Jacaranda Finance vs. Hock Your Ride

We aren’t lying when we say we’re quick.

For 80% of our applicants, they’ll receive an instant outcome once the application process is complete. For the rest of the applicants, most will receive an outcome in 60-minutes² during business hours once we have received all of the information we require.

Once approved, most customers have the money in their bank account and ready to use within 60 seconds³ of signing their contract.

We won’t waste your time asking for unnecessary paperwork. When you apply online with Jacaranda, we’ll only need your personal information and online banking info. There may be instances where our loan specialists will need further information or supporting documents from you but we will let you know.

We offer competitive interest rates starting from 7.5% with a comparison rate of 12.14%. We offer four interest rate bundles: excellent credit, good credit, credit builder plus, and credit builder.

We lend to people with bad credit, good credit, and no credit rating.

Our loan products are relative to your current financial position. The better your financial position, the better rate we can offer you. As an inclusive lender, we don’t rely solely on your credit score for you to qualify for one of our loans. We value numerous other pieces of information such as your ability and history of handling your current financial commitments.

If you have a bad credit rating but you consider yourself creditworthy and you want to rebuild your credit history, we encourage you to submit an application for our experienced team to consider.

We sure are. Here at Jacaranda, we follow ASIC’s responsible lending principles to ensure our customers receive the best possible service and outcome on their loan. This means that we will conduct a credit check on each application we receive.

Don’t let this stop you from applying, though; we’re also an inclusive lender, which means we will do everything in our power to offer Aussies financial assistance, even when banks won’t lend a hand.

For 80% of our applicants, they’ll receive an instant outcome once the application process is complete. For the rest of the applicants, most will receive an outcome in 60-minutes² during business hours once we have received all of the information we require.

If we need to grab extra info from you, one of our friendly team members will reach out soon after you apply.