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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

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Cash loans up to $4,600 – No hidden fees

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Get cash loans fast with Jacaranda Finance!

Are your Christmas bills piling up?

Have you had unexpected holiday expenses that are now hindering your happy new year?

Then why not apply for a cash loan with Jacaranda Finance! We are leaders in short term money lending and can get you the cash advance loan that is right for you – right now!

So what is a Jacaranda Finance cash loan?

Well that easy – a Jacaranda Finance cash loan is the next best thing to having a money tree growing in your backyard.

Our personal loan service puts money directly into your bank account within 24 hours of approving your loan. In short we just want to help everyday Australians who from time to time get caught short of cash due to an unexpected expense.

Jacaranda Finance offers very competitive no fuss cash loans from $300 to $4,600 over a 12 to 24 month term. All it takes is a 3-4 minute online application and once we verify your income and expenses we can have the cash loan approved within 1 hour!

How can I get a cash loan?

Getting a cash loan through Jacaranda Finance is an easy 5 step process which upon approval can have cash in your bank account within 60 minutes! Now that’s a quick cash loan!

  1. Submit your application online
  2. We assess your situation
  3. Get approved using 90 days of bank statements
  4. Money is transferred to your bank account

Can Jacaranda Finance get a Cash Loan for you?

Yes, we can!

To qualify for one of our cash loans you simply need to be:

  • at least 18 years of age
  • earning a regular income into a personal bank account, of at least $400 per week or $800 per fortnight
  • an Australian resident or have permanent residency
  • contactable on a personal mobile phone

Jacaranda cash loans are no fuss!

Jacaranda cash loans are fast, instant, same day, online now loans, when we say ‘quick cash loans’ we mean it!

We pride ourselves in helping our customers and giving them the service they need and deserve.

We understand that things don’t always go as planned and sometimes you need a helping hand. Jacaranda finance cash loans wants to be that helping hand for you!

Avoid Paperwork!

Jacaranda finance cash loans are 100% online no paperwork loans! That means:

  • No face to face meetings
  • No need to travel any further than your living room, laptop or internet capable device!
  • Most importantly, no stress!

Jacaranda Finance pride ourselves in being able to offer you a 60 min no fuss yes or no answer to your application to get you back to where you need to be as quickly as possible.

Smart loans you can trust!

We want your Jacaranda Finance experience to be a positive one. Unlike the mainstream lenders, we understand that unfortunate incidences can happen to anyone, and that’s why as a responsible lender, Jacaranda finance, will get you the loan that is right for you – every time.

Furthermore, if you have any questions simply contact our dedicated customer service team and get real time support during our business hours.

Stress free repayments!

Repaying your Jacaranda Finance cash loan couldn’t be easier! We customise your direct debit payment and schedule it in line with your income to ensure it is affordable. Once it is paid in full the direct debits stop automatically. It’s as easy as that!

Further, our cash advances comply with all relevant Commonwealth and State Legislation. There are no hidden fees or surprises because we want you to know we are a trusted money lender.

Finally, if you are not happy with your application experience with Jacaranda Finance (but we can’t see why you wouldn’t be!) then you can withdraw your request at no cost whatsoever!

So go on give us a go!

Get some relief from your financial woes and apply now for a Jacaranda Finance cash loan! Your money problems could be solved by a few clicks of your mouse and 4 minutes of your time!

Example of how our small personal loans work.

  • Loan Amounts: Minimum $400 to Maximum $2,000.
  • Terms: Minimum 16 weeks to Maximum 50 weeks.
  • Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
  • Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work.

  • Loan Amounts: Minimum $2001 to Maximum $4,600.
  • Terms: Minimum 13 months to Maximum 24 months.
  • Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
  • Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
  • For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Cash loans up to $4,600 - No hidden fees Overall rating: 4.7 out of 5 based on 147 reviews.

This is great better then cashies

★★★★★
5 5 1
I would recommend this to everyone who needs help they helped me out slot I thought they're service was excellent.

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Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.