Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

How can Canberra cash loans help you?

Inner-city living is fast-paced and exciting, but it also can get expensive. Sometimes you’re hit with an unexpectedly high utility bill, or faced with urgent car repairs that weren’t budgeted for. If you find yourself in the big city struggling to cover such expenses, don’t let it stress you out – Jacaranda Finance is here to help. Our fast cash loans exist to give Australians the financial boost they need – whether they live in Canberra or are just passing through.

  • 100% Online
  • $2,500 to $15,000
  • Quick and Easy Application
  • Flexible Repayments

Cash Loans Online Up To $15,000

Money in your bank account and ready to use in 60-seconds3 once approved

Wondering what to use a Canberra cash loan for?

A Jacaranda fast cash loan has many possibilities. Need to repair your set of wheels? Have to replace a dodgy dishwasher? Whatever the reason, we’re here to help. Common reasons for taking out a personal loan with Jacaranda include:

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Debt Consolidation
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Medical Bills
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Holiday Costs
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Car Repairs
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White Goods

Am I eligible?

Check whether you are eligible to apply for a Jacaranda Finance fast cash loan.

  • Are you 18 years of age or older?
  • Are you an Australian citizen or permanent resident?
  • Have you been earning a regular income for the past 90-days?
  • Do you have an active email address and phone number?
  • Do you have an online banking account set up? 

Canberra Cash Loans Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

What do I need to provide?

Make sure you have the following handy before getting started:

  • Basic personal info (i.e. name, address, D.O.B)
  • 100 points of ID (e.g. drivers license)
  • Online banking and employment info
  • The reason for your loan application

How can I apply?

So, you’re eligible to apply for a loan with Jacaranda – that’s awesome! But what’s the application process like?

Thankfully, you won’t be stuck signing mountains of paperwork when applying with us. We’ve made the process as simple and stress-free as possible, and most customers submit their application within 8 minutes.

applications
Step 1: Apply Online

Our application process is 100% online, which means you can apply from anywhere in Australia, at any time of the day or night.

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Step 2: Supporting Docs

While we won’t request a huge amount of documentation from you, we will require the basics. These include: basic personal info, online banking login details, and 100 points of ID.

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Step 3: Sign Your Loan Contract

We can’t transfer your funds until you sign your electronic contract. So, whether you’re chilling out on the couch or racing around town, make sure to keep your phone or email handy!

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Step 4: Be Available

Depending on your application, we may need a bit more information from you. If that’s the case, we’ll get in touch with you via phone or email – so make sure to keep your eyes and ears peeled. Don’t stress, though; you won’t be left waiting long to hear from us if this is the case.

applications
Step 1: Apply Online

Our application process is 100% online, which means you can apply from anywhere in Australia, at any time of the day or night.

fair
Step 2: Supporting Docs

While we won’t request a huge amount of documentation from you, we will require the basics. These include: basic personal info, online banking login details, and 100 points of ID.

cash
Step 3: Sign Your Loan Contract

We can’t transfer your funds until you sign your electronic contract. So, whether you’re chilling out on the couch or racing around town, make sure to keep your phone or email handy!

call
Step 4: Be Available

Depending on your application, we may need a bit more information from you. If that’s the case, we’ll get in touch with you via phone or email – so make sure to keep your eyes and ears peeled. Don’t stress, though; you won’t be left waiting long to hear from us if this is the case.

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

What sets Jacaranda apart?

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Our Tech

Jacaranda Finance has always strived for innovation, both for our customer experience and in-house environment. This allows us to provide the highest quality of service, and complements our state-of-the-art bank statement technology. We only access read-only copies of applicants’ bank statements, to ensure a high level of security and professionalism is upheld.

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Our Speed

When we say Jacaranda loans are quick, we really mean it. Most applicants only take 8 minutes1 to submit an application, and 90% receive an outcome on submission. Those who don’t receive an instant response will only be kept waiting 60-minutes2 during normal business hours to hear from us.

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Australian-Based and Family-Owned

Jacaranda Finance is an Aussie company, run for Aussies. Our teams are all based in the country, as we understand the importance of speaking to someone who you can trust. What’s more is that we’re also family-owned, which means we have a strong understanding of what it means to be there for those around us. We treat each and every customer like family, and guarantee a fair deal to every approved applicant.

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60-Second Payouts

We’re in the business of getting you the cash you need, when you need it. That means fast cash – no matter where you are in Australia. We utilise the fastest bank statement technology to ensure customers receive the best and most timely service possible, and even offer 60-second3 transfers on approval to customers with an NPP-enabled bank account. For those who don’t have this kind of account (which is only 10% of people), you’ll only be kept waiting for the funds overnight from the day of approval.

Frequently Asked Questions