Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.
How can Canberra cash loans help you?
Inner-city living is fast-paced and exciting, but it also can get expensive. Sometimes you’re hit with an unexpectedly high utility bill, or faced with urgent car repairs that weren’t budgeted for. If you find yourself in the big city struggling to cover such expenses, don’t let it stress you out – Jacaranda Finance is here to help. Our fast cash loans exist to give Australians the financial boost they need – whether they live in Canberra or are just passing through.
- 100% Online
- $2,500 to $15,000
- Quick and Easy Application
- Flexible Repayments
Cash Loans Online Up To $15,000
Money in your bank account and ready to use in 60-seconds3 once approved

Am I eligible?
Check whether you are eligible to apply for a Jacaranda Finance fast cash loan.
- Are you 18 years of age or older?
- Are you an Australian citizen or permanent resident?
- Have you been earning a regular income for the past 90-days?
- Do you have an active email address and phone number?
- Do you have an online banking account set up?
Canberra Cash Loans Details
Loan Amounts | $5,000 – $15,000 |
---|---|
Loan Terms | 9 – 24 months |
Starting Interest Rate (APR) | 11.42% (Excellent Credit) |
Starting Comparison Rate | 14.49% (Excellent Credit) |
Ceiling Interest Rate (APR) | 21.24% (Average Credit) |
Ceiling Comparison Rate | 45.56% (Average Credit) |
Type of rate | Fixed Rate |
Repayment options | Weekly, Fortnightly, Monthly |
Monthly Fee | $0 |
Early repayment fee | $0 |
Average turnaround | 60 minutes2 |
Loan Options | Unsecured & secured options |
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

What do I need to provide?
Make sure you have the following handy before getting started:
- Basic personal info (i.e. name, address, D.O.B)
- 100 points of ID (e.g. drivers license)
- Online banking and employment info
- The reason for your loan application
How can I apply?
So, you’re eligible to apply for a loan with Jacaranda – that’s awesome! But what’s the application process like?
Thankfully, you won’t be stuck signing mountains of paperwork when applying with us. We’ve made the process as simple and stress-free as possible, and most customers submit their application within 8 minutes.
Step 1: Apply Online
Our application process is 100% online, which means you can apply from anywhere in Australia, at any time of the day or night.
Step 2: Supporting Docs
While we won’t request a huge amount of documentation from you, we will require the basics. These include: basic personal info, online banking login details, and 100 points of ID.
Step 3: Sign Your Loan Contract
We can’t transfer your funds until you sign your electronic contract. So, whether you’re chilling out on the couch or racing around town, make sure to keep your phone or email handy!
Step 4: Be Available
Depending on your application, we may need a bit more information from you. If that’s the case, we’ll get in touch with you via phone or email – so make sure to keep your eyes and ears peeled. Don’t stress, though; you won’t be left waiting long to hear from us if this is the case.
Step 1: Apply Online
Our application process is 100% online, which means you can apply from anywhere in Australia, at any time of the day or night.
Step 2: Supporting Docs
While we won’t request a huge amount of documentation from you, we will require the basics. These include: basic personal info, online banking login details, and 100 points of ID.
Step 3: Sign Your Loan Contract
We can’t transfer your funds until you sign your electronic contract. So, whether you’re chilling out on the couch or racing around town, make sure to keep your phone or email handy!
Step 4: Be Available
Depending on your application, we may need a bit more information from you. If that’s the case, we’ll get in touch with you via phone or email – so make sure to keep your eyes and ears peeled. Don’t stress, though; you won’t be left waiting long to hear from us if this is the case.
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Last updated: 03/05/2022