Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
Need cash loans in Sydney?
Keeping up with the cost of living in Sydney can be difficult. If your bank account needs a boost with a fast cash loan, you’ve come to the right place. Jacaranda Finance offers quick and easy online personal loans from $2,500 to $15,000. Our simple application process makes it simple to apply and with our 60-second3 transfers, you’ll have access to your loan fast.
- $2,500 to $15,000
- Quick & Simple Application
- Fast Loan Outcomes
- 60-Second Transfers3
- 100% Online
Cash Loans Online Up To $15,000
Money in your bank account and ready to use in 60-seconds once approved3

Am I eligible for a Sydney cash loan?
To qualify for a cash loan with Jacaranda you must:
- Be over 18 years of age
- Be an Australian citizen or permanent resident
- Have received a consistent income over the last 90-days
- Hold a contact number, email address, and an internet banking account

What information do I need to provide?
To apply for a Sydney cash loan with Jacaranda Finance, you’ll need to provide your:
- Basic personal info (i.e. name, address, D.O.B)
- Contact info (i.e. email address and phone number)
- 100 points of ID (e.g. drivers licence)
- The reason for why you’re applying for a loan
- Online banking and employment info
How do I get a cash loan approved?
Online application
Applying online can be completed in just three easy steps:
1. Complete the online application form;
2. Get your fast outcome;
3. If approved, receive your cash.
Supporting documents
We’ll need a couple of supporting documents to process your application: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
If your loan is approved, we’ll send you through your loan agreement and will transfer the funds once we’ve received your signed contract. So make sure you check your inbox!
Be available
We want to make sure you get the fastest outcome, so make sure you’ve got your phone handy in case we need some extra information.
Online application
Applying online can be completed in just three easy steps:
1. Complete the online application form;
2. Get your fast outcome;
3. If approved, receive your cash.
Supporting documents
We’ll need a couple of supporting documents to process your application: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
If your loan is approved, we’ll send you through your loan agreement and will transfer the funds once we’ve received your signed contract. So make sure you check your inbox!
Be available
We want to make sure you get the fastest outcome, so make sure you’ve got your phone handy in case we need some extra information.
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Last updated: 03/05/2022
Why choose Jacaranda for Sydney cash loans
Frequently Asked Questions
Want to find out more about cash loans in Sydney? Take a look at the answers to our most common questions here.