Cash Loans
Looking for quick and reliable cash loans? Welcome to Jacaranda Finance, your trusted online lender. With our streamlined application process and express approval time, securing a loan in Australia has never been easier.
Check If You Qualify
With no impact on your credit score!
Check If You Qualify with no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Looking for quick and reliable cash loans? Welcome to Jacaranda Finance, your trusted online lender. With our streamlined application process and express approval time, securing a loan in Australia has never been easier.
Why Get a Cash Loan?
We make borrowing a breeze. Focusing on efficiency and quick responses, your financial needs are our top priority.
Our Online Application Process
When you complete your loan application, we'll reach out for any additional information, which you can upload quickly and securely.
How to apply for a Quick Cash Loan with Jacaranda
- Apply in just 5-12 minutes1, depending on your circumstances.
- Check if you qualify without impacting your credit score.
- Receive a same-day outcome2 on your loan application.
- If approved, get your money within 60 seconds3.
Estimate Your Cash Loan Repayments
Gauge your potential loan repayments before applying with our convenient repayment calculator.
Ready to Apply? You can get started now.
Including Interest & Fees
Loan Cost Breakdown
See the table below for a quick guide to our fees and charges or visit our rates and fees page for more information.
Loan Eligibility Criteria
- Be at least 19 years of age
- Be employed on a permanent or casual basis, with consistent income for 90 days
- Be an Australian citizen or permanent resident with a fixed address.
- Have an active email address, phone number, & online banking details in your name.
- Be in control of your current finances and handling existing financial commitments comfortably.
You can check if you qualify initially if you aren’t sure whether you're eligible. This won’t impact your credit score.
Information you will need to provide:
- Basic personal information (i.e. full name, address, D.O.B, number of dependants etc.)
- Employment status & details
- Your bank statements*: we will assess the last 12 months of your bank statements to help determine if you can afford to repay your loan.
*This is standard procedure for loan applications across the industry. Data is safely secured with 256-bit SSL encryption. We utilise safe and secure third-party Open Banking service providers to make this quick and easy for you.
It’s Quicker With the Better Credit App
- Apply for and manage your loan in-app
- Make repayments
- Check your balance
- Check your credit score
- Contact customer service
- ...and much more!