Cash Loans Sydney

Jacaranda Finance offers cash loans in Sydney ranging from $2,500 to $15,000 with flexible repayment options of up to 24 months.

If you’ve been searching ‘cash loans Sydney bad credit’, you’ve come to the right place. Here at Jacaranda, we lend to people with bad credit, good credit, and no credit rating.

Our loan products are relative to your current financial position. The better your financial position, the better your rate gets. As an inclusive lender, we don’t rely solely on your credit score for you to qualify for one of our loans. We value numerous other pieces of information such as your ability and history of handling your current financial commitments.

With our state-of-the-art loan technology, we’re able to offer quick cash loans in Sydney. At the end of our application process, 80% of applicants will have an instant outcome, with the remaining applicants receiving an outcome in 60-minutes². Once you’re approved, the funds will be in your account in 60-seconds³ of signing your contract.

Yes, we will do a credit check. This is because performing a credit check is a part of every responsible lender’s application process.

However, credit checks play a small role in our decision making. Our loan products are relative to your current financial position – the better your financial position, the better your rate gets.

We will never perform a credit check without your express consent which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for 7 years and it can be supplied on demand.

There are four credit reporting bodies we may use:

Equifax Pty Ltd (Equifax)
W: www.equifax.com.au
PP: www.equifax.com.au/privacy
T: 13 8332

Experian Australia Credit Services Pty Ltd (Experian)
W: www.experian.com.au
PP: www.experian.com.au/contact-us

Illion (formerly Dunn & Bradstreet)
W: www.dnb.com.au
PP: http://dnb.com.au/privacy-policy.html
E: publicrelations@dnb.com.au
T: 1300 734 806

TaleFin Pty Ltd (Formerly Lend Guard)
W: www.lendguard.com.au/
C: www.lendguard.com.au/contact-us/
PP: https://lendguard.com.au/legal-policies/

The fees and charges applicable to your loan depend on a range of factors, including your loan amount, repayment term, your credit rating, and the strength of your application.

Once you’ve submitted an application, we’ll provide you with an offer so you can find out all you need to know about the details in relation to the loan. This will include the loan amount, repayment term, fees, charges, and the terms and conditions.

Rest assured that submitting an application with us does not cost you anything and any offer we provide you is non-binding.

Repaying your online loan with Jacaranda Finance is simple. We’ll set up direct debits in line with your pay cycle so you won’t need a reminder to make repayments as they’ll be automatic. Repayments can be on a weekly, fortnightly, or monthly basis.

Your repayment amount will depend on a number of factors including your the loan amount borrowed, the repayment term, and the fees and charges associated with the loan.

To get an estimate of your loan repayment amounts, simply scroll up to the top of the page and use our easy loan calculator.

Once you’ve received a loan offer, you can accept it by digitally signing your contract. Your repayments are then set up in line with your income and direct debited out of your bank account automatically, so you don’t need to try and remember to pay them when they are due.