Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

Need cash loans in Sydney?

Keeping up with the cost of living in Sydney can be difficult. If your bank account needs a boost with a fast cash loan, you’ve come to the right place. Jacaranda Finance offers quick and easy online personal loans from $2,500 to $15,000. Our simple application process makes it simple to apply and with our 60-second3 transfers, you’ll have access to your loan fast.

  • $2,500 to $15,000
  • Quick & Simple Application
  • Fast Loan Outcomes
  • 60-Second Transfers3
  • 100% Online

Cash Loans Online Up To $15,000

Money in your bank account and ready to use in 60-seconds once approved3

What can I use Sydney cash loans for?

Unexpected expenses can show up when you least expect them, and sometimes your bank account just can’t fund them. Jacaranda’s personal loans can help you cover a wide range of expenses for your financial situation.

Am I eligible for a Sydney cash loan?

To qualify for a cash loan with Jacaranda you must:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a consistent income over the last 90-days
  • Hold a contact number, email address, and an internet banking account

What information do I need to provide?

To apply for a Sydney cash loan with Jacaranda Finance, you’ll need to provide your:

  • Basic personal info (i.e. name, address, D.O.B)
  • Contact info (i.e. email address and phone number)
  • 100 points of ID (e.g. drivers licence)
  • The reason for why you’re applying for a loan
  • Online banking and employment info

How do I get a cash loan approved?

applications
Online application

Applying online can be completed in just three easy steps:

1. Complete the online application form;
2. Get your fast outcome;
3. If approved, receive your cash.

mail
Supporting documents

We’ll need a couple of supporting documents to process your application: basic personal info, 100 points of ID, and online banking login details.

applications
Sign your contract

If your loan is approved, we’ll send you through your loan agreement and will transfer the funds once we’ve received your signed contract. So make sure you check your inbox!

call
Be available

We want to make sure you get the fastest outcome, so make sure you’ve got your phone handy in case we need some extra information.

applications
Online application

Applying online can be completed in just three easy steps:

1. Complete the online application form;
2. Get your fast outcome;
3. If approved, receive your cash.

mail
Supporting documents

We’ll need a couple of supporting documents to process your application: basic personal info, 100 points of ID, and online banking login details.

applications
Sign your contract

If your loan is approved, we’ll send you through your loan agreement and will transfer the funds once we’ve received your signed contract. So make sure you check your inbox!

call
Be available

We want to make sure you get the fastest outcome, so make sure you’ve got your phone handy in case we need some extra information.

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

Why choose Jacaranda for Sydney cash loans

iPhone
Our tech

We believe loan applications should be quick and easy, which is why we’ve created one of Australia’s smartest 100% online application processes with award winning, state-of-the-art technology. With our technology, we’re able to get a clear picture of your personal financial situation which is why we’re able to help thousands of Aussies secure bad credit cash loans.

stopwatch
Our speed

Our 100% online application form is quick and easy to complete. We’ll ask for some personal details and access a read-only copy of your bank statement so we can better understand your financial circumstances. By providing this information, 90% of applicants will receive an outcome at the end of the process. The remainder of our applicants receive an outcome in 60-minutes2.

australia
Australian-based and family-owned

We’re based in Australia and owned and operated by Australians, for Australians. We’ve been family-owned since the beginning and we’re founded on good old-fashioned customer service values. Our reputation is backed by thousands of satisfied reviews and we’re committed to giving Aussies a fair go.

cash
60-second payouts

If it’s a quick cash loan you’re after, our fast payouts mean the funds you need could be in your account almost immediately. Once approved, the funds can be in your account in 60-seconds3 if you have a NPP-enabled bank account (which is 90% of accounts). All other successful applicants will receive the funds overnight on the day they’re approved.

Frequently Asked Questions

Want to find out more about cash loans in Sydney? Take a look at the answers to our most common questions here.