Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

Quick and easy cash loans Sydney

It’s easy to enjoy the hustle and bustle of city life, especially in a city with as many perks as Sydney. With its one-of-a-kind attractions and hundreds of dining options, it’s no wonder why so many Aussies call Sydney home. However, Sydney residents are no stranger to the city’s reputation for a high cost of living. If you’re in need of a boost to your bank account, consider a quick online cash loan with Jacaranda.


Why choose Jacaranda? 

Here at Jacaranda, we understand that city living means time is precious. That’s why we pride ourselves on our speed. We offer quick cash loans from $2,500 to $15,000 and our application is 100% online. We’ve helped thousands of everyday Aussies get the money they need, with 60-second3 transfers on approval. We’re based in Australia and have been family-owned since the beginning, so we’re a lender you can trust. With Jacaranda, securing a cash loan Sydney is quick and easy.

  • Borrow $2,500 to $15,000
  • 100% Online
  • Fast Outcomes
  • 60-Second Transfers3
  • Quick & Easy Application

Cash Loans Online Up To $15,000

Money in your bank account and ready to use in 60 seconds once approved3

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.


It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW

Top 5 Things To Do In Sydney

Sydney Opera House

Holding the title for Australia’s most iconic building, the Sydney Opera House has a lot to offer. Not only is it a great photo opportunity from the outside, exploring the inside is like nothing else. Inside you’ll find the Concert Hall, Opera and Drama Theatres, Playhouse and the Studio which host a variety of shows and events.

Sydney Harbour Bridge

Neighbouring the Opera House, is the famous Sydney Harbour Bridge. If you’re one for heights, the Sydney Harbour Bridge climb could be your calling. You’ll experience a view of Sydney like no other while scaling the world-famous ‘Coathanger’.

Bondi Beach

Take in all Australian beaches have to offer by visiting Sydney’s most popular beach, Bondi Beach. If you’re after an Instagram worthy snap, the Bondi Icebergs Pool offers a chance to take the perfect pic. They’re considered Australia’s most photographed ocean pool so you know they’re a stunning sight.

Bronte Beach

Visiting Bronte Beach is another great spot to soak in the sun while at one of Australia’s most well-known beaches. If you’re a less experienced swimmer and aren’t confident the waves at Bronte will be your cup of tea, the Bronte Baths offer a protected saltwater pool. This way, you can take in the ocean while the waves are crashing at the walls beside you.

Taronga Zoo

Sydney’s Taronga Zoo is a not-for-profit zoo that is home to 4,000 animals from koalas to elephants. What’s more, Taronga Zoo hosts some of the most breathtaking views of the Sydney Harbour. So not only will you see amazing wildlife, you can also spot the Harbour Bridge and Opera House.

Average income in Sydney

On average, what are people earning in Sydney?

Annual Income
$76,000 $63,000
Average of Sydney Average of Australia
Average of Sydney
Average of Australia

Source: Payscale & Australian Taxation Office (ATO)

Cost of living in Sydney

What is the average cost of living in Sydney?

Monthly Cost of Living
$4,794 $8,056
Average cost of living for a
single person in Sydney
Average cost of living for a
family of four in Sydney
$3,699 $6,612
Average cost of living for a
single person in Australia
Average cost of living for a
family of four in Australia
Average cost of living for a
single person in Sydney
Average cost of living for a
family of four in Sydney
Average cost of living for a
single person in Australia
Average cost of living for a
family of four in Australia

Source: Expatistan

Frequently Asked Questions