Cash Loans

Cash Loans

Tick100% Online
Tick60-Minute Outcomes*
TickSimple and Easy Application
TickInstant Transfers**
TickBad Credit OK

Any credit score

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Looking for cash loans?

Are you searching for cash loans? Perfect! You’ve landed in the right place. Jacaranda Finance offers quick, paperless, and 100% online cash loans. We are one of the fastest lenders in Australia. In most cases, we process our loans within 60-minutes* if you apply during our business hours. We also provide instant transfers on approval, meaning you could have your cash in just 60-seconds**. So, if you’re after fast cash loans, look no further than Jacaranda Finance.

What can I use a cash loan for?

Whether you need to get urgent car repairs, buy new furniture, or have expensive dental bills, our cash loans can be used for a wide range of expenses. We offer quick cash loans from $1,000 up to $15,000 for everyday Aussies, anywhere, any time. All you need to do is use our simple online application form to apply for a personal loan with us.

Looking for cash loans?

Are you searching for cash loans? Perfect! You’ve landed in the right place. Jacaranda Finance offers quick, paperless, and 100% online cash loans. We are one of the fastest lenders in Australia. In most cases, we process our loans within 60-minutes* if you apply during our business hours. We also provide instant transfers on approval, meaning you could have your cash in just 60-seconds**. So, if you’re after fast cash loans, look no further than Jacaranda Finance.

What can I use a cash loan for?

Whether you need to get urgent car repairs, buy new furniture, or have expensive dental bills, our cash loans can be used for a wide range of expenses. We offer quick cash loans from $1,000 up to $15,000 for everyday Aussies, anywhere, any time. All you need to do is use our simple online application form to apply for a personal loan with us.

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Get your cash in 60 seconds once approved*

Get a quote

Three types of cash loans

Loan Type Security Options Loan Amount Loan Term
Small Loan Unsecured $1,000 to $2,000 12 months
Medium Loan Secured $2,100 to $4,600 13 to 36 months
Large Loan Secured $5,000 to $15,000 13 to 36 months

How Jacaranda cash loans work

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Our tech

We’ve won numerous awards for our state-of-the-art technology. We have created one of Australia’s smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don’t just judge your credit score, which is why we’re able to help more customers that apply with us.

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Our speed

Our 100% online application can be completed in minutes. It will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes during normal business hours.

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Australian based and family owned

All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We’re almost 10 years old and we’ve been family owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.

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60-second payouts

For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

How do I get a cash loan?

Use our 100% online application

Ready to apply for a cash loan? Jacaranda Finance is ready to help you! All you need to do is apply in three easy steps:

  1. Apply online;
  2. Get your quick outcome and;
  3. Receive your cash.

Have supporting documents handy

So that we can give you a speedy outcome, it’ll be helpful to have all of your supporting documents ready when you apply. This will include:

  1. Your basic personal information
  2. 100 points of identification
  3. The reason for your loan
  4. Your online banking details

Sign your electronic contract

Once we receive your signed contract, we will transfer your funds as soon as possible. We’re fast, so make sure you have your phone handy to sign your electronic contract when it comes through to you.

Be available if we need you

When processing your application, we could need more information from you. To get the fastest outcome, please make sure you’re contactable to provide any additional information we may ask for either by email or phone.

Am I eligible for a loan?

To qualify for a loan with Jacaranda you must:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a regular income (for the last 90-days)
  • Have internet banking set up
  • Hold a direct contact number and email address

What information do I need to provide?

To apply online with Jacaranda, we will need these from you:

  • Personal details (i.e. Name, Address, DOB)
  • Your phone number and email address
  • The reason for your loan
  • Online banking and employment info

Frequently asked questions

* If applied within our standard business hours. 60-minute outcomes are not guaranteed.

** If you have an NPP-enabled bank account.