Cash Loans for the Gold Coast

Looking to have some fun on the Gold Coast? Or do you just need some finances for life's everyday ups and downs? At Jacaranda Finance, we offer quick and easy online Cash Loans all across Australia, from $3,000 up to $25,000 and fixed loan terms as long as 48 months.

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Borrow $3,000 to $25,000
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Same-Day Approval2
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25-48 month terms

Check If You Qualify

With no impact on your credit score!

Check If You Qualify with no impact on your credit score!

*Subject to lending criteria, T's and C's'

*Subject to lending criteria, T's and C's'

Looking to have some fun on the Gold Coast? Or do you just need some finances for life's everyday ups and downs? At Jacaranda Finance, we offer quick and easy online Cash Loans all across Australia, from $3,000 up to $25,000 and fixed loan terms as long as 48 months.

Decorative graphic of a Coin
Borrow $3,000 to $25,000
Decorative graphic of a clock
Same-Day Approval2
Decorative graphic of a calendar
25-48 month terms

Award-winning lender

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Why get a Cash Loan on the Gold Coast?

Whether you're a local or a first-time tourist, the Gold Coast is not a cheap place to call home. Like many other cities across Australia, the Gold Coast has a high cost of living, and has seen steady increases in rent and property prices thanks to the popularity of its beachside suburbs.

If you need extra cash to cover life's major expenses, a Jacaranda quick Cash Loan might be just the thing for you. Thanks to our state-of-the-art online technology, you can:

  • Complete your application in just 5-12 minutes1 depending on your circumstances;
  • Receive a same-day outcome on your applicationif you apply during normal business hours; and
  • Have the funds transferred to your account in under 60-secondsif approved (if you have an NPP-enabled bank account).

Why choose a Jacaranda Loan?

We’re a fast, reliable and fair lender that’s been helping Aussies since 2014 - here's why we think you should choose us.

We could help your credit score improve

We’re a part of the Comprehensive Credit Reporting (CCR) regime, which makes it much easier to build your credit history and credit score. By making your loan repayments on time and in full, we can communicate this positive repayment information to the credit bureaus, which could help improve your credit score over time.

Find out more about how Comprehensive Credit Reporting works here.

Some's credit score improving thanks to our CCR

Trusted by 1,000s

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What can I use Cash Loans for on the Gold Coast?

Jacaranda's Personal Loans can help you cover a wide range of expenses for your financial situation - both the expected and unexpected. With fixed repayments and both secured and unsecured options available, here's what you can use our cash loans for on the Gold Coast and just about anywhere else in Australia.

Get in touch with us if you have any questions about whether a Personal Loan could be suitable for your needs.

Average income on the Gold Coast

How much are people earning on the Gold Coast?

Annual Income

$107,193

$92,029.60

Average of Gold Coast

Average of Australia

Cost of living on the Gold Coast

Monthly Cost of Living (incl rent)

$3,394.94

$8,347.17

Average cost of living for a single person on the Gold Coast

Average cost of living for a family of four on the Gold Coast

$3,251.12

$8,163.10

Average cost of living for a single person in Australia

Average cost of living for a family of four in Australia

Source: Numbeo

Gold Coast Cash Loan FAQs

Still have questions about how our loans work? Here are the answers to some of our most frequently asked questions.

You can apply for varying loan amounts with Jacaranda, depending on your needs. With our Express Personal Loan, you can borrow between $3,000 and $25,000. 

For detailed information about who our products are designed for, please review our Target Market Determinations.

Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loans, visit our rates and fees page.

Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.

Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.

After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2

Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3

We use the information you provide in the online application form as well as information on your bank statements to make sure that you qualify for a loan product during our credit assessment. If you don't qualify, your application will be declined without a credit check being conducted.

Once we have verified that you meet our non-credit report-related criteria, we do perform a credit check as part of our credit assessment, where an inquiry will be left on your credit file.

We will never perform a credit check without your express consent, which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for seven years, and it can be supplied on demand.

There are four credit reporting bodies that we may use to conduct a credit check:

  • Equifax
  • Experian
  • illion
  • Talefin

Review our Privacy Policy for more information.

Anyone unsatisfied with their loan for any reason can return the principal funds, including any payments made to third parties on your behalf, within a 48-hour cooling-off period and cancel their loan4.

If you purchased a vehicle or other item with your loan, Jacaranda does not require the seller to cancel the sale or release the funds back to you. Returning your purchase to the dealer, to the seller or to Jacaranda Finance doesn't qualify as a loan cancellation. The loan is only cancelled once the funds have been received and have cleared within the Jacaranda Finance bank account.

The basic eligibility criteria you must meet before submitting an application:
  • Be at least 19 years of age.
  • Be employed on a permanent or casual basis.
  • Have a consistent income going into your own bank account for the last 90 days.
  • Be in control of your finances and be handling existing financial commitments comfortably.
  • Be an Australian citizen or permanent resident with a fixed address.
  • Have an active email address, phone number, and online banking account in your name that belongs to you.

We accept a wider range of credit history than a bank or a prime lender, but we do not recommend submitting an application if:

  • You are currently or recently bankrupt (you must be three years discharged and in control of your finances)
  • You are not comfortably repaying your existing financial obligations