Home > Fast Loans Up To $15,000 With Jacaranda Finance

Fast Loans Up To $15,000 With Jacaranda Finance

Personal Loans up to $15,000

Money in your bank account and ready to use in 60 seconds once approved*(1)

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Apply in less than 8 minutes

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Apply in less than 8 minutes

Need cash quickly?

We are now living in a time when speed and convenience are key. Therefore, offering a service or product that consists of both those things is what some would call a ‘double whammy’. And believe it or not, that is exactly what we offer! Our quick loans are not only fast but they are also as convenient as Uber Eats. Although we don’t bring you food, sorry!

If you are in the market for some quick cash, our fast personal loans might be just the ticket! We’re seasoned loan specialists. This means we are well aware of how easy it can be to let your finances get on top of you rather than the other way round. That’s why we offer one of the fastest loan services in the country. In order to combat Aussies’ demands for quick, easy cash.

What are fast loans?

Well, just in case the name isn’t a dead give away, fast loans are loans that are, well, fast. Essentially, our fast loans are personal loans that are assessed, granted and transferred in a fraction of the time of traditional loans. In fact, you could receive an outcome on your fast cash loans application in as quick as 60 minutes! Naturally, conditions apply but if that’s not fast then we’re not sure what is.

Our quick finance options range from $1,000 all the way up to $15,000 and can be repaid over a breezy 12 – 36 month period. So, basically, everything about our loan service is fast. The application form could take you just minutes to complete. Plus, we offer speedy outcomes and quick cash into your bank (if you are approved). Sound too good to be true? It’s not!

How does our lending process work?

We like to think of one of our fast cash loans as a needle in a haystack, just a little easier to find. This is because you may spend hours, maybe even days, searching for a suitable money lender to aid in your cash shortfall, and finally you come across Jacaranda Finance. You need money fast and that’s something we could deliver!

Once your eyes have feasted on the rich jacaranda purple of our website, you are ready to apply. All you need to do is fill out the loan calculator at the top of the page and click Apply Now.

We’ll then take you to our quick application form which you just need to complete and submit. As soon as your mouse clicks on that submit button, we’ll get to work assessing your application. If you have applied within business hours – here are those conditions we were talking about – you could hear back from us in just 60 short minutes*. However, if we require any additional information, this may stretch that time out a little too. Just sit tight and know that we are working hard to determine what the right fit for you is.

If you are after fast approval loans, you really can’t go past us. Not only could you receive an outcome on your application in just 60 minutes*, but you could also see the cash in your account before the day is done.

How quickly can I really receive my funds after approval?

Now, as we are yet to figure out how to control space and time, we’re not able to guarantee a timeline as to when you’ll see your new cash in your account. If you are approved, we’ll send you a loan contract to read through and accept (if you’re happy, of course). As soon as you’ve accepted the loan terms, we’ll transfer your funds to your nominated bank account as soon as possible. We will transfer the funds to you with the next round of banking after you have signed your loan contract.

From there, the amount of time it will take for your loan to reflect in your account will depend on the transfer policies of the bank you are with. Some of our clients receive their funds within a couple of hours and some receive theirs the following business day. Either way, it’s much faster than what traditional lenders can offer.

Do you offer fast cash loans no credit check with very fast approval?

Well, yes and no. Yes, because we can offer very fast approval, and no, because we don’t offer fast cash loans no credit check. We do, indeed, conduct credit checks on all applications. However, while we don’t technically offer fast cash loans no credit check with very fast approval, your credit score is not enough to stop us in our tracks.

While we do conduct credit checks, we’ll always dig a little deeper than your credit score. We tend to put a little more focus on your current financial situation, rather than the past mistakes that you’re carrying around in your credit report. We’ll do a thorough and fair assessment of your income, expenses, spending habits and overall relationship with money to determine if a loan is right for you.

So, you never know. Being knocked back from loans due to your credit score could be a thing of the past, so long as our fast loans are affordable for you. Even though we can’t offer fast cash loans no credit check, we can promise that we’ll always give you a fair go, despite what your credit report says.

How do I know if I am eligible to apply?

Despite not offering fast cash loans no credit check fast approval, we do still believe in financial inclusion for all Australians. However, as responsible lenders, we do have some basic eligibility requirements that you need to meet before you can apply. You just need to be:

  • Over the age of 18
  • An Australian citizen or permanent resident
  • Receiving a regular income for the last 90 days (Centrelink payments are accepted)
  • Able to provide a valid mobile number and email address

So, while we don’t offer fast cash loans no credit check fast approval, if you meet these requirements, you could be one step closer to possibly being approved!

Why should I choose Jacaranda Finance?

Well, quick cash loans are a dime a dozen now that online loans are becoming more accessible. However, as we said, we are the needle in the haystack. We know it’s easy enough for us to tell you this, so we’re going to take it a step further and show you why Jacaranda Finance is the lender for you – should you need a loan, of course.

We put our customers first, always

Unlike some other, more traditional lenders, we understand that when you’re applying with Jacaranda Finance, you’re looking for fast service. That’s why we have designed our loan process to suit our customers first and foremost. An easy application, fast outcomes, no paperwork and no hassle!

Our application process is as simple as they get

As a 100% online lender, you don’t need to fuss around with piles of paperwork and confusing documents. You could complete our application form in just minutes. Plus, everything from the application to your repayments is done completely electronically. No messy paperwork is required, and there is no wasting time.

There are no hidden fees and charges

One of the best things about our personal loans is that we have no hidden costs. Everything is upfront and transparent. So, you don’t have to be worried about being surprised by any charges popping up out of the blue. You’ll be made aware of everything in your loan contract, that’s an absolute promise.

You can pay your loan off early with no early exit fees

Another big plus of applying with us is that you can pay them off as quickly as you like! Many lenders charge early exit fees when you choose to pay your loan out early. Not us! Whenever you wish to throw a few extra dollars onto your repayments, you’re more than welcome to do so, completely free of charge. In fact, you’ll even save money on interest and other monthly fees.

Receive your money quick smart

Finally, since our application and approval process is incredibly fast and online, it means you could receive your funds the same day you get approved! This will, however, depend on what time of the day you are approved and the policies of the bank you are with.

So, there’s your needle. Plain and simple! Mind you, we are fairly biased. Why not see for yourself and apply now for one of our fast cash loans!

How do I repay my personal loan?

Repaying your fast loan is just as easy as applying for it! After we have approved you, we’ll send you a loan contract. In this, it will state the day in which your payments are due. We will do our best to set this day in line with your pay cycle. However, if you’re not happy with this day, call us on 1300 189 823 and let us know so we can make some changes.

Otherwise, we’ll go ahead and set up for your repayments to be directly debited from your account on this day for the life of your loan. Then, once you have paid off your loan, the payments will stop automatically. The only thing you need to do while repaying your speedy cash loan is to make sure you have enough cash in your account to cover the payment. If one of the direct debits fail to come out, you may be charged a direct debit dishonour fee for the failed payment.

To avoid any unnecessary charges, call us as soon as you know you’re bank account is struggling. As long as you have given us at least 24 business hours notice before your payment is due, we may be able to alter your repayment terms to suit your change in situation.

What are the possible costs of fast loans?

At Jacaranda, we can provide 3 different types of personal loans: small, medium and large personal loans. Here are some details of these loans:

Loan Type Secured Options Loan amount Loan term
Small Loan Unsecured $1,000 to $2,000 12 months
Medium Loan Secured $2,001 to $4,600 13 to 36 months
Large Loan Secured $5,000 to $15,000 13 to 36 months

For more information on our interest rates and fees, head to our costs page.

Ready to see how fast we can really be?

Now that we’ve shown you how fast our fast loans really are, it’s time to find out for yourself. If you’ve decided that a loan is the right thing for you at this time, scroll up to the top of this page and use the loan calculator to get started with your application.

If you have any more questions, check out our FAQ page, or send us a message.

*If you apply during business hours and we don’t require any additional information from you

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Our low rates

Our low rates

💰 Personal Loans starting from 8.69% (12.05% p.a. Comparison Rate)

🚗 Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).

We never charge early repayment or exit fees.

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Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.