Are you in need of a fast loan? Jacaranda Finance is the place for you! As an award-winning lender, we’re here to provide you with a fast, tailored loan experience.
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When unexpected expenses pop up and you need cash fast, the last thing you want to do is fill in mountains of paperwork or wait in long queues. This is where Jacaranda Finance comes in. Whether you need to replace your fridge, cover urgent repairs, or manage a hefty utility bill, our fast, hassle-free, and no-paperwork loans can give you access to cash when you need it. You can apply for a fast loan between $300 and $10,000 using our simple 100% online application form.
We pride ourselves on being one of the fastest lenders in Australia. Our state-of-the-art loan technology allows us to approve applications typically within 60-minutes*, with most applicants receiving their money within 60-seconds** of approval. Our friendly customer service team goes above and beyond providing exceptional care and assistance for each customer. If you’re still unsure whether Jacaranda suits your needs, take a look at our customer reviews - it’s no wonder we are one of the highest-rated lenders in the country!
There are many reasons to apply for a fast cash loan, whether it be a small or large amount. Take a look at some of the common expenses of fast cash loans to see whether a Jacaranda loan would suit you.
Whether you’re in need of a new set of wheels or just sprucing up your existing vehicle, a fast loan may suit you. They also come in handy if you’re left out of pocket due to a motor accident or unforeseen repairs.
Is your couch looking a little worse for wear? A fast loan could turn that old and lifeless piece of furniture into a luxurious, Netflix-binge-worthy lounge.
If those DIY videos you’ve been watching have sparked some inspo, a fast loan could help breathe some new life into your home.
Moving out for the first time can be costly and stressful. To reduce this stress, a fast loan can cover the costs of furniture, household appliances, and other necessities to make your new house or apartment feel like home.
We've won numerous awards for our state-of-the-art technology. We have created one of Australia's smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don't just judge your credit score, which is why we're able to help more customers that apply with us.
The 100% online application can be completed in minutes and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes during normal business hours.
All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We're almost 10 years old and we've been family-owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.
For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.
Reviews current as of June, 2021.
As the name suggests, a fast loan is a personal loan designed to give fast and easy access to the funds you need. Generally, fast loans are used for unexpected or emergency expenses. A Jacaranda fast cash loan lets you borrow anywhere from $300 to $10,000, typically over 12 to 24 month repayment periods. Our entire loan process, from application to approval, is often done in one hour. If you submit an application during business hours, we could have an outcome for you in just 60-minutes*. Once approved, we will transfer your funds straight to you.
Here at Jacaranda, we comply with responsible lending practices. As such, we are obligated to conduct credit checks on all loan applications. The good news though, as inclusive responsible lenders, we will consider your financial situation as a whole rather than just your credit score. This means that, even with poor credit history, you may still be approved for a loan if our team determines you can meet the loan requirements.
Yes, we do. Our team at Jacaranda has helped thousands of Aussies who have bad credit secure fast loans. While we do consider your credit score, we also take into account your recent bank statements and other financial information to help us determine your eligibility for a loan. If you are eligible, we will work with you to ensure the loan terms are manageable for you.
At Jacaranda, we’ve made the repayment process just as easy as the application itself! Once your loan application is approved, we will set up a direct debit payment from your nominated bank account. This payment is often synced with your pay cycle, and can be made either weekly, fortnightly, or monthly. As long as you have enough funds in the account, your repayments will go smoothly. Once your loan is fully repaid, the direct debit payments will stop.
Our mission at Jacaranda is to financially empower Aussies, so if you can pay off your loan early then go for it! We don’t charge any early payout fees or exit fees on any of our loans. To make an additional repayment, all you need to do is log into the Jacaranda customer portal.
* If applied within our standard business hours. 60-minute outcomes are not guaranteed.
** If you have an NPP-enabled bank account.
To qualify for a loan with Jacaranda you must:
To apply online with Jacaranda, we will need these from you:
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.