Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

How can cash loans in Adelaide help you? 

Are you in need of a fast cash loan? Living in Adelaide can be expensive and sometimes it can be difficult when you’re hit with unexpected expenses. Whether you need quick cash for an emergency or urgent car repairs, a fast cash loan could help you out.

  • Borrow $2,500 to $15,000
  • 100% Online
  • Fast Outcomes
  • 60-Second Transfers3

Cash Loans Online Up To $15,000

Money in your bank account and ready to use in 60 seconds3 once approved3

Cash loans in Adelaide: what can they be used for?

No matter where you’re living in Adelaide, or if you’re just passing through, a quick cash loan with Jacaranda Finance can cover you in a range of situations. Take a look at some of the most common here:

Am I eligible for a cash loan in Adelaide?

To be eligible for a cash loan in Adelaide, you must meet the following criteria:

  • Be over 18 years old
  • Be an Australian citizen or permanent resident
  • Have an active internet banking account
  • Have received a regular income over the past 90-days
  • Hold a current email address and contact number

What do I need to apply for a cash loan in Adelaide?

Our application process is simple! You’ll just need to provide us with the following information:

  • Personal details (i.e. name, address, D.O.B)
  • Contact information
  • 100 points of ID (e.g. drivers licence)
  • The purpose of your loan
  • Online banking and employment info

Adelaide Cash Loans Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

How do I get approved?

Start the application process
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Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

applications
Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

money
Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

iPhone
Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

applications
Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

money
Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

Why choose Jacaranda for a cash loan?

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Our technology

Here at Jacaranda Finance, we’re known for our innovation. Our online loan application process utilises state-of-the-art technology to understand your individual financial situation and gives you the fastest possible outcome. Our award-winning technology allows us to look at more than just your credit score, so we can help even more Aussies.

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Our speed

An online application with Jacaranda Finance typically takes only 8 minutes and, once completed, we’ll do everything we can to provide you with the fastest outcome. 90% of applicants receive an outcome as soon as their application is submitted. The rest of our applicants will only have a 60-minute2 wait time to hear from our team.

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Australian-based & family-owned

Jacaranda Finance has been family-owned and operated since day one. We’re based locally in Australia and we’re passionate about providing our customers with exceptional service, which is backed by thousands of reviews. We’re committed to understanding your individual financial situation and giving Aussies a fair go.

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60-second payouts

If you have a NPP-enabled bank account, you’re in luck! Once your contract has been accepted, your funds will be transferred and ready to use in just 60-seconds3. 90% of bank accounts are NPP-enabled and all other accounts will receive their funds overnight from the day of approval.

Frequently Asked Questions

Want to know more about our cash loans in Adelaide? Take a look at some of our most commonly asked questions.