How fast can I get a cash loan?
At Jacaranda, we understand that if you need quick cash, there’s no time to waste. If you submit your application during our business hours, we could have an outcome for you in just 60-minutes*! Keep in mind that it can take a little longer if we require any further information from you. We also provide instant transfers on approval, meaning you could receive your cash in 60-seconds**.
How do you assess my personal loan application?
After you submit your application with us, our AI loan processing engine will extract read-only copies of your bank statements. Our underwriting team will then conduct a credit check and verify your current financial situation. After this is completed, we can decide whether or not to approve your loan.
Can I apply for a cash loan if I have bad credit?
Yes, you can! We treat your credit history as exactly that — history. We will look at other factors such as your bank statements when deciding whether a personal loan is right for you. This will give us an indication of your spending habits and overall relationship with money when assessing your application. So, if you have bad credit, you can still apply for a cash loan with us.