Having some extra money up your sleeve in the country's capital city isn't a bad idea. If you need a bit of a boost for some of life's key expenses, then let Jacaranda help! We offer quick and easy online Cash Loans from $5,000 up to $25,000, with fixed loan terms as long as 48 months.
With no impact on your credit score!
Check If You Qualify with no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Having some extra money up your sleeve in the country's capital city isn't a bad idea. If you need a bit of a boost for some of life's key expenses, then let Jacaranda help! We offer quick and easy online Cash Loans from $5,000 up to $25,000, with fixed loan terms as long as 48 months.
Inner-city living is fast-paced and exciting, but it also can get expensive. Canberra is already one of Australia's most expensive cities in terms of rent and mortgage costs, and the cost of living is up there too.
If a major expense pops up - planned or otherwise - and you don't want to dip into your hard-earned savings, don't let it stress you out. From car and home repairs to holidays and home improvements, our express Cash Loans can help you manage these costs.
Thanks to our state-of-the-art online technology, you can:
We Make Applying Easy
We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.
That’s why our loan application process has been perfected over time to be as simple and quick as possible.
Jacaranda's Personal Loans can help you cover a wide range of expenses for your financial situation - both the expected and unexpected. With fixed repayments and both secured and unsecured options available, here's what you can use our cash loans for in Canberra.
Get in touch with us if you have any questions about whether a Personal Loan could be suitable for your needs.
|
Annual Income |
|
|---|---|
|
$128,885 |
$92,029.60 |
|
Average of Canberra |
Average of Australia |
|
Monthly Cost of Living (incl rent) |
|
|---|---|
|
$3,249.72 |
$8,050.54 |
|
Average cost of living for a single person in Canberra |
Average cost of living for a family of four in Canberra |
|
$3,251.12 |
$8,163.10 |
|
Average cost of living for a single person in Australia |
Average cost of living for a family of four in Australia |
Source:Â Numbeo (2022)
No matter where you are in Australia, you can apply for a loan with Jacaranda entirely online!
Still have questions about how our loans work? Here are the answers to some of our most frequently asked questions.
We accept a wider range of credit history than a bank or a prime lender, but we do not recommend submitting an application if:
You can apply for varying loan amounts with Jacaranda, depending on your needs. With our Express Personal Loan, you can borrow between $5,000 and $25,000.Â
For detailed information about who our products are designed for, please review our Target Market Determinations.
Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loans, visit our rates and fees page.
Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.
Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.
After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2
Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3
We use the information you provide in the online application form as well as information on your bank statements to make sure that you qualify for a loan product during our credit assessment. If you don't qualify, your application will be declined without a credit check being conducted.
Once we have verified that you meet our non-credit report-related criteria, we do perform a credit check as part of our credit assessment, where an inquiry will be left on your credit file.
We will never perform a credit check without your express consent, which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for seven years, and it can be supplied on demand.
There are four credit reporting bodies that we may use to conduct a credit check:
Review our Privacy Policy for more information.
Anyone unsatisfied with their loan for any reason can return the principal funds, including any payments made to third parties on your behalf, within a 48-hour cooling-off period and cancel their loan4.
If you purchased a vehicle or other item with your loan, Jacaranda does not require the seller to cancel the sale or release the funds back to you. Returning your purchase to the dealer, to the seller or to Jacaranda Finance doesn't qualify as a loan cancellation. The loan is only cancelled once the funds have been received and have cleared within the Jacaranda Finance bank account.
