our guide to Jacaranda Finance’s interest rates & fees could help you to predict your repayments before applying.
Using our loan repayment calculator you can estimate your repayments before applying.
Missed Payment Fees
For every missed payment, a fee will be applied. This cost is added to the account balance and can be paid with the next repayment cycle. If you’re concerned you’ll miss a repayment before the next due date, please contact our customer support team as soon as possible.
You can pay your loan back at any time at no extra cost. That means no early exit or payout fees.
Once you’ve been approved and have accepted your loan contract, we’ll automatically attempt to release the money to your account. Most customers get paid in 60 seconds3.
$3,000 - $25,000
