If you need a loan to pay for a major expense, a Personal Loan with Jacaranda could be the solution for you.
With no impact on your credit score!
Check If You Qualify with no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
If you need a loan to pay for a major expense, a Personal Loan with Jacaranda could be the solution for you.
Our Personal Loans offer a wide range of options. You can borrow as little as $3,000 or as much as $25,000, with loan terms ranging from 25 months to 48 months. This flexibility allows you to choose the loan that best suits your needs.
We make borrowing a breeze, and our Short Personal Loans come with the following benefits:
100% online, complete your application in minutes1.
Manage your loan on the go via the Better Credit App.
Enjoy easy upload options for your documents.
Get your money when you need it most.
100% online, complete your application in minutes1.
Manage your loan on the go via the Better Credit App.
Enjoy easy upload options for your documents.
Get your money when you need it most.
With fixed repayments and both secured and unsecured loan options, you could use one of our Personal Loans for any of the following everyday purposes:
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
How quickly can I apply for a loan with Jacaranda?
Use our loan repayment calculator to see how your potential repayments could change with different loan terms.
Ready to Apply? You can get started now.
Ready to Apply? You can get started now.
Don't get our short loans confused with payday loans. The two are very different products! A payday loan typically offers loan amounts up to $2,000, with loan terms starting from 16 days to one year, and they tend to be much more expensive than personal loans according to ASIC's MoneySmart.
Jacaranda's Personal Loans, on the other hand, can be up to $25,000, and our loan terms start at 25 months. Unlike payday loans, which are often used for day-to-day expenses, our loans are commonly used to pay for life's large and mid-sized expenses. You can repay what you owe in a short space of time without stretching your repayments too much.
Read more about things like payday loans, loan terms, loan repayments and more by checking out some of our in-depth guides below:
You can check if you qualify initially if you aren’t sure whether you're eligible. This won’t impact your credit score.
*This is standard procedure for loan applications across the industry. Data is safely secured with 256-bit SSL encryption. We utilise safe and secure third-party Open Banking service providers to make this quick and easy for you.
